NOT LISTED FOR SALE

55916 Jayne Dr Elkhart, IN 46514

Estimated Value: $330,357 - $470,000

4 Beds
3 Baths
2,464 Sq Ft
$169/Sq Ft Est. Value

Sale Details

Date Sold: July 25, 2025

Last sale price $437,500 $178 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $2,441 / mo

6 Days on Market

Highlights

  • 124 Feet of Waterfront
  • Living Room with Fireplace
  • Ranch Style House
  • Primary Bedroom Suite
  • Vaulted Ceiling
  • Solid Surface Countertops

About This Home

As of July 2025

This beautifully maintained WATERFRONT ranch offers over 2,400 square feet of finished living space with breathtaking views and effortless comfort throughout. With 4 bedrooms and 3 full bathrooms, this home blend's function, style, and the ultimate riverfront lifestyle. Welcoming foyer, spacious living room adorned with a classic brick wood-burning fireplace, rich natural hardwood floors, welcome you into the home. The updated kitchen offers abundant storage, generous prep space, and a convenient breakfast bar—perfect for everyday living or entertaining. Enjoy your morning coffee in the charming breakfast room or step into the sun-drenched four-season room and soak in the panoramic water views year-round. Need more room? The waterfront family room w/ palladium windows and gorgeous water views with stone fireplace will steal your heart. One of the four bedrooms, located privately at the rear of the home, makes an ideal home office or den—imagine waking up or working while watching boats pass and wildlife play just outside your window. Additional highlights include main level laundry, a full unfinished basement with endless potential, a newer roof and mechanicals (3–4 years), and a meticulously kept lawn with an in-ground sprinkler system. Enjoy the ease of waterfront access with a solid concrete seawall and floating pier—just bring your boat and start living the riverfront dream!

Last Agent to Sell the Property

Julie Thatcher

Coldwell Banker Real Estate Group Listed on: 06/06/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Abram Christianson

Howard Hanna SB Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,773

Year Built

  • Built in 1958

Lot Details

  • 19,166 Sq Ft Lot
  • Lot Dimensions are 120x 201
  • 124 Feet of Waterfront
  • Irrigation

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Ventless Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Solid Surface Countertops
  • Utility Sink

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub With Separate Shower Stall

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction

Schools

  • Cleveland Elementary School
  • West Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Oak Manor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 20-05-01-357-009.000-005

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,773

Year Built

Built in 1958

Lot Details

0.44 Acres

HOA Fees

$4 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1958
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Oak Manor Lot 12
  • Parcel Number ID: 20-05-01-357-009.000-005
  • Platted: Yes
  • Amenities: Breakfast Bar, Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Solid Surf, Deck Open, Eat-In Kitchen, Foyer Entry, Irrigation System, Utility Sink, Stand Up Shower, Tub and Separate Shower, Main Level Bedroom Suite, Main Floor Laundry, Sump Pump
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 4232
  • Total Finished Sq Ft: 2464
  • Above Grade Finished Sq Ft: 2464
  • Below Grade Sq Ft: 1768
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished
  • Basement Material: Block
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Wood Burning, Ventless
  • Fireplace: Yes
  • Living Great Room: On Level: Main
  • Kitchen: On Level: Main
  • Breakfast Room: On Level: Main
  • Dining Room: On Level: Main
  • Family Room: On Level: Main
  • Extra Room: 4 SEASON ROOM
  • Bedroom 1: Dimensions: 15x13, On Level: Main
  • Bedroom 2: Dimensions: 11x11, On Level: Main
  • Bedroom 3: Dimensions: 10x10, On Level: Main
  • Bedroom 4: Dimensions: 12x12, On Level: Main
  • Number of Main Level Full Bathrooms: 3
  • Total Below Grade Sq Ft: 1768

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None
  • Water Frontage: 124
  • Water Name: St. Joe River Lower

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: River
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 50
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Cleveland

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 120x 201
  • Estimated Lot Sq Ft: 19166
  • Estimated Lot Size Acres: 0.44

Tax Info

  • Annual Taxes: 2772.94
  • Exemptions: Homestead

Multi Family

  • Water Access: Frontage Lot

MLS Schools

  • High School: Elkhart
  • Middle School: West Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 25, 2025
Sold by
Eric J Mishler Revocable Living Trust and Bollero James L
Bought by
Learman Duncan T
Seller's Agent
Julie Thatcher
Coldwell Banker Real Estate Group
Buyer's Agent
Abram Christianson
Howard Hanna SB Real Estate
List Price
$437,500
Sold Price
$437,500
Views
46
Current Estimated Value
$416,089

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,411
Avg. Annual Appreciation
-6.23%
Original Mortgage
$245,000
Outstanding Balance
$244,577
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$171,512

Purchase Details

Closed on
Oct 15, 2013
Sold by
Mishler Eric J
Bought by
Mishler Eric J

Purchase Details

Closed on
Sep 25, 2002
Sold by
Federal National Mortgage Association
Bought by
Mishler Eric J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.39%

Purchase Details

Closed on
Jun 18, 2002
Sold by
Chase Manhattan Mtg Corp
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 26, 2002
Sold by
Staub Thomas D
Bought by
Chase Manhattan Mtg Corp
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Learman Duncan T -- Metropolitan Title Of In
Mishler Eric J -- None Available
Mishler Eric J -- Meridian Title Corp
Federal National Mortgage Association -- --
Chase Manhattan Mtg Corp $184,753 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Learman Duncan T $245,000
Previous Owner Mishler Eric J $90,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/25/2025 07/25/25 Sold $437,500 0.0% $178 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $437,500 -- $178 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,773 $299,500 $61,200 $238,300
2024 $2,582 $281,500 $61,200 $220,300
2022 $2,582 $248,400 $61,200 $187,200
2021 $2,198 $227,100 $61,200 $165,900
2020 $2,066 $228,900 $63,000 $165,900
2019 $2,422 $228,900 $63,000 $165,900
2018 $2,560 $234,200 $63,000 $171,200
2017 $2,430 $221,900 $63,000 $158,900
2016 $2,185 $200,300 $60,000 $140,300
2014 $2,069 $194,100 $60,000 $134,100
2013 $1,941 $194,100 $60,000 $134,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202521746

Indiana Regional MLS

APN: 20-05-01-357-009.000-005

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