NOT LISTED FOR SALE

574 Craig Rd Commerce, GA 30530

Estimated Value: $249,000 - $314,000

2 Beds
1 Bath
1,280 Sq Ft
$215/Sq Ft Est. Value

Last Sold August 13, 2019

Last sale price $75,000 $59 Per Sq Ft

Est. 267% increase in value since last sale

Current estimated payment $1,685/month

158 Days on Market

Highlights

  • Deck
  • Farmhouse Style Home
  • Covered patio or porch
  • Wood Flooring
  • No HOA
  • Eat-In Kitchen

About This Home

As of August 2019

HUD Case #106-009779 Equal Housing Opportunity. 2 Bedroom 1 Bath Ranch farmhouse - Built in 1873. Located on 2 quiet acres, with outbuilding. Vinyl siding and metal roof for easy maintenance. This home is being sold in UI Condition (This property requires repairs estimated to cost more than $10,000; it is not eligible for an FHA-insured loan, unless a Section 203(k) loan can be arranged). Call for more information.

Last Listed By

Lynne Zwak

Gemstone Realty License #366232 Listed on: 12/21/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,013

Year Built

  • Built in 1873

Lot Details

  • 2 Acre Lot

Home Design

  • Farmhouse Style Home
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,280 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace

Kitchen

  • Eat-In Kitchen
  • Range

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Parking Available

Outdoor Features

  • Deck
  • Covered patio or porch
  • Outdoor Storage

Schools

  • Banks County Elementary School
  • Banks County Middle School
  • Banks County High School

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number B86 009B

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,013

Year Built

Built in 1873

Lot Details

0

Listing Details

  • Directions: From I-85 N. South on Hwy 441 S. Left on GA Hwy 326. Left on Craig Rd, House is on the Right. Or North on Hwy 4412 in Commerce. Right on GA Hwy 326. Left on Craig Rd. House is on the Right.
  • Prop. Type: Residential
  • Building Stories: 1
  • Year Built: 1873
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 2.0
  • Ownership: HUD
  • Subdivision Name: No Recorded Subdivision
  • Above Grade Finished Sq Ft: 1280.0
  • Architectural Style: Farmhouse, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Range, Refrigerator
  • Interior Amenities: Eat-in Kitchen
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: One, Wood Burning
  • Fireplace: Yes
  • Flooring: Laminate, Vinyl, Wood
  • Living Area: 1280.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Exterior Features: Deck, Porch
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Deck, Porch

Garage/Parking

  • Parking Features: None, Parking Available
  • Total Parking Spaces: 3.0

Utilities

  • Sewer: Septic Tank
  • Cooling: Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Other, See Remarks
  • Association: No

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Banks County
  • High School: Banks County
  • Middle Or Junior School: Banks County

Lot Info

  • Parcel #: B86 009B
  • ResoLotSizeUnits: Acres

Tax Info

  • Year: 2017
  • Tax Annual Amount: 1013.13

Multi Family

  • Above Grade Finished Area Units: Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 21, 2018
Closed on
Aug 13, 2019
Sold by
Secretary Of Housing And Urban Dev Of Wa
Bought by
Neff Matthew L
Seller's Agent
Lynne Zwak
Gemstone Realty
Buyer's Agent
Zach Kidd
Burdette Realty
List Price
$105,000
Sold Price
$75,000
Premium/Discount to List
-$30,000
-28.57%
Total Days on Market
158
Current Estimated Value
$275,097

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$200,097
Avg. Annual Appreciation
25.26%
Original Mortgage
$111,122
Outstanding Balance
$98,907
Interest Rate
3.99%
Mortgage Type
FHA
Estimated Equity
$176,190

Purchase Details

Closed on
Nov 2, 2018
Sold by
Ditech Financial Llc
Bought by
Secretary Of Housing And Urban Developme

Purchase Details

Closed on
Jun 5, 2018
Sold by
Villalon Luis Angel Toledo
Bought by
Ditech Financial Llc

Purchase Details

Listed on
Dec 14, 2014
Closed on
Mar 27, 2015
Sold by
Fuller Thomas L
Bought by
Perun Michael
Seller's Agent
Devin Beauchamp
Chestatee Brokers Inc.
Buyer's Agent
Alan Daniel
Re/Max Legends
List Price
$84,900
Sold Price
$82,000
Premium/Discount to List
-$2,900
-3.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.67%
Original Mortgage
$80,514
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 7, 2005
Sold by
Smith James N
Bought by
Fuller Thomas L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,200
Interest Rate
5.9%
Mortgage Type
New Conventional

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in Commerce, GA

  • 98 Orchard Cir, Commerce, GA 30529

    $255,000

    • 3 Beds
    • 1 Bath
    • 1,265 Sq Ft
    • 98 Orchard Cir
    • Commerce, GA

    Welcome to 98 Orchard Circle, a charming and move-in-ready home in the heart of Commerce! This home features an updated kitchen that truly shines, complete with stylish countertops and modern finishes. You'll love the updated flooring throughout the home, offering a fresh, clean look that complements any style. The major systems have already been taken care of for you-enjoy peace of mind with a

    Nichole Pankevich RE/MAX Signature

    Section Image
  • 219 Water Plant Rd, Commerce, GA 30529

    $239,000

    • 3 Beds
    • 2 Baths
    • 1,368 Sq Ft
    • 219 Water Plant Rd
    • Commerce, GA

    Welcome to 219 Water Plant Rd - a beautifully maintained property offering comfort, charm, and convenience. Nestled in a peaceful setting, this home features spacious bedrooms and bathrooms, that's perfect for both everyday living and the living room offers abundant natural light and a cozy atmosphere.

    Kevin Holtzclaw eXp Realty

    Section Image
  • 759 Blacks Creek Church Rd, Commerce, GA 30530

    $300,000

    • 4 Beds
    • 2 Baths
    • 1,404 Sq Ft
    • 759 Blacks Creek Church Rd
    • Commerce, GA

    LOOK at this price reduction. 35K below original list price. FEELS LIKE A NEW HOME! This countryside 4 bedroom 2 bath home is totally renovated. Sits on a 1 acre beautiful setting. Level lot surrounded by estate lots. This home has a nice vibe inside and out. All new windows, roof, gutters, LED lighting, new kitchen and baths, new plumbing, electric, HVAC and septic system. Open floor plan

    Rhonda Forbes Keller Williams Lanier Partners

    Section Image
  • 248 Ruby Ln, Commerce, GA 30530

    $319,900

    • 3 Beds
    • 2.5 Baths
    • 1,711 Sq Ft
    • 248 Ruby Ln
    • Commerce, GA

    Cozy and convenience are two of the top features that this 3BR/2.5BA Commerce home offers. The open floor plan offers a living and dining area that is easily accessible to the kitchen which offers both a formal dining space and a breakfast bar. The owner's suite has a private bath and nice closet space. You'll also find a lovely outdoor living area with a huge rocking chair front porch, and a

    Joshua Anderson PEND Realty, LLC

    Section Image
  • 8421 Highway 98 W, Commerce, GA 30530

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,429 Sq Ft
    • 8421 Highway 98 W
    • Commerce, GA

    BACK ON THE MARKET AT NO FAULT OF SELLER! ONE BUYERS LOSS IS YOUR GAIN! Charming 3-Bedroom Home on 2 Private Acres Looking for privacy and space? This updated 3-bedroom, 2-bathroom home on 2 acres offers just that! Recently updated in 2021, the home features a modern kitchen, refreshed bathrooms, and beautiful hardwood floors throughout. The expansive living room is perfect for relaxing and

    Mark Spain Mark Spain Real Estate

    Section Image
  • 115 Heather Ln, Commerce, GA 30529

    $319,900

    • 4 Beds
    • 2 Baths
    • 1,555 Sq Ft
    • 115 Heather Ln
    • Commerce, GA

    Ranch with spilt primary and secondary bedroom floor plan, 4 bed, 2 bath, 2 car garage, New paint the house, Huge family room, Open kitchen with Granite countertops. Refrigerator, Washer and Dryer included. Private back yard. Long Driveway. Close to shopping, schools, groceries. Commerce City School District!

    Chanel Yu The Millionaire Realtors Group, LLC.

    Section Image
  • 745 Skyview Dr, Commerce, GA 30529

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,565 Sq Ft
    • 745 Skyview Dr
    • Commerce, GA

    Come see this meticulously maintained "Better than New" Ranch in Carrington Place! This 55+ Active Adult Community provides yard maintenance taken care of by the HOA with a built-in irrigation system. The Open Floor plan allows for plenty of space with its large family room with vaulted ceilings and a gas fireplace for those chilly winter evenings. The Kitchen has stainless appliances, quartz

    William Ferguson Sun Realty Group, LLC.

    Section Image
  • 463 State St, Commerce, GA 30529

    $275,000

    • 2 Beds
    • 2 Baths
    • 1,000 Sq Ft
    • 463 State St
    • Commerce, GA

    Welcome to 463 State St - a beautifully remodeled 2-bedroom, 2-bathroom home nestled in the heart of Commerce. Step inside to an inviting open-concept living and kitchen area, perfect for entertaining and everyday living. The kitchen shines with sleek stone countertops, all-white cabinetry, and stainless steel appliances that combine both style and functionality. Both bedrooms are

    Joseph Eterno Keller Williams Greater Athens

    Section Image
  • 235 Baugh St, Commerce, GA 30529

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft
    • 235 Baugh St
    • Commerce, GA

    Charming Updated Bungalow in Commerce - No HOA, Walk to Town! This beautifully refreshed 3-bedroom, 2-bath bungalow sits on a private 0.49-acre lot just minutes from downtown Commerce. Nestled on a quiet street with no HOA and within walking distance to shopping, this home blends charm, convenience, and modern updates-plus easy access to I-85 and US-441! Inside, you'll find fresh interior

    Kristin Thomas Reynolds Realty LLC

    Section Image

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Neff Matthew L $75,000 --
Secretary Of Housing And Urban Developme -- --
Ditech Financial Llc -- --
Ditech Financial Llc -- --
Perun Michael $82,000 --
Fuller Thomas L $90,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Neff Matthew L $111,122
Previous Owner Villalon Luis Angel Toledo $105,061
Previous Owner Perun Michael $80,514
Previous Owner Fuller Thomas L $90,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2019 08/13/19 Sold $75,000 -28.6% $59 / Sq Ft
05/29/2019 05/29/19 Pending -- -- --
12/21/2018 12/21/18 For Sale $105,000 +28.0% $82 / Sq Ft
03/27/2015 03/27/15 Sold $82,000 -3.4% $64 / Sq Ft
02/27/2015 02/27/15 Pending -- -- --
12/14/2014 12/14/14 For Sale $84,900 -- $66 / Sq Ft
Source: CLASSIC MLS (Athens Area Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,835 $93,124 $17,978 $75,146
2023 $1,641 $78,114 $14,916 $63,198
2022 $1,444 $68,723 $13,825 $54,898
2021 $1,345 $60,191 $9,875 $50,316
2020 $688 $53,225 $8,298 $44,927
2019 $1,227 $53,225 $8,298 $44,927
2018 $1,114 $47,541 $6,383 $41,158
2017 $1,013 $41,464 $4,912 $36,552
2016 $824 $33,332 $4,946 $28,386
2015 $585 $20,988 $4,912 $16,076
2014 $585 $24,812 $8,736 $16,076
2013 -- $24,812 $8,736 $16,076
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: CLASSIC MLS (Athens Area Association of REALTORS®)

MLS Number: 966276

CLASSIC MLS (Athens Area Association of REALTORS®)

APN: B86-009B