Seller's Agent in 2025
Debbie Rettberg
Creig Northrop Team of Long & Foster
(410) 404-9038
7 in this area
108 Total Sales
2
Beds
2
Baths
2,436
Sq Ft
5,475
Sq Ft Lot
Highlights
- 36 Feet of Waterfront
- River View
- Deck
- Private Dock Site
- Open Floorplan
- Contemporary Architecture
About This Home
As of July 2025Wake up to the serenity of waterfront living in this inviting and affordably priced 2-bedroom, 2-bath townhome on picturesque Rumsey Island. One of the largest homes in the community, thanks to a 2008 addition, it offers a flexible, open layout with endless possibilities—including the potential for a first-floor primary suite with unobstructed water views. Set in a sought-after neighborhood known for its scenic waterways and peaceful setting, this bright and airy residence boasts approximately 36 feet of waterfront and two piers—one private and one shared—perfect for boating enthusiasts. With an estimated mean low tide of 4–5 feet, the water easily accommodates power boats, jet skis, kayaks, paddle boats, and paddle boards. You’re just minutes from the new North Bay Marina and Mariner Point Park, placing you at the heart of Harford County’s boating lifestyle. Inside, the spacious main-level living room fills with natural light from oversized windows and sliding glass doors that showcase breathtaking panoramic water views. A charming alcove at the front of the living area adds versatility—ideal as a reading nook, music corner, compact office, or stylish bar. Crown molding, recessed lighting, and wide-plank laminate flooring enhance the space, while the open-concept design creates a seamless flow between indoors and out. Step directly onto the rear lawn for effortless water access—perfect for morning coffee or evening relaxation. The upper level is a true showstopper, designed to highlight the home’s stunning waterfront setting. It features two bedrooms, a full bath, and a well-appointed kitchen with a breakfast bar and elegant crown molding. At the heart of this level is a dramatic family room with a soaring cathedral ceiling, breezy ceiling fan, and walls of windows that create an airy, sunlit retreat. A sliding glass door opens to the upper-level deck, perfectly positioned for enjoying breathtaking water views, including a clear look at your very own private pier. This rare waterfront opportunity on Rumsey Island won’t last long—don’t miss your chance to embrace the tranquil lifestyle and endless outdoor adventures this exceptional home has to offer. Schedule your private showing today! Note: Select photos have been virtually staged.
Last Agent to Sell the Property
(410) 404-9038 debbierettberg@northroprealty.com Northrop Realty License #528953 Listed on: 07/10/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,257
Year Built
- Built in 1967 | Remodeled in 2008
Lot Details
- 5,475 Sq Ft Lot
- 36 Feet of Waterfront
- Home fronts navigable water
- Landscaped
- Back Yard Fenced and Side Yard
- Property is in very good condition
Property Views
- River
- Creek or Stream
- Garden
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Roof
- Shingle Siding
Interior Spaces
- 2,436 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Vinyl Clad Windows
- Window Treatments
- Palladian Windows
- Casement Windows
- Window Screens
- Sliding Doors
- Six Panel Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Dining Room
- Utility Room
Kitchen
- Eat-In Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Home Security
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
- Off-Street Parking
Outdoor Features
- Water Access
- River Nearby
- Private Dock Site
- Deck
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 69
- Assessor Parcel Number 1301124544
Community Details
Overview
- No Home Owners Association
- Rumsey Island Subdivision
Security
- Fire and Smoke Detector
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Jul 31, 2025
Sold by
Day Radford F and Day Larry
Bought by
Foust Rene M
Seller's Agent
Debbie Rettberg
Northrop Realty
Buyer's Agent
Todd Rettkowski
ExecuHome Realty
List Price
$435,000
Sold Price
$425,000
Premium/Discount to List
-$10,000
-2.3%
Views
60
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,270
Avg. Annual Appreciation
2.90%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $425,000 | Galaxy Settlements | |
| Deed | $425,000 | Galaxy Settlements |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $425,000 | -2.3% | $174 / Sq Ft |
| 07/16/2025 07/16/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $435,000 | -- | $179 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,257 | $310,000 | $0 | $0 |
| 2024 | $3,257 | $298,800 | $123,000 | $175,800 |
| 2023 | $3,140 | $293,433 | $0 | $0 |
| 2022 | $3,140 | $288,067 | $0 | $0 |
| 2021 | $3,262 | $282,700 | $123,000 | $159,700 |
| 2020 | $3,262 | $282,700 | $123,000 | $159,700 |
| 2019 | $3,262 | $282,700 | $123,000 | $159,700 |
| 2018 | $3,259 | $285,000 | $150,000 | $135,000 |
| 2017 | $3,259 | $285,000 | $0 | $0 |
| 2016 | -- | $285,000 | $0 | $0 |
| 2015 | $3,455 | $302,900 | $0 | $0 |
| 2014 | $3,455 | $302,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Rettberg
-
Todd Rettkowski
Buyer's Agent in 2025
Todd Rettkowski
ExecuHome Realty
(410) 370-8926
1 in this area
100 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2045094
APN: 01-124544
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