NOT LISTED FOR SALE

575 E Bay St Unit 1 Harbor Springs, MI 49740

Estimated Value: $784,000 - $1,322,153

3 Beds
2 Baths
1,200 Sq Ft
$882/Sq Ft Est. Value

Last Sold December 12, 2014

Last sale price $440,000 $367 Per Sq Ft

Est. 153% increase in value since last sale

Current estimated payment $7,193/month

5 Days on Market

Highlights

  • Cathedral Ceiling
  • 1 Car Detached Garage
  • Living Room
  • Wood Flooring
  • Thermal Windows
  • 1-minute walk to Zoll Street Park

About This Home

As of December 2014

In town classically-styled cottage located in an award-winning, sustainable 'Cottage Company' development. Zoll Street beach across the street. Meticulous construction, timeless authenticity, high-end finishes & appliances. Furnishings refreshed by Ca. owner-designer. Spots for all family members to enjoy when they choose to come in from their outdoor play. Storage abounds. Garage & outdoor parking. Investment rental potential. Furnishings negotiable separate from sale.

Last Agent to Sell the Property

Kevin Olson

Graham Real Estate Listed on: 11/03/2014

Last Buyer's Agent

Jane Fisher

Gaslight Group Properties License #6501333848

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,213

Year Built

  • Built in 2004

Lot Details

  • Sprinkler System

HOA Fees

  • $333 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Gas Fireplace
  • Thermal Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Living Room
  • Dining Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Detached Garage
  • Driveway

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Bay St. Cottages Association

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-265-101

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,213

Year Built

Built in 2004

Lot Details

0

HOA Fees

$333 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 2004
  • Measurement Source: Agent
  • Section: 13
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Features: Cable, Cathedral Ceilings, Central Air, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Paved Drive, Range, Refrigerator, Sprinkler System, Washer, Wood Floors
  • Total Finished Sq Ft: 1200
  • Master Bedroom: Dimensions: 15 x 13, On Level: Upper
  • Bedroom 2: Dimensions: 12 x 11, On Level: Main
  • Bedroom 3: Dimensions: 11 x 10, On Level: Main
  • Bedroom 4: On Level: N/A
  • Total Rooms: 6
  • Basement: Crawl
  • Dining Room: Dimensions: 7 x 6, On Level: Main
  • Kitchen: Dimensions: 10 x 8, On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 16 x 12, On Level: Main
  • Above Grade Finished Sq Ft: 1200
  • Bathroom 1: Dimensions: Full, On Level: Main
  • Bathroom 2: Dimensions: Full, On Level: Upper
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Thermo, Insulated, Low E

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas
  • Sewer: City
  • Water: City
  • Water Heater: Electric, Natural Gas

Condo/Co-op/Association

  • Association: Bay St. Cottages
  • Association: Yes
  • Fees: 1,000

Schools

  • School District: Harbor Springs

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 51-15-13-265-101

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2014
Closed on
Dec 12, 2014
Sold by
Judy Judy
Bought by
Howell Christian F and Howell Krisha J
Seller's Agent
Kevin Olson
Graham Real Estate
Buyer's Agent
Jane Fisher
Gaslight Group Properties
List Price
$478,000
Sold Price
$440,000
Premium/Discount to List
-$38,000
-7.95%
Current Estimated Value
$1,112,713

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$672,713
Avg. Annual Appreciation
8.57%
Original Mortgage
$447,700
Outstanding Balance
$345,792
Interest Rate
3.99%
Mortgage Type
Stand Alone First
Estimated Equity
$712,496

Purchase Details

Closed on
Sep 1, 2006
Sold by
Mcdonald Gregory F and Mcdonald Lynn A
Bought by
Switala Mark and Switala Carolyn T

Purchase Details

Closed on
Sep 29, 2003
Bought by
Mcdonald Gregory F and Mcdonald Lynn A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Howell Christian F -- --
Switala Mark $530,000 --
Mcdonald Gregory F $170,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Howell Christian F $150,000
Open Howell Christian F $447,700
Closed Barsky Judy A $299,250
Closed Switala Mark $120,000
Closed Switala Mark S $80,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2014 12/12/14 Sold $440,000 -7.9% $367 / Sq Ft
11/08/2014 11/08/14 Pending -- -- --
11/03/2014 11/03/14 For Sale $478,000 -- $398 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,213 $486,000 $486,000 $0
2024 $9,213 $450,500 $450,500 $0
2023 $8,240 $370,500 $370,500 $0
2022 $8,240 $250,700 $250,700 $0
2021 $7,956 $234,000 $234,000 $0
2020 $7,860 $236,800 $236,800 $0
2019 $9,654 $226,200 $226,200 $0
2018 -- $214,700 $214,700 $0
2017 -- $218,700 $218,700 $0
2016 -- $177,200 $177,200 $0
2015 -- $168,900 $0 $0
2014 $4,317 $163,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 442678

Northern Michigan MLS

APN: 51-15-13-265-101