NOT LISTED FOR SALE

56 Harbor Dr Ludington, MI 49431

Estimated Value: $330,612 - $358,000

2 Beds
2 Baths
1,112 Sq Ft
$138/mo HOA Fee

Last Sold June 19, 2024

Last sale price $321,500 $289 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,589/month

18 Days on Market

Highlights

  • Boat Ramp
  • Water Views
  • Water Access
  • Lakeview Elementary School Rated A-
  • Beach
  • Contemporary Architecture

About This Home

As of June 2024

Escape to waterfront luxury with this exceptional waterfront condo at Crosswinds Lakeside Condominium in Ludington. With stunning views of Pere Marquette Lake, this 2-bedroom, 2-full bath end unit condo offers the ultimate waterfront living experience. Watch the iconic Badger, fish right outside your patio doors, stroll along the channel walkway, or follow the nearby path to a 1,000-foot sandy Lake Michigan private association beach. The condo features an open floor plan with vaulted ceilings and towering windows that flood the space with natural light, The loft-style primary bedroom is a private sanctuary with an ensuite bathroom and large sitting area. The condo comes nicely furnished, turnkey, and ready for a new owner to embrace the dream of waterfront living.

Last Agent to Sell the Property

Rick Randall

LIGHTHOUSE REALTY-Ludington License #6502347945 Listed on: 05/15/2024

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,470

Year Built

  • Built in 1993

Lot Details

  • Property fronts a private road
  • End Unit
  • Private Entrance
  • Shrub

HOA Fees

  • $138 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,112 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Replacement Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Shared Waterfront
  • Patio

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include water, trash, snow removal, sewer, lawn/yard care, cable/satellite
  • Association Phone (616) 706-2680
  • Crosswinds Lakeside Condos

Recreation

  • Boat Ramp
  • Community Boat Launch
  • Beach
  • Trails

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,470

Year Built

Built in 1993

Lot Details

0

HOA Fees

$138 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 1993
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: Condo
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1112.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Design: Contemporary
  • Tax Info:Annual Property Tax: 6470.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Substructure:Slab: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Ceramic Floor: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Mineral Rights:No: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • General Property Info:Condo Proj Name: Crosswinds Lakeside
  • General Property Info:Entry Type: Private
  • General Property Info:Pets YN: Yes
  • General Property Info:SqFt Above Grade: 1112.0
  • Additional Items:Carpet Floor: Yes
  • Additional Items:Tile Floor: Yes
  • Additional Items:Vaulted Ceilings: Yes
  • Assoc Amenities:Walking Trails: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Laundry Closet: Yes
  • General Property Info Garage YN: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Washer, Refrigerator, Range, Microwave, Dryer, Disposal, Dishwasher
  • Interior Amenities: Ceiling Fan(s), Ceramic Floor, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Slab
  • LivingArea: 1112.0
  • Window Features: Low-Emissivity Windows, Screens, Replacement, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • Exterior Features: Other, Patio
  • List Price: 349900.0
  • Lot Features: Level, Sidewalk
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Water Body Name: Pere Marquette Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Patio: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes
  • Exterior Features:Other16: Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit, Laundry Closet, Main Level
  • Sewer: Public Sewer
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Beach Area, Cable TV, End Unit, Pets Allowed, Trail(s), Boat Launch, Other
  • Association Fee: 138.0
  • Association Fee Frequency: Monthly
  • Association Phone: 616-706-2680
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 138.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Cable TV: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:End Unit: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Beach Area: Yes
  • Assoc Amenities:Boat Launch: Yes
  • Association Info:Association Phone: 616.706.2680

Fee Information

  • Association Fee Includes: Water, Trash, Snow Removal, Sewer, Lawn/Yard Care, Cable/Satellite

Lot Info

  • Lot Dimensions: Condo
  • Zoning Description: Residential
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 6470.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2024
Closed on
Jun 19, 2024
Sold by
Mcnally Terry and Mcnally Diane
Bought by
Terry J Mcnally And Diane L Mcnally Trust and Mcnally
Seller's Agent
Rick Randall
LIGHTHOUSE REALTY-Ludington
List Price
$349,900
Sold Price
$321,500
Premium/Discount to List
-$28,400
-8.12%
Views
40
Current Estimated Value
$345,903

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,403
Avg. Annual Appreciation
0.13%
Original Mortgage
$257,000
Outstanding Balance
$254,131
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$67,864

Purchase Details

Listed on
May 15, 2024
Closed on
Jun 17, 2024
Sold by
Kristine J Olson Revocable Trust and Olson Kristine J
Bought by
Mcnally Terry and Mcnally Diane
Seller's Agent
Rick Randall
LIGHTHOUSE REALTY-Ludington
List Price
$349,900
Sold Price
$321,500
Premium/Discount to List
-$28,400
-8.12%
Views
40

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,000
Outstanding Balance
$254,131
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$67,864

Purchase Details

Closed on
Nov 23, 2011
Sold by
Walter E Tutak Trust
Bought by
Olson Mark and Olson Kristine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 3, 2004
Sold by
Tutak Walter E
Bought by
Tutak Walter E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,800
Interest Rate
5.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 2004
Sold by
Tutak Walter E
Bought by
Tutak Walter E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,800
Interest Rate
5.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2003
Sold by
Tutak Walter E
Bought by
Tutak Walter E Trust

Purchase Details

Closed on
Jun 15, 2001
Sold by
Gorter Wayne and Gorter Marlene A
Bought by
Tutak Walter E

Purchase Details

Closed on
Jan 1, 1999
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Terry J Mcnally And Diane L Mcnally Trust -- None Listed On Document
Mcnally Terry $321,500 Lakeshore Land Title
Mcnally Terry $321,500 Lakeshore Land Title
Olson Mark -- Lighthouse Title
Tutak Walter E -- Battersby Title Inc
Tutak Walter E -- Htc
Tutak Walter E Trust -- --
Tutak Walter E $200,000 --
-- $177,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcnally Terry $257,000
Closed Mcnally Terry $257,000
Previous Owner Olson Mark $148,000
Previous Owner Tutak Walter E $161,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2024 06/19/24 Sold $321,500 -8.1% $289 / Sq Ft
05/03/2024 05/03/24 For Sale $349,900 -- $315 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,793 $168,900 $168,900 $0
2024 -- $161,100 $161,100 $0
2023 -- $128,300 $128,300 $0
2022 -- $113,600 $0 $0
2021 -- $102,500 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24021778

Southwestern Michigan Association of REALTORS®

APN: 051-114-004-00