NOT LISTED FOR SALE

565 Setters Ridge Warsaw, KY 41095

Estimated Value: $364,000 - $491,000

3 Beds
2 Baths
1,724 Sq Ft
$261/Sq Ft Est. Value

Last Sold December 09, 2022

Last sale price $405,000 $235 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,572/month

3 Days on Market

Highlights

  • View of Trees or Woods
  • Wooded Lot
  • Wood Flooring
  • Pond
  • Ranch Style House
  • No HOA

About This Home

As of December 2022

Beautiful open ranch with split floor plan tucked away on 12 acres with a pond. New hardwood floor in main living space. Detached 30x50 garage/barn with concrete floor and electric. Lots of flat yard to play, garden, etc. Newer Windows and roof!

Last Agent to Sell the Property

The Platinum Partners

eXp Realty, LLC Listed on: 11/01/2022

eXp Realty, LLC

Last Buyer's Agent

Team Sanders

Sibcy Cline, REALTORS-Florence

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,564

Year Built

  • Built in 2002

Lot Details

  • 12 Acre Lot
  • Cleared Lot
  • Wooded Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,724 Sq Ft Home
  • Beamed Ceilings
  • Ceiling Fan
  • Gas Fireplace
  • Vinyl Clad Windows
  • Living Room with Fireplace
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom Bathtub Only
  • Bathtub with Shower
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Pond
  • Patio

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 033-33.02

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,564

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 12.0
  • Year Built: 2002
  • Lot Size: irr
  • Road Surface Type: Gravel
  • Directions: Glencoe Verona rd to Setters on left, about 7.5 miles from 4 way in Verona, Google maps doesn't pull it up but apple maps will get you right there.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irr
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: Gallatin co
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 12.0
  • General Property Description:Living Area: 1724.0
  • General Property Description:Lot Size Square Feet: 522720.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 033-33.02
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Propane3: Yes
  • Road Surface Type:Gravel: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished
  • Heating: Heat Pump, Electric
  • Levels: One
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Electric Oven, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1724.0
  • Window Features: Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Unfinished2: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Concrete Flooring: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Gas: Yes
  • Living Room Features:Fireplace(s): Yes
  • Living Room Features:Beamed Ceiling(s)2: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Kitchen Features:Vinyl Flooring4: Yes
  • Primary Bath Features:Tub: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Pond on Lot, Cleared, Wooded
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Pond: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 522720.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2022
Closed on
Dec 22, 2022
Sold by
Minter Norman Robert
Bought by
Minter Norman Robert and Lyell Whitney
Seller's Agent
The Platinum Partners
eXp Realty, LLC
Buyer's Agent
Team Sanders
Sibcy Cline, REALTORS-Florence
List Price
$400,000
Sold Price
$405,000
Premium/Discount to List
$5,000
1.25%
Views
22
Current Estimated Value
$450,521

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,521
Avg. Annual Appreciation
3.75%
Original Mortgage
$405,000
Outstanding Balance
$392,737
Interest Rate
7.08%
Mortgage Type
VA
Estimated Equity
$57,784

Purchase Details

Listed on
Nov 1, 2022
Closed on
Dec 9, 2022
Sold by
Setters Lewis R
Bought by
Minter Norman Robert
Seller's Agent
The Platinum Partners
eXp Realty, LLC
Buyer's Agent
Team Sanders
Sibcy Cline, REALTORS-Florence
List Price
$400,000
Sold Price
$405,000
Premium/Discount to List
$5,000
1.25%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Outstanding Balance
$392,737
Interest Rate
7.08%
Mortgage Type
VA
Estimated Equity
$57,784
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Minter Norman Robert $241,500 --
Minter Norman Robert $405,000 Northwest Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Minter Norman Robert $405,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2022 12/09/22 Sold $405,000 +1.3% $235 / Sq Ft
11/05/2022 11/05/22 Pending -- -- --
11/01/2022 11/01/22 For Sale $400,000 -- $232 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,564 $241,400 $2,500 $238,900
2024 $2,569 $241,400 $2,500 $238,900
2023 $2,588 $241,400 $2,500 $238,900
2022 $1,683 $196,900 $2,500 $194,400
2021 $1,696 $196,900 $2,500 $194,400
2020 $1,750 $196,900 $2,500 $194,400
2019 $1,760 $196,900 $2,500 $194,400
2018 $1,779 $196,900 $2,500 $194,400
2017 $1,779 $196,900 $2,500 $194,400
2016 -- $196,900 $2,500 $194,400
2014 $2,183 $196,900 $2,500 $194,400
2011 $2,183 $196,500 $2,100 $194,400
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2022

    The Platinum Partners

    eXp Realty, LLC

    (859) 780-2762

    353 Total Sales

    The Platinum Partners
    Section Image

  • T

    Buyer's Agent in 2022

    Team Sanders

    Sibcy Cline

    (859) 380-0122

    338 Total Sales

    Team Sanders
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609171

Northern Kentucky Multiple Listing Service

APN: 033-33.02

Kentucky Gallatin County Warsaw 41095

565 Setters Ridge, Warsaw, KY

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