Seller's Agent in 2026
Tracey Bellotte
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 474-1649
3 in this area
57 Total Sales
56 Cross Point Dr Owings, MD 20736
5
Beds
3.5
Baths
3,626
Sq Ft
0.5
Acres Lot
Highlights
- Second Kitchen
- Colonial Architecture
- Traditional Floor Plan
- Windy Hill Elementary School Rated A-
- Deck
- Formal Dining Room
About This Home
As of April 2026Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like: New roof (2017) New windows (2017 & 2018) Dual-zone A/C (2019) Basement renovation with second full kitchen (2019) Fireplace (2020) Back deck redone (2021 $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. Modern updates. Timeless design. Rare financing opportunity. Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!
Last Agent to Sell the Property
(410) 721-0103 khylah.settle@cbmove.com Coldwell Banker Realty Brokerage Phone: 4107210103 Listed on: 09/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,979
Year Built
- Built in 2000
Lot Details
- 21,666 Sq Ft Lot
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 6 Driveway Spaces
- Front Facing Garage
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Permanent Foundation
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Traditional Floor Plan
- Built-In Features
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Family Room Off Kitchen
- Formal Dining Room
Kitchen
- Second Kitchen
- Eat-In Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- Walk-In Closet
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Rear Basement Entry
Outdoor Features
- Deck
- Patio
Utilities
- Central Air
- Heating System Uses Oil
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- Cross Point Subdivision
Listing and Financial Details
- Tax Lot 16R
- Assessor Parcel Number 0503154467
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 18, 2004
Sold by
Balon John C and Balon Denise M
Bought by
Drum Anthony W and Drum Eva L
Purchase Details
Closed on
Jul 13, 2000
Sold by
Zajac Mitchell W
Bought by
Balon John C and Balon Denise M
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $525,000 | -- | |
| Deed | $237,617 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $705,000 | +0.7% | $194 / Sq Ft |
| 02/23/2026 02/23/26 | Price Changed | $699,900 | -1.8% | $193 / Sq Ft |
| 01/26/2026 01/26/26 | Price Changed | $712,500 | -1.7% | $196 / Sq Ft |
| 09/26/2025 09/26/25 | Price Changed | $725,000 | -2.4% | $200 / Sq Ft |
| 09/17/2025 09/17/25 | For Sale | $742,500 | -- | $205 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,013 | $542,300 | $180,700 | $361,600 |
| 2024 | $5,726 | $516,133 | $0 | $0 |
| 2023 | $5,245 | $489,967 | $0 | $0 |
| 2022 | $4,970 | $463,800 | $180,700 | $283,100 |
| 2021 | $4,871 | $458,233 | $0 | $0 |
| 2020 | $4,871 | $452,667 | $0 | $0 |
| 2019 | $4,832 | $447,100 | $180,700 | $266,400 |
| 2018 | $4,819 | $447,100 | $180,700 | $266,400 |
| 2017 | $4,883 | $447,100 | $0 | $0 |
| 2016 | -- | $451,700 | $0 | $0 |
| 2015 | $4,534 | $450,767 | $0 | $0 |
| 2014 | $4,534 | $449,833 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tracey Bellotte
-
Megan Thiel
Buyer's Agent in 2026
Megan Thiel
Long & Foster
(202) 810-3844
2 in this area
270 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2023062
APN: 03-154467
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