NOT LISTED FOR SALE

574 Craig Rd Commerce, GA 30530

Estimated Value: $256,000 - $291,000

2 Beds
1 Bath
1,280 Sq Ft
$214/Sq Ft Est. Value

Last Sold August 13, 2019

Last sale price $75,000 $59 Per Sq Ft

Est. 265% increase in value since last sale

Current estimated payment $1,600/month

205 Days on Market

Highlights

  • Deck
  • No HOA
  • Rustic Architecture
  • Wood Flooring
  • Screened Porch
  • Central Heating and Cooling System

About This Home

As of August 2019

HUD Case #106-009779 Equal Housing Opportunity. 2 Bedroom 1 Bath Ranch farmhouse - Built in 1873. Located on 2 quiet acres, with outbuilding. Vinyl siding and metal roof for easy maintenance. This home is being sold in UI Condition (This property requires repairs estimated to cost more than $10,000; it is not eligible for an FHA-insured loan, unless a Section 203(k) loan can be arranged). Call for more information.

Last Agent to Sell the Property

Lynne Zwak

Gemstone Realty License #366232 Listed on: 12/21/2018

Last Buyer's Agent

Zachary Kidd

Burdette Realty License #275545

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,013

Year Built

  • Built in 1873

Lot Details

  • 2

Parking

  • 3 Parking Spaces

Home Design

  • Rustic Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Screened Porch
  • Range

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck

Schools

  • Banks County Elementary And Middle School
  • Banks County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number B86 009B

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,013

Year Built

Built in 1873

Lot Details

0

Listing Details

  • GarageYN: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1873
  • Subdivision Name: No Recorded Subdivision
  • Above Grade Finished Sq Ft: 1280.0
  • Architectural Style: Ranch, Rustic
  • Reso Flooring: Vinyl, Wood
  • Tax Year: 2017
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Range, Refrigerator
  • Fireplace Features: Wood Burning
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Stories: 1

Exterior Features

  • Other Structures: Storage
  • Acres: 2.0
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Other, Porch
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Porch, Screened

Garage/Parking

  • Total Parking Spaces: 3.0

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Banks County

Lot Info

  • Lot Size Area: 2.0
  • Parcel Number: B86 009B
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1013.0

MLS Schools

  • Elementary School: Banks County
  • HighSchool: Banks County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 21, 2018
Closed on
Aug 13, 2019
Sold by
Secretary Of Housing And Urban Dev Of Wa
Bought by
Neff Matthew L
Seller's Agent
Lynne Zwak
Gemstone Realty
Buyer's Agent
Zachary Kidd
Burdette Realty
List Price
$105,000
Sold Price
$75,000
Premium/Discount to List
-$30,000
-28.57%
Current Estimated Value
$273,438

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$198,438
Avg. Annual Appreciation
22.87%
Original Mortgage
$111,122
Outstanding Balance
$97,485
Interest Rate
3.99%
Mortgage Type
FHA
Estimated Equity
$175,953

Purchase Details

Closed on
Nov 2, 2018
Sold by
Ditech Financial Llc
Bought by
Secretary Of Housing And Urban Developme

Purchase Details

Closed on
Jun 5, 2018
Sold by
Villalon Luis Angel Toledo
Bought by
Ditech Financial Llc

Purchase Details

Listed on
Dec 14, 2014
Closed on
Mar 27, 2015
Sold by
Fuller Thomas L
Bought by
Perun Michael
Seller's Agent
Devin Beauchamp
Chestatee Brokers Inc.
Buyer's Agent
Alan Daniel
Re/Max Legends
List Price
$84,900
Sold Price
$82,000
Premium/Discount to List
-$2,900
-3.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.95%
Original Mortgage
$80,514
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 7, 2005
Sold by
Smith James N
Bought by
Fuller Thomas L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,200
Interest Rate
5.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Neff Matthew L $75,000 --
Secretary Of Housing And Urban Developme -- --
Ditech Financial Llc -- --
Ditech Financial Llc -- --
Perun Michael $82,000 --
Fuller Thomas L $90,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Neff Matthew L $111,122
Previous Owner Perun Michael $80,514
Previous Owner Fuller Thomas L $90,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/13/2019 08/13/19 Sold $75,000 -28.6% $59 / Sq Ft
07/14/2019 07/14/19 Pending -- -- --
12/21/2018 12/21/18 For Sale $105,000 +28.0% $82 / Sq Ft
03/27/2015 03/27/15 Sold $82,000 -3.4% $64 / Sq Ft View Prior Sale
02/27/2015 02/27/15 Pending -- -- --
12/14/2014 12/14/14 For Sale $84,900 -- $66 / Sq Ft
Source: Savannah Multi-List Corporation

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,869 $97,870 $19,776 $78,094
2024 $1,869 $93,124 $17,978 $75,146
2023 $1,641 $78,114 $14,916 $63,198
2022 $1,444 $68,723 $13,825 $54,898
2021 $1,345 $60,191 $9,875 $50,316
2020 $688 $53,225 $8,298 $44,927
2019 $1,227 $53,225 $8,298 $44,927
2018 $1,114 $47,541 $6,383 $41,158
2017 $1,013 $41,464 $4,912 $36,552
2016 $824 $33,332 $4,946 $28,386
2015 $585 $20,988 $4,912 $16,076
2014 $585 $24,812 $8,736 $16,076
2013 -- $24,812 $8,736 $16,076
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2019

    Lynne Zwak

    Gemstone Realty

    (404) 274-0029

    43 Total Sales

    Lynne Zwak
    Section Image

  • Z

    Buyer's Agent in 2019

    Zachary Kidd

    Burdette Realty

  • D

    Seller's Agent in 2015

    Devin Beauchamp

    Chestatee Brokers Inc.

    Section Image
  • Alan Daniel

    Buyer's Agent in 2015

    Alan Daniel

    RE/MAX

    (404) 557-0139

    121 Total Sales

    Alan Daniel
    Section Image
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Map

Source: Savannah Multi-List Corporation

MLS Number: CM966276

Savannah Multi-List Corporation

APN: B86-009B

Georgia Banks County Commerce 30530

574 Craig Rd, Commerce, GA

Not Listed for Sale

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