$280,000
SOLD OCT 31, 2025
Last list price

5576 Wavecrest Cir Saint Charles, MO 63304

2 Beds
2.5 Baths
2,068 Sq Ft
$230/mo HOA Fee

Recently Sold

$135 Per Sq Ft

25 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Granite Countertops
  • Warren Elementary School Rated A
  • 2-Story Property
  • 2 Car Attached Garage

About This Home

As of October 2025

Welcome to 5576 Wavecrest Circle, located just minutes from Downtown Cottleville! This meticulously maintained 2-story townhome offers the perfect blend of comfort, convenience, and low-maintenance living. Step inside to find a spacious main level featuring a bright living room complete with a surround sound system—perfect for movie nights or entertaining. Upstairs, the primary suite is a true retreat with two massive walk-in closets, dual sink vanity, separate shower & tub, and easy access to the 2nd-floor laundry. The 2nd bedroom has it's own walk in closet and a full bathroom in the hallway. Outside, enjoy a low-maintenance composite deck plus a concrete patio—great for summer cookouts or relaxing evenings. The finished basement extends your living space with another surround sound setup, ideal for game days or a cozy retreat. The 2-car garage and HOA-maintained yard and landscaping mean you can focus more on enjoying life and less on chores. Located just a short golf cart ride or quick drive to downtown Cottleville, you’ll love the access to local shops, restaurants, and community events. Don’t miss this opportunity to live in one of the most desirable areas in St. Charles County—schedule your showing today!

Last Agent to Sell the Property

Cody Calhoun

Coldwell Banker Realty - Gundaker West Regional License #2018040742 Listed on: 09/18/2025

Last Buyer's Agent

Ximena Vasquez

EXP Realty, LLC License #2017032355

EXP Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,674

Year Built

  • Built in 2010

Lot Details

  • 6,294 Sq Ft Lot

HOA Fees

  • $230 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Additional Parking

Home Design

  • 2-Story Property
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Sound System
  • Granite Countertops
  • Laundry on upper level

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Partially Finished Basement

  • Basement Ceilings are 8 Feet High
  • Basement Storage

Outdoor Features

  • Deck
  • Patio

Schools

  • Warren Elem. Elementary School
  • Saeger Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • 220 Volts

Community Details

  • Association fees include insurance, ground maintenance, maintenance parking/roads, common area maintenance, exterior maintenance, roof, snow removal, trash
  • Columbus Pointe The Terrace At Columbus Pointe Association

Listing and Financial Details

  • Assessor Parcel Number 3-0110-A560-00-0040.0000000

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,674

Year Built

Built in 2010

Lot Details

0

HOA Fees

$230 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2010
  • Property Sub-Type: Townhouse
  • ResoLaundryFeatures: 2nd Floor
  • Lot Size Acres: 0.1445
  • Reso Association Amenities: None
  • Co List Office Phone: 636-532-0200
  • MLS Status: Closed
  • Subdivision Name: Terrace At Columbus Pointe
  • Above Grade Finished Sq Ft: 1568
  • Architectural Style: Ranch/2 story
  • Carport Y N: No
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: Yes
  • Financial Info Electric: 220 Volts
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1568.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_BelowGradeFinishedAreaSrchSqFt: 500.00
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Basement: 8 ft + Pour, Partially Finished, Storage Space
  • Interior Amenities: Granite Counters, Open Floorplan, Sound System, Walk-In Closet(s)
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 500
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 2

Exterior Features

  • Disclosures: HOA/Condo Disclosure Available, See Seller's Disclosure
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Composite, Deck, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Electric, Forced Air
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 230
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Columbus Pointe - The Terrace At Columbus Pointe

Fee Information

  • Association Fee Includes: Insurance, Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Exterior Maintenance, Roof, Snow Removal, Trash

Schools

  • Elementary School: Warren Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Saeger Middle

Lot Info

  • Lot Size Sq Ft: 6294.42
  • Parcel Number: 3-0110-A560-00-0040.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2674

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Oct 31, 2025
Sold by
First David G
Bought by
Gomescasseres Lucy
Seller's Agent
Cody Calhoun
Coldwell Banker Realty - Gundaker West Regional
Buyer's Agent
Ximena Vasquez
EXP Realty, LLC
List Price
$280,000
Views
125

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.39%
Original Mortgage
$10,640
Outstanding Balance
$10,640
Interest Rate
6.3%
Estimated Equity
$267,220

Purchase Details

Closed on
May 28, 2010
Sold by
Mcbride Columbus Pointe Llc
Bought by
First David G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,200
Interest Rate
5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Title Partners
Special Warranty Deed $144,353 Dependable Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,640 No Value Available
Open $266,000 New Conventional
Previous Owner $115,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Sold -- -- --
10/13/2025 10/13/25 Pending -- -- --
09/18/2025 09/18/25 For Sale $280,000 -- $135 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,674 $46,174 -- --
2023 $2,673 $42,856 $0 $0
2022 $2,431 $36,135 $0 $0
2021 $2,433 $36,135 $0 $0
2020 $2,232 $32,061 $0 $0
2019 $2,223 $32,061 $0 $0
2018 $2,113 $29,090 $0 $0
2017 $2,097 $29,090 $0 $0
2016 $2,181 $29,123 $0 $0
2015 $2,150 $29,123 $0 $0
2014 $1,919 $25,203 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25062527

MARIS MLS

APN: 3-0110-A560-00-0040.0000000