$420,000
SOLD MAY 9, 2025
4 Beds
2 Baths
1,996 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

2% Below List Price

46 Days on Market

Highlights

  • In Ground Pool
  • Open Floorplan
  • Main Floor Primary Bedroom
  • South Miami Middle School Rated A-
  • Traditional Architecture
  • Corner Lot

About This Home

As of May 2025

Nearly new 4-bedroom, 2-bathroom home on a corner lot in Siena Reserve, a quiet and growing community in Saint Cloud. Luxury vinyl flooring runs throughout the common areas, with granite and quartz countertops adding a sleek touch. The home includes all appliances, including a high-efficiency front-load washer and dryer, plus a Samsung refrigerator with changeable panels. Both bathrooms feature double vanities for extra convenience. The two-car garage comes equipped with a wall-mounted Tesla charger. With a low HOA and no CDD, this home offers great value. Enjoy the community pool and take advantage of the nearby shopping on Narcoossee and the expanding retail options in Saint Cloud. If you’re looking for a newer home without the wait of new construction, this could be the perfect fit.

Last Agent to Sell the Property

Ken Pozek

REAL BROKER, LLC Brokerage Phone: 321-527-5111 License #3313335 Listed on: 02/21/2025

Co-Listed By

Kristen Pavlic

REAL BROKER, LLC Brokerage Phone: 321-527-5111 License #3418117

Last Buyer's Agent

William Sirigas

WATSON REALTY CORP. License #655447

WATSON REALTY CORP.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,599

Year Built

  • Built in 2023

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 69x120x61x106
  • North Facing Home
  • Corner Lot
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned LDR

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,996 Sq Ft Home
  • Open Floorplan
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Rods
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Walk-In Pantry
  • Range Hood
  • Microwave
  • Granite Countertops

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Water Softener
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance
  • J. Conklin Association, Phone Number (863) 940-2863
  • Siena Reserve Ph 2C Subdivision

Amenities

  • Community Mailbox

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,599

Year Built

Built in 2023

Lot Details

0

HOA Fees

$65 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1996
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 2582
  • Lot Size Sq Ft: 7841
  • Number Of Lots: 1
  • Status: Sold
  • Co List Office Mls Id: MFR260505076
  • Co List Office Phone: 321-527-5111
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 239.88
  • Escrow City: Altamonte Springs
  • Escrow State: FL
  • Escrow Street Name: N Westmonte Dr #1006
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 210.42
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 321-527-5111
  • Tax Year: 2023
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Rods
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room
  • Living Area Meters: 185.43

Exterior Features

  • Direction Faces: North
  • Pool Features: In Ground, Other
  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0115G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Pool, Sidewalks, Street Lights
  • Association Fee: 196.25
  • Association Fee Frequency: Quarterly
  • Association Name: J. Conklin
  • Phone: 863-940-2863
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: SIENA RESERVE
  • Pet Restrictions: Buyer to verify any and all pet restrictions directly with the HOA.
  • Association Fee Requirement: Required
  • Association Email: j.conklin@hcmanagement.org

Fee Information

  • Total Annual Fees: 785.00
  • Total Monthly Fees: 65.42
  • Monthly HOA Amount: 65.42

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: LDR
  • Parcel Number: 21-25-31-4979-0001-2650
  • Additional Parcels: No
  • Lot Features: Corner Lot, Sidewalk, Paved
  • Lot Dimensions: 69x120x61x106
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify any and all lease restrictions directly with the HOA

Tax Info

  • Tax Annual Amount: 1599.21
  • Tax Block: 265
  • Tax Book Number: 30-160-163
  • Tax Lot: 265

Multi Family

  • Approval Process: Buyer to verify any and all approval processes directly with the HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2025
Closed on
May 9, 2025
Sold by
Kepka Geoffrey Matthew
Bought by
Disla Darwin and Disla Fatima Fuentes
Seller's Agent
Ken Pozek
REAL BROKER, LLC
Buyer's Agent
William Sirigas
WATSON REALTY CORP.
List Price
$430,000
Sold Price
$420,000
Premium/Discount to List
-$10,000
-2.33%
Views
42
Current Estimated Value
$416,912

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,088
Avg. Annual Appreciation
-1.33%
Original Mortgage
$378,000
Outstanding Balance
$376,659
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$40,253

Purchase Details

Closed on
Feb 14, 2023
Sold by
Nvr Inc
Bought by
Kepka Geoffrey Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$428,041
Interest Rate
6.12%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Innovative Title
Warranty Deed $420,000 Innovative Title
Special Warranty Deed $441,400 Nvr Settlement Services
Special Warranty Deed $441,400 Nvr Settlement Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,000 New Conventional
Closed $378,000 New Conventional
Previous Owner $428,041 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/09/2025 05/09/25 Sold $420,000 -2.3% $210 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
02/21/2025 02/21/25 For Sale $430,000 -- $215 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,599 $333,800 $70,000 $263,800
2023 $1,599 $70,000 $70,000 $0
2022 $839 $60,000 $60,000 $0
2021 $288 $20,000 $20,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6283067

Stellar MLS

APN: 21-25-31-4979-0001-2650