NOT LISTED FOR SALE

566 Mcswain Rd White Stone, VA 22578

Estimated Value: $1,338,000 - $1,665,000

3 Beds
6 Baths
3,384 Sq Ft
$427/Sq Ft Est. Value

Last Sold December 21, 2020

Last sale price $925,000 $273 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $8,853/month

17 Days on Market

Highlights

  • Beach Front
  • Boat Ramp
  • Outdoor Pool
  • Boat Dock
  • Boat Lift
  • RV or Boat Parking

About This Home

As of December 2020

Great home with recent updates including wall coverings, painting both interior and exterior, floor coverings, new subzero refrigerator, new washer & dryer. Located at entrance of Indian Creek and Chesapeake Bay, part of Blue Water Point, community of 8 homes with community artesian well, community dock with private boat slip and boat lift, community pool, tennis court and 4 acres of common area. Detached 2 car garage with apartment above.

Last Agent to Sell the Property

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 11/04/2020

Last Buyer's Agent

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398 Listed on: 11/04/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,205

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Beach Front
  • Electric Fence
  • Landscaped
  • Cleared Lot
  • Zoning described as R1

HOA Fees

  • $283 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Apartment
  • Oversized Parking
  • Garage Door Opener
  • RV or Boat Parking

Home Design

  • Transitional Architecture
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,384 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Wired For Data
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Sliding Doors
  • Dining Area
  • Crawl Space

Kitchen

  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Pool
  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Deck
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • Satellite Dish

Listing and Financial Details

  • Tax Lot 1 Acre
  • Assessor Parcel Number Tax Map #29 55J, Lot 6

Community Details

Overview

  • Blue Water Point Subdivision

Amenities

  • Common Area

Recreation

  • Boat Dock
  • Community Bulkhead
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,205

Year Built

Built in 1988

Lot Details

0

HOA Fees

$283 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: No
  • Lot Size Acres: 1.0
  • Water Body Name: Indian Creek
  • Co List Office Mls Id: cbra.446
  • Co List Office Phone: (804) 435-2644
  • Ownership: Individuals
  • Subdivision Name: Blue Water Point
  • Architectural Style: Transitional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Laminate, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Double Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Disposal, Microwave, Range, Refrigerator, Washer
  • Other Equipment: Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Wet Bar, Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, High Ceilings, High Speed Internet, Jetted Tub, Kitchen Island, Tile Countertop, Tile Counters, Wired for Data, Window Treatments
  • Living Area: 3384.0
  • Stories: 2
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Electric, Fenced
  • Lot Features: Beach Front, Cleared, Landscaped, Waterfront
  • Pool Features: Other, Pool, Community
  • Waterfront Features: Beach Access, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Wood Siding
  • Exterior Features: Boat Lift, Deck, Dock
  • Other Structures: Garage Apartment
  • Patio And Porch Features: Rear Porch, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Garage Door Opener, Oversized, Boat, RV Access/Parking

Utilities

  • Heating: Electric, Forced Air, Heat Pump, Oil, Zoned
  • Cooling: Central Air, Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Dock, Pool, Tennis Court(s), Bulkhead
  • Association Fee: 850.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Pool(s), Road Maintenance, Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: Tax Map #29 55J, Lot 6
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 4204.62
  • Tax Lot: 1 Acre

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2020
Closed on
Dec 10, 2020
Sold by
Ward James H and Ward Diane F
Bought by
Kennedy William J and The William J Kenney Jr Trust
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$925,000
Sold Price
$925,000
Total Days on Market
17
Current Estimated Value
$1,443,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$518,941
Avg. Annual Appreciation
10.53%

Purchase Details

Listed on
Apr 15, 2016
Closed on
Mar 17, 2017
Sold by
Lowrey Elaine H
Bought by
Ward James H and Ward Diane F
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$798,500
Sold Price
$685,000
Premium/Discount to List
-$113,500
-14.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$695,000
Interest Rate
4.5%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kennedy William J $925,000 Attorney
Ward James H $685,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ward James H $100,000
Previous Owner Ward James H $695,000
Previous Owner Lowrey Elaine H $100,000
Previous Owner Lowrey Elaine $125,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/21/2020 12/21/20 Sold $925,000 0.0% $273 / Sq Ft
11/21/2020 11/21/20 Pending -- -- --
11/04/2020 11/04/20 For Sale $925,000 +35.0% $273 / Sq Ft
03/29/2017 03/29/17 Sold $685,000 0.0% $202 / Sq Ft
10/19/2016 10/19/16 Off Market $685,000 -- --
04/15/2016 04/15/16 For Sale $798,500 -- $236 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,582 $1,014,900 $325,000 $689,900
2023 $4,205 $667,400 $275,000 $392,400
2022 $4,205 $667,400 $275,000 $392,400
2021 $4,205 $667,400 $275,000 $392,400
2020 $4,205 $667,400 $275,000 $392,400
2019 $4,205 $667,400 $275,000 $392,400
2018 $3,739 $633,800 $279,000 $354,800
2017 $3,739 $633,800 $279,000 $354,800
2016 -- $633,800 $279,000 $354,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2032590

Chesapeake Bay & Rivers Association of REALTORS®

APN: 29-55J