$470,000
SOLD JUL 9, 2026
3 Beds
2.5 Baths
2,175 Sq Ft
6,098 Sq Ft Lot

Sale Details

Date Sold: July 9, 2026

$216 Per Sq Ft

9% Below List Price

65 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Contemporary Architecture
  • Engineered Wood Flooring
  • Granite Countertops

About This Home

As of July 2026

Welcome home to 5557 Abby Grace Loop in the Millstone Cottage community of Red Bank. Tucked just off I-27, this peaceful neighborhood offers the ideal balance of privacy and convenience, with quick access to downtown Chattanooga, dining, work, and everyday essentials. This one-owner, like-new home is thoughtfully elevated with smart home features, curated upgrades, and a light-filled design that enhances both comfort and lifestyle. From the moment you step inside, you're welcomed by an airy, open-concept layout designed for modern living and effortless entertaining. The Redwood plan creates a seamless connection between the living, kitchen, and dining spaces, all grounded by vaulted ceilings and a cozy fireplace. Natural light pours in, highlighting the home's bright, inviting aesthetic. The living area flows directly to a covered patio, extending your living space outdoors, perfect for morning coffee or evening gatherings. The kitchen is both functional and refined, featuring granite countertops, stainless steel appliances, and upgraded Samsung WiFi-enabled technology. Ample prep and gathering space make it the true heart of the home. The primary suite is privately situated on the main level, offering a peaceful retreat with a double vanity, walk-in shower, and generous closet space. A well-placed laundry room and half bath add to the home's everyday ease. Upstairs, a versatile flex space with built-in shelving provides the perfect setting for a home office or lounge. Two additional bedrooms, one with expansive floored walk-in attic storage, share a full hall bath. Step outside to enjoy a covered back porch overlooking a fully fenced yard, ideal for pets, play, and relaxed outdoor living. 2 zoned irrigation system. Enjoy this prime Red Bank location just minutes to downtown Chattanooga, the Northshore, and Signal Mountain, with easy access to parks, dining, shopping, and everyday conveniences.

Last Agent to Sell the Property

Jim Hughes

Keller Williams Realty License #358249 Listed on: 04/02/2026

Keller Williams Realty

Last Buyer's Agent

Kelsi Ashburn

Keller Williams Realty License #353903

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,871

Year Built

  • Built in 2021

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50x120
  • Wood Fence
  • Rectangular Lot
  • Level Lot
  • Misting System
  • Front and Back Yard Sprinklers
  • Back Yard Fenced and Front Yard

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Secured Garage or Parking

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • HardiePlank Type

Interior Spaces

  • 2,175 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wired For Data
  • Built-In Features
  • Dry Bar
  • Crown Molding
  • Beamed Ceilings
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Ventless Fireplace
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Blinds
  • Window Screens
  • Entrance Foyer
  • Living Room with Fireplace
  • Formal Dining Room
  • Storage

Kitchen

  • Oven
  • Gas Range
  • Free-Standing Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Wine Cooler
  • Stainless Steel Appliances
  • Smart Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Pull Down Stairs to Attic
  • Unfinished Attic

Home Security

  • Smart Lights or Controls
  • Smart Home
  • Closed Circuit Camera
  • Smart Locks
  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Smart Irrigation

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Natural Gas Connected
  • Gas Available
  • Tankless Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 099b F 008

Community Details

Overview

  • Millstone Cottages Subdivision
  • On-Site Maintenance
  • Electric Vehicle Charging Station

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,871

Year Built

Built in 2021

Lot Details

6,098 Sq Ft Lot

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 50X120
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Millstone Cottages
  • Directions: From downtown Chattanooga, take US-27 N for approximately 4.5 miles. Take the Mountain Creek Road exit and continue 0.3 miles. Turn left onto Mountain Creek Road and proceed for about 1.2 miles. Turn right onto Browntown Road and continue 0.6 miles. Turn left onto Abby Grace Loop. The home is located on the right at 5557 Abby Grace Loop.
  • Above Grade Finished Sq Ft: 2175.0
  • Architectural Style: Contemporary, Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2175.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Free Standing Building, House
  • Year Built: 2021
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 099b F 008
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 3871.42
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2175.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.4
  • General Property Information Lot Size Dimensions: 50X120
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome home to 5557 Abby Grace Loop in the Millstone Cottage community of Red Bank. Tucked just off I-27, this peaceful neighborhood offers the ideal balance of privacy and convenience, with quick access to downtown Chattanooga, dining, work, and everyday essentials. This one-owner, like-new home is thoughtfully elevated with smart home features, curated upgrades, and a light-filled design that enhances both comfort and lifestyle. From the moment you step inside, you're welcomed by an airy, open-concept layout designed for modern living and effortless entertaining. The Redwood plan creates a seamless connection between the living, kitchen, and dining spaces, all grounded by vaulted ceilings and a cozy fireplace. Natural light pours in, highlighting the home's bright, inviting aesthetic. The living area flows directly to a covered patio, extending your living space outdoors, perfect for morning coffee or evening gatherings. The kitchen is both functional and refined, featuring granite countertops, stainless steel appliances, and upgraded Samsung WiFi-enabled technology. Ample prep and gathering space make it the true heart of the home. The primary suite is privately situated on the main level, offering a peaceful retreat with a double vanity, walk-in shower, and generous closet space. A well-placed laundry room and half bath add to the home's everyday ease. Upstairs, a versatile flex space with built-in shelving provides the perfect setting for a home office or lounge. Two additional bedrooms, one with expansive floored walk-in attic storage, share a full hall bath. Step outside to enjoy a covered back porch overlooking a fully fenced yard, ideal for pets, play, and relaxed outdoor living. 2 zoned irrigation system. Enjoy this prime Red Bank location just minutes to downtown Chattanooga, the Northshore, and Signal Mountain, with easy access to parks, dining, shopping, and everyday conveniences.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Security Features:Smoke Detector(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Architectural Style:Contemporary: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 2
  • Fencing Back Yard: Yes
  • Fencing Wood4: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Flooring Engineered Hardwood: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Laundry Features:Inside: Yes
  • Security Features:Fire Alarm: Yes
  • Laundry Features In Hall: Yes
  • Fencing Full2: Yes
  • Attic Features Unfinished2: Yes
  • Association Amenities Maintenance Grounds3: Yes
  • Security Features Closed Circuit Camera(s): Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Smart Appliance(s), Wine Refrigerator, Wine Cooler, Tankless Water Heater, Stainless Steel Appliance(s), Refrigerator, Range Hood, Oven, Microwave, Gas Range, Free-Standing Refrigerator, Free-Standing Range, Free-Standing Gas Range, Electric Water Heater, Disposal, Dishwasher
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room, Ventless
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Varies
  • Interior Amenities: Beamed Ceilings, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Dry Bar, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Separate Dining Room, Smart Home, Smart Light(s), Smart Thermostat, Storage, Tray Ceiling(s), Tub/shower Combo, Walk-In Closet(s), Wired for Data
  • Window Features: Blinds, Screens, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Tankless Water Heater: Yes
  • Appliances:Free-Standing Range: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Oven: Yes
  • Interior Features:Dry Bar: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Smart Home: Yes
  • Community Features:Curbs: Yes
  • Appliances:Wine Cooler: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Wired for Data: Yes
  • Fireplace Features:Ventless: Yes
  • Interior Features:Smart Light(s)2: Yes
  • Appliances:Smart Appliance(s): Yes

Exterior Features

  • Fencing: Back Yard, Full, Wood
  • Lot Features: Back Yard, Front Yard, Level, Rectangular Lot, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Frame, HardiPlank Type
  • Exterior Features: Misting System, Rain Gutters, Smart Irrigation, Smart Light(s), Smart Lock(s), Other
  • Foundation Details: Slab
  • Other Structures: None
  • Patio And Porch Features: Covered, Patio, Porch, Porch - Covered, Rear Porch
  • Roof: Asphalt, Shingle
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Rectangular Lot: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Front Yard2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Construction Materials:Frame: Yes
  • Exterior Features:Smart Lock(s): Yes
  • Construction Materials:HardiPlank Type: Yes
  • Exterior Features:Smart Light(s): Yes
  • Exterior Features:Smart Irrigation: Yes
  • Exterior Features:Misting System: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Security Features:Secured GarageParking: Yes
  • Parking Features:Electric Vehicle Charging Station(s): Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Hall, Inside, Laundry Room, Main Level, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Secured Garage/Parking, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks
  • Senior Community: No
  • Amenities: Maintenance Grounds
  • Association Fee: 55.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 55.0
  • General Property Information:Association Fee Frequency: Monthly

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Additional Parcels: No
  • Parcel #: 099b F 008

Tax Info

  • Tax Annual Amount: 3871.42

3D Interior and Exterior Tours

Floorplans

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 13, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,832
Outstanding Balance
$283,584
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$196,078

Purchase Details

Closed on
Dec 15, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
2.8%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $404,430 Dba Warranty Title Ins Co
Warranty Deed $88,500 Dba Warranty Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $318,832 New Conventional
Previous Owner $275,000 Construction
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/09/2026 07/09/26 Sold $470,000 -1.1% $216 / Sq Ft
06/06/2026 06/06/26 Pending -- -- --
05/01/2026 05/01/26 Price Changed $475,000 -4.8% $218 / Sq Ft
04/15/2026 04/15/26 Price Changed $499,000 -3.1% $229 / Sq Ft
04/02/2026 04/02/26 For Sale $515,000 -- $237 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,582 $104,400 $0 $0
2024 $1,930 $86,275 $0 $0
2023 $1,930 $86,275 $0 $0
2022 $1,930 $86,275 $0 $0
2021 $827 $36,975 $0 $0
2020 $484 $17,500 $0 $0
2019 $484 $17,500 $0 $0
2018 $0 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1531701

Greater Chattanooga REALTORS®

APN: 099B-F-008

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