NOT LISTED FOR SALE

570 Bay Pointe Dr Montross, VA 22520

Estimated Value: $360,000 - $453,000

3 Beds
2 Baths
1,092 Sq Ft
$367/Sq Ft Est. Value

Last Sold April 19, 2021

Last sale price $305,000 $279 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,365/month

7 Days on Market

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Deck
  • Canoe or Kayak Water Access
  • Creek or Stream View
  • Wood Burning Stove

About This Home

As of April 2021

Welcome home! This 3 bedroom bungalow with gorgeous waterviews will capture your heart! Style and class is what you see when you enter this Oasis! Home fronts Cold Harbor Creek and with lots of large windows you really maximize the enjoyment of waterfront living! You can kayak or fish...and with a 110 acre lake and also the Potomac River right here at Stratford Harbour you really have every option for boating, jet ski's, paddle boarding, swimming, and so much more! Gorgeous pine floors are on both levels! The kitchen has lots of cabinets, deep drawers and beautiful quartz countertops! When the weather cools down you put some logs in the wood burning fireplace, relax with your coffee and enjoy the wildlife watching the bald eagles and blue herons. Upstairs are 2 bedrooms that also have lots of natural light! The blinds are room darkening and some are electric! HVAC was replaced in 2017 and the roof in 2018! The living room has doors that lead out to a large deck and there is a paved walkway that leads down to the basement. You can also see the Potomac River peeping through the trees from the house....since the location is not far from the boat marina! Stratford Harbour has 2 beaches...one on the Potomac River and one on Lake Independence! The club house is country-club style with an Olympic sized swimming pool, life guards, diving boards, showers, picnic pavilion, play ground, basketball and tennis courts. There are lots of dinners and functions at the clubhouse making this a truly fun place to live! Come to the Northern Neck of VA and start enjoying life! AIRBNB would be fine here! In fact there is one house in the neighborhood on the lake and the owner told me it literally pays for itself and she gets to use it when she wants to as well!

Last Agent to Sell the Property

Amy Fielding

RE/MAX Supercenter License #0225057385 Listed on: 03/11/2021

RE/MAX Supercenter

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,310

Year Built

  • Built in 1988

Lot Details

  • 0.25 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • Front Yard
  • More land available nearby with a different real estate agent
  • Property is in excellent condition

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Bungalow
  • Architectural Shingle Roof

Interior Spaces

  • 1,092 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Window Treatments
  • Combination Dining and Living Room
  • Wood Flooring
  • Creek or Stream Views
  • Attic

Kitchen

  • Range Hood
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Electric Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Laundry in Basement

Outdoor Features

  • Canoe or Kayak Water Access
  • Stream or River on Lot
  • Deck
  • Wrap Around Porch

Location

  • Property is near a creek

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Gravity Septic Field

Listing and Financial Details

  • Tax Lot 176
  • Assessor Parcel Number 23E 176

Community Details

Recreation

  • 2 Community Docks
  • Lap or Exercise Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,310

Year Built

Built in 1988

Lot Details

0

HOA Fees

$22 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1988
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Welcome home! This 3 bedroom bungalow with gorgeous waterviews will capture your heart! Style and class is what you see when you enter this Oasis! Home fronts Cold Harbor Creek and with lots of large windows you really maximize the enjoyment of waterfront living! You can kayak or fish...and with a 110 acre lake and also the Potomac River right here at Stratford Harbour you really have every option for boating, jet ski's, paddle boarding, swimming, and so much more! Gorgeous pine floors are on both levels! The kitchen has lots of cabinets, deep drawers and beautiful quartz countertops! When the weather cools down you put some logs in the wood burning fireplace, relax with your coffee and enjoy the wildlife watching the bald eagles and blue herons. Upstairs are 2 bedrooms that also have lots of natural light! The blinds are room darkening and some are electric! HVAC was replaced in 2017 and the roof in 2018! The living room has doors that lead out to a large deck and there is a paved walkway that leads down to the basement. You can also see the Potomac River peeping through the trees from the house....since the location is not far from the boat marina! Stratford Harbour has 2 beaches...one on the Potomac River and one on Lake Independence! The club house is country-club style with an Olympic sized swimming pool, life guards, diving boards, showers, picnic pavilion, play ground, basketball and tennis courts. There are lots of dinners and functions at the clubhouse making this a truly fun place to live! Come to the Northern Neck of VA and start enjoying life! AIRBNB would be fine here! In fact there is one house in the neighborhood on the lake and the owner told me it literally pays for itself and she gets to use it when she wants to as well!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Attic, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Window Treatments, Wood Floors
  • Window Features: Vinyl Clad
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level
  • Laundry Type: Basement
  • Total Sq Ft: 1092
  • Living Area Sq Ft: 1092
  • Price Per Sq Ft: 247.16
  • Above Grade Finished Sq Ft: 1092
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 570

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Street Lights
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream
  • Water Access Features: Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: Cold Harbor Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Wood
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Gravity Sept Fld
  • Monthly Water Average: 65
  • Water Previous Twelve Months: 780.00
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 265.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground, Lap/Exercise

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Additional Parcels Description: More land available nearby with a different real estate agent
  • Improvement Assessed Value: 122400.00
  • Land Assessed Value: 89000.00
  • Land Use Code: 006
  • Lot Features: Front Yard, Stream/Creek
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Wrap Around, Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2017
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 19757607
  • Tax Annual Amount: 1310.00
  • Assessor Parcel Number: 23E 176
  • Tax Lot: 176
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 04/19/2021

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2021
Closed on
Apr 11, 2021
Sold by
Taylor Ruth Ellen
Bought by
Coleman Aryn and Coleman Erin
Seller's Agent
Amy Fielding
RE/MAX Supercenter
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$269,900
Sold Price
$305,000
Premium/Discount to List
$35,100
13%
Current Estimated Value
$400,568

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,568
Avg. Annual Appreciation
5.71%
Original Mortgage
$244,000
Outstanding Balance
$222,674
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$165,918

Purchase Details

Closed on
Sep 14, 2017
Sold by
Hall Mary Margaret
Bought by
Taylor Ruth Ellen

Purchase Details

Closed on
Feb 3, 2009
Sold by
Lynch Robert T and Lynch Julia A
Bought by
Hall Mary M
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Coleman Aryn $305,000 Attorney
Taylor Ruth Ellen $188,500 Multiple
Hall Mary M $267,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Coleman Aryn $244,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/19/2021 04/19/21 Sold $305,000 +13.0% $279 / Sq Ft
03/18/2021 03/18/21 Pending -- -- --
03/11/2021 03/11/21 For Sale $269,900 -- $247 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,936 $284,700 $89,000 $195,700
2023 $1,765 $284,700 $89,000 $195,700
2022 $1,608 $259,400 $89,000 $170,400
2021 $1,607 $211,400 $89,000 $122,400
2020 $1,607 $211,400 $89,000 $122,400
2019 $1,374 $211,400 $89,000 $122,400
2018 $1,290 $211,400 $89,000 $122,400
2017 -- $211,400 $89,000 $122,400
2016 $1,268 $211,400 $89,000 $122,400
2015 -- $218,500 $89,000 $129,500
2014 -- $0 $0 $0
2013 -- $218,500 $89,000 $129,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE117980

Bright MLS

APN: 23E-176