HUD Case #106-009779 Equal Housing Opportunity. 2 Bedroom 1 Bath Ranch farmhouse - Built in 1873. Located on 2 quiet acres, with outbuilding. Vinyl siding and metal roof for easy maintenance. This home is being sold in UI Condition (This property requires repairs estimated to cost more than $10,000; it is not eligible for an FHA-insured loan, unless a Section 203(k) loan can be arranged). Call for more information.
Gemstone RealtyLicense #366232Listed on: 12/21/2018
Home Details
Home Type
Single Family
Est. Annual Taxes
$1,013
Year Built
Built in 1873
Lot Details
2 Acre Lot
Home Design
Farmhouse Style Home
Slab Foundation
Vinyl Siding
Interior Spaces
1,280 Sq Ft Home
1-Story Property
Wood Burning Fireplace
Kitchen
Eat-In Kitchen
Range
Flooring
Wood
Laminate
Vinyl
Bedrooms and Bathrooms
2 Main Level Bedrooms
1 Full Bathroom
Parking
3 Parking Spaces
Parking Available
Outdoor Features
Deck
Covered patio or porch
Outdoor Storage
Schools
Banks County Elementary School
Banks County Middle School
Banks County High School
Utilities
Cooling Available
Central Heating
Heat Pump System
Septic Tank
Community Details
No Home Owners Association
Listing and Financial Details
Assessor Parcel Number B86 009B
Home Details
Home Type
Single Family
Est. Annual Taxes
$1,013
Year Built
Built in 1873
Lot Details
0
Listing Details
Directions: From I-85 N. South on Hwy 441 S. Left on GA Hwy 326. Left on Craig Rd, House is on the Right. Or North on Hwy 4412 in Commerce. Right on GA Hwy 326. Left on Craig Rd. House is on the Right.
Prop. Type: Residential
Building Stories: 1
Year Built: 1873
Property Sub Type: Single Family Residence
Lot Size Acres: 2.0
Ownership: HUD
Subdivision Name: No Recorded Subdivision
Above Grade Finished Sq Ft: 1280.0
Architectural Style: Farmhouse, Ranch
Garage Yn: No
Unit Levels: One
Property Sub Type Additional: Single Family Residence
Special Features: None
Stories: 1
Interior Features
Appliances: Range, Refrigerator
Interior Amenities: Eat-in Kitchen
Full Bathrooms: 1
Total Bedrooms: 2
Fireplace Features: One, Wood Burning
Fireplace: Yes
Flooring: Laminate, Vinyl, Wood
Living Area: 1280.0
Main Level Bathrooms: 1
Main Level Bedrooms: 2
ResoLivingAreaSource: PublicRecords
Exterior Features
Exterior Features: Deck, Porch
Home Warranty: No
Construction Type: Vinyl Siding
Foundation Details: Slab
Other Structures: Storage
Patio And Porch Features: Covered, Deck, Porch
Garage/Parking
Parking Features: None, Parking Available
Total Parking Spaces: 3.0
Utilities
Sewer: Septic Tank
Cooling: Electric, Heat Pump
Cooling Y N: Yes
Heating: Central, Electric, Heat Pump
Heating Yn: Yes
Water Source: Public
Condo/Co-op/Association
Amenities: Other, See Remarks
Association: No
Fee Information
Association Fee Includes: None
Schools
Elementary School: Banks County
High School: Banks County
Middle Or Junior School: Banks County
Lot Info
Parcel #: B86 009B
ResoLotSizeUnits: Acres
Tax Info
Year: 2017
Tax Annual Amount: 1013.13
Multi Family
Above Grade Finished Area Units: Square Feet
Ownership History
DateNameOwned ForOwner Type
Aug 2019 - PresentNeff Matthew L5 Years and 9 Months
Private Individual
Purchase Details
Listed on
Dec 21, 2018
Closed on
Aug 13, 2019
Sold by
Secretary Of Housing And Urban Dev Of Wa
Bought by
Neff Matthew L
Seller's Agent
Lynne Zwak
Gemstone Realty
Buyer's Agent
Zach Kidd
Burdette Realty
List Price
$105,000
Sold Price
$75,000
Premium/Discount to List
-$30,000
-28.57%
Total Days on Market
158
Current Estimated Value
$275,097
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$200,097
Avg. Annual Appreciation
25.26%
Original Mortgage
$111,122
Outstanding Balance
$98,907
Interest Rate
3.99%
Mortgage Type
FHA
Estimated Equity
$176,190
Nov 2018 - Aug 2019Secretary Of Housing And Urban Developme9 Months
Private Individual
Purchase Details
Closed on
Nov 2, 2018
Sold by
Ditech Financial Llc
Bought by
Secretary Of Housing And Urban Developme
Jun 2018 - Nov 2018Ditech Financial Llc5 Months
Company
Purchase Details
Closed on
Jun 5, 2018
Sold by
Villalon Luis Angel Toledo
Bought by
Ditech Financial Llc
Mar 2015 - Jun 2018Perun Michael3 Years and 3 Months
Private Individual
Purchase Details
Listed on
Dec 14, 2014
Closed on
Mar 27, 2015
Sold by
Fuller Thomas L
Bought by
Perun Michael
Seller's Agent
Devin Beauchamp
Chestatee Brokers Inc.
Buyer's Agent
Alan Daniel
Re/Max Legends
List Price
$84,900
Sold Price
$82,000
Premium/Discount to List
-$2,900
-3.42%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.67%
Original Mortgage
$80,514
Interest Rate
4.25%
Mortgage Type
FHA
Nov 2005 - Mar 2015Fuller Thomas L9 Years and 4 Months
Private Individual
Purchase Details
Closed on
Nov 7, 2005
Sold by
Smith James N
Bought by
Fuller Thomas L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,200
Interest Rate
5.9%
Mortgage Type
New Conventional
Range of Values:
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Average Value
Not Available
List Price
Sold Price
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Source: CLASSIC MLS (Athens Area Association of REALTORS®)
Tax History Compared to Growth
Source: Public Records
Tax History
Year
Tax Paid
Tax AssessmentTax Assessment
Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property.
This home is located at 574 Craig Rd, Commerce, GA 30530 since 21 December 2018 and is currently estimated at $275,097, approximately $214 per square foot. This property was built in 1873. 574 Craig Rd is a home located in Banks County with nearby schools including Banks County Primary School, Banks County Elementary School, and Banks County Middle School.
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