NOT LISTED FOR SALE

560 County Road 285 Cullman, AL 35057

Estimated Value: $223,492 - $335,000

3 Beds
2 Baths
2,154 Sq Ft
$129/Sq Ft Est. Value

Last Sold April 21, 2023

Last sale price $195,000 $91 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $1,516/month

About This Home

As of April 2023

Come see this remodeled 3 Bedroom 2 bath cedar home on 2 acres within walking distance of Smith Lake. located approximately 10 minutes to I-65 at the 304 exit. Living area has wood flooring and a vaulted ceiling with balcony. Private master suite upstairs with two bedrooms and 1 bath on the main level. Open kitchen and dining area with new appliances. Has large bonus room on lower level that could be another bedroom.

Last Agent to Sell the Property

Jerry Gray

BJC Real Estate License #77905 Listed on: 03/19/2023

Co-Listed By

Rebecca Gray

BJC Real Estate License #004435

Last Buyer's Agent

Jerry Gray

BJC Real Estate License #77905 Listed on: 03/19/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $515

Year Built

  • Built in 1998

Lot Details

  • 2 Acre Lot
  • Lot Dimensions are 300 x 288 x 292 x 297

Interior Spaces

  • Multi-Level Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 2 Carport Spaces
  • Driveway

Schools

  • Good Hope Elementary And Middle School
  • Good Hope High School

Utilities

  • Septic Tank

Community Details

  • No Home Owners Association
  • Loretto Community

Listing and Financial Details

  • Assessor Parcel Number 38611

Home Details

Home Type

Single Family

Est. Annual Taxes

$515

Year Built

Built in 1998

Lot Details

2 Acres

Listing Details

  • Class: Residential
  • Type: Residential
  • Above Grade Finished Sq Ft: 1448
  • Building Area Src: Other
  • Built Before 1978 (Y/N): No
  • Closing Attorney: Mark South
  • Docs Count: 1
  • Frontage Len: 588
  • Internet Addr Display Y N: Yes
  • Internet Auto Val Display Y N: Yes
  • Lot Dimensions: 300 x 288 x 292 x 297
  • Multiple Level Y N: Yes
  • Sp Lp Percent: 97.55
  • Subdivision Name: None
  • Mortgage Lender: United Wholesale Mortgage
  • Carport: Yes
  • GarageYN: No
  • Outbuilding Sq Ft: 100
  • Agent Only_ L A1 User Code: C10702300240
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bathrooms Level 2: 1
  • Bathrooms Level 3: 1
  • Full Bathrooms: 2
  • Basement Sq Ft: 706
  • Basement YN: No
  • Below Grade Finished Sq Ft: 706
  • LivingArea: 2154
  • Price Per S Q F T: 90.53
  • Total Bedrooms: 3
  • FireplaceYN: No

Beds/Baths

  • Total Bathrooms: 2

Exterior Features

  • Waterfront: No

Garage/Parking

  • Parking Features: Driveway
  • Carport Spaces: 2

Utilities

  • Sewer: Septic Tank

Condo/Co-op/Association

  • Association: No
  • Community Name: Loretto

Lot Info

  • Acres: 2
  • Parcel Num: 38611

Building Info

  • Year Built: 1998
  • BuildingAreaTotal: 2154

Tax Info

  • Year: 2022
  • Tax Annual Amount: 515

MLS Schools

  • Elementary School: Good Hope
  • Middle School: Good Hope
  • HighSchool: Good Hope

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2023
Closed on
Apr 21, 2023
Sold by
Mosburg Richard L and Mosburg Rosemary
Bought by
Brown Stephen W
Seller's Agent
Jerry Gray
BJC Real Estate
Buyer's Agent
Jerry Gray
BJC Real Estate
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Current Estimated Value
$276,873

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,873
Avg. Annual Appreciation
12.66%
Original Mortgage
$149,600
Outstanding Balance
$145,388
Interest Rate
6.73%
Mortgage Type
New Conventional
Estimated Equity
$131,485

Purchase Details

Listed on
Mar 19, 2023
Closed on
Apr 12, 2023
Sold by
Mosburg Richard L and Mosburg Rosemary
Bought by
Brown Stephen W
Seller's Agent
Jerry Gray
BJC Real Estate
Buyer's Agent
Jerry Gray
BJC Real Estate
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,600
Outstanding Balance
$145,388
Interest Rate
6.73%
Mortgage Type
New Conventional
Estimated Equity
$131,485

Purchase Details

Closed on
Sep 29, 2022
Sold by
Mosburg Lanna S
Bought by
Mosburg Richard L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Brown Stephen W $195,000 None Listed On Document
Brown Stephen W $195,000 None Listed On Document
Mosburg Richard L $185,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brown Stephen W $149,600
Closed Brown Stephen W $149,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/21/2023 04/21/23 Sold $195,000 -2.5% $91 / Sq Ft
03/19/2023 03/19/23 For Sale $199,900 -- $93 / Sq Ft
Source: Strategic MLS Alliance (Cullman / Shoals Area)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $433 $18,380 $0 $0
2024 $487 $17,180 $0 $0
2023 $487 $23,260 $0 $0
2022 $515 $18,480 $0 $0
2021 $457 $16,880 $0 $0
2020 $429 $16,240 $0 $0
2019 $429 $16,240 $0 $0
2018 $427 $18,140 $0 $0
2017 $442 $18,740 $0 $0
2016 $442 $18,740 $0 $0
2014 $442 $18,740 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jerry Gray

    Seller's Agent in 2023

    Jerry Gray

    BJC Real Estate

    (256) 287-9407

    83 Total Sales

    Jerry Gray
    Section Image

  • R

    Seller Co-Listing Agent in 2023

    Rebecca Gray

    BJC Real Estate

    (256) 338-3333

    31 Total Sales

    Rebecca Gray
    Section Image
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Map

Source: Strategic MLS Alliance (Cullman / Shoals Area)

MLS Number: 510054

Strategic MLS Alliance (Cullman / Shoals Area)

APN: 21-08-27-0-001-034.018

Alabama Cullman County Cullman 35057

560 County Road 285, Cullman, AL

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Strategic MLS Alliance (Cullman / Shoals Area) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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