NOT LISTED FOR SALE

570 Addison St Elgin, IL 60120

Estimated Value: $213,000 - $244,000

1 Bed
1 Bath
900 Sq Ft
$257/Sq Ft Est. Value

Last Sold March 10, 2020

Last sale price $150,000 $167 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $1,530/month

23 Days on Market

Highlights

  • Landscaped Professionally
  • Main Floor Bedroom
  • Detached Garage
  • Mature Trees
  • Fenced Yard
  • Enclosed Patio or Porch

About This Home

As of March 2020

Vintage, 1885 John Blank cottage on rare double lot in Elgin! With a blend of modern updates and charming historical finishes, this home is perfect for a professional couple or single person. With 1 bedroom and 1 bath, this cottage features a three-season porch, open living/dining area, kitchen with table space, tons of windows for lots of natural sunlight, and a large fenced professionally landscaped yard that will give the new owner great spaces for entertaining and relaxing. UPDATES include: NEW roof and gutters (2017), central air (2017), custom wood blinds (2018), carpeting (2019), basement windows (2018), front porch/stairs (2017), and NEWER furnace (2015), hot water heater (2013), electrical, plumbing/ water lines, windows, and bathroom lighting. Eat-in kitchen features a vintage corner cabinet and great cabinet space. Interior doors were replaced with white, 6-panel doors with crystal knobs. Hardwood over wood in bedroom, living, and dining rooms. CUSTOM window caps on every window. Three-color historical exterior PAINT and TRIM done in 2016. The basement is partially usable (6'5" height) and has an old fruit cellar under the kitchen. Unfinished attic could be finished for additional master suite if pull-down stairs were re-routed. W/D in basement. Walking distance to Lords Park, 2 miles to I-90 and Rt 20, and short drive to METRA. ADORABLE cottage with tons of updates. Quick-close possible.

Last Agent to Sell the Property

Christine Salisbury

Baird & Warner Fox Valley - Geneva License #475122642 Listed on: 10/29/2019

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Gianni Nieto

RE/MAX Excels License #475182014

RE/MAX Excels

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,652

Year Built | Renovated

  • 1885 | 2017

Lot Details

  • Fenced Yard
  • Landscaped Professionally
  • Mature Trees

Parking

  • Detached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • Built-In Features
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Basement Cellar

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,652

Year Built | Renovated

1885 | 2017

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service, Commuter Train
  • Recent Rehab: Yes
  • Age: 100+ Years
  • Full Bathrooms: 1
  • Ownership: Fee Simple
  • Rehab Year: 2017
  • Square Footage Comments: includes the 3-season porch
  • Total Full or Half Bathrooms: 1
  • Total Sq Ft: 900
  • Unfinished Basement Sq Ft: 450
  • Type Detached: 1 Story
  • Estimated Year Built: 1885
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 1350
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1885
  • Year Renovated: 2017

Interior Features

  • Interior Property Features: 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features
  • Number Of Rooms: 4
  • Living Room: Dimensions: 12X29, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan
  • Attic: Full, Pull Down Stair, Unfinished
  • Basement: Partial
  • Basement: Unfinished, Cellar
  • Bedrooms All Levels: 1
  • Above Grade Bedrooms: 1
  • Dining Room: Dimensions: COMBO, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 11X14, On Level: Main Level, Flooring: Vinyl, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Enclosed Porch
  • Master Bedroom: Dimensions: 10X17, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Enclosed Porch, Dimensions: 5X21, On Level: Main Level, Flooring: Other
  • Estimated Sq Ft: 900
  • Estimated Total Finished Sq Ft: 900
  • Basement Sq Ft: 450
  • Upper Level Sq Ft: 900
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Stone
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Brick, Frame
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch, Storms/Screens
  • Acreage: 0.2505

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 150 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Sheridan Elementary School
  • Middle School: Larsen Middle School
  • High School: Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 74X146
  • Lot Description: Fenced Yard, Landscaped Professionally, Mature Trees
  • Parcel Identification Number: 0613208009

Tax Info

  • Taxes: 3047.16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2019
Closed on
Mar 10, 2020
Sold by
Cruzan Alan M and Cruzan Dustin
Bought by
Worth Kelly G
Seller's Agent
Christine Salisbury
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Gianni Nieto
RE/MAX Excels
List Price
$155,000
Sold Price
$150,000
Premium/Discount to List
-$5,000
-3.23%
Current Estimated Value
$231,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,219
Avg. Annual Appreciation
8.25%
Original Mortgage
$120,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 26, 2013
Sold by
Cruzan Alan M and Cruzan Alan M
Bought by
Cruzan Alan M and Cruzan Dustin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,779
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 1998
Sold by
Prehm Denise M
Bought by
Cruzan Alan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
6.72%

Purchase Details

Closed on
Jul 14, 1995
Sold by
Roxworthy Dennis and Anderson Allen M
Bought by
Prehm Denise M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,600
Interest Rate
7.5%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 10, 1995
Sold by
Wasilowski Stuart M and Appel Michele Kay
Bought by
Anderson Allen M and Roxworthy Dennis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
9.26%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Worth Kelly G $150,000 Baird & Warner Ttl Svcs Inc
Cruzan Alan M -- None Available
Cruzan Alan M $85,000 Chicago Title Insurance Co
Prehm Denise M $84,000 --
Anderson Allen M $73,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Worth Kelly G $120,000
Previous Owner Cruzan Alan M $90,779
Previous Owner Cruzan Alan M $76,500
Previous Owner Prehm Denise M $73,600
Previous Owner Anderson Allen M $40,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/10/2020 03/10/20 Sold $150,000 -3.2% $167 / Sq Ft
11/21/2019 11/21/19 Pending -- -- --
10/29/2019 10/29/19 For Sale $155,000 -- $172 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,652 $61,638 $17,276 $44,362
2023 $2,965 $55,686 $15,608 $40,078
2022 $3,449 $50,776 $14,232 $36,544
2021 $3,254 $47,472 $13,306 $34,166
2020 $3,073 $43,767 $12,703 $31,064
2019 $3,333 $41,690 $12,100 $29,590
2018 $3,047 $36,821 $11,399 $25,422
2017 $2,963 $34,809 $10,776 $24,033
2016 $2,804 $32,293 $9,997 $22,296
2015 $3,336 $29,599 $9,163 $20,436
2014 $3,336 $29,234 $9,050 $20,184
2013 $3,336 $33,661 $9,289 $24,372
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10560545

Midwest Real Estate Data (MRED)

APN: 06-13-208-009