$1,350,000

575 E Bay St Unit 2 Harbor Springs, MI 49740

Estimated payment $8,437/month

Total Views 1,361
3 Beds
2 Baths
1,236 Sq Ft
$1,092 Price per Sq Ft

Highlights

  • Cathedral Ceiling
  • Wood Flooring
  • 1 Car Detached Garage
  • Harbor Springs High School Rated 9+
  • First Floor Utility Room
  • 1-minute walk to Zoll Street Park

About This Home

Welcome to this charming 3-bedroom, 2-bath Bay Street Cottage in one of the most walkable and sought-after locations in Harbor Springs. Nestled in a beautifully designed cottage community, this home combines timeless architecture with effortless living just steps from everything the town offers. The location is exceptional. You can stroll to downtown Harbor Springs for coffee, shopping, and dining, or wander down to the public beach and the beloved dog beach along Little Traverse Bay. Whether it’s a morning swim, an afternoon walk, or catching sunsets by the water, everything is moments from your front door. Inside, the home features classic cottage character with quality finishes throughout. Cathedral ceilings and generous windows fill the space with natural light, while the warm hardwood floors and custom built-ins add an inviting touch. With three bedrooms and two full baths, the layout offers comfort and flexibility. Built by the renowned Cottage Company, the Bay Street Cottages are known for their craftsmanship, thoughtful design, and picturesque setting. This property captures all of that charm—peaceful surroundings, and a community that feels like a true Harbor Springs retreat. If you’re looking for a beautifully designed home in a prime walk-to-everything location, this Bay Street Cottage is a rare find. Reach out to schedule a tour and experience how effortlessly this home lives.

Listing Agent

Erin DeFrain

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 11/25/2025

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,077

HOA Fees

  • $600 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,236 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Double Pane Windows
  • Insulated Windows
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Wood Flooring
  • Crawl Space
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Detached Garage
  • Driveway

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Bay St. Cottages Association

Listing and Financial Details

  • Assessor Parcel Number Welcome to this charming

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,077

Lot Details

0

HOA Fees

$600 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 11/25/2025
  • Section: 13
  • Second Address Number: 575
  • Directions: Corner of Bay and Zoll St
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Features: Cathedral Ceilings, Central Air, Dryer, Paved Drive, Range, Refrigerator, Washer, Wood Floors, Paved Road
  • Total Finished Sq Ft: 1236
  • Master Bedroom: On Level: Upper
  • Bedroom 2: On Level: Main
  • Bedroom 3: On Level: Main
  • Bedroom 4: On Level: N/A
  • Basement: Crawl
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: N/A
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 1236
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Insulated, Double

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association: Bay St. Cottages
  • Association: Yes
  • Condo: Yes
  • Fees: 3600

Schools

  • School District: Harbor Springs

Lot Info

  • Zoning: COHS RM

Tax Info

  • Assessor Parcel Number: Welcome to this charming

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,077 $486,000 $486,000 $0
2024 $9,077 $450,500 $450,500 $0
2023 $8,119 $370,500 $370,500 $0
2022 $8,119 $250,700 $250,700 $0
2021 $7,839 $234,000 $234,000 $0
2020 $7,745 $236,800 $236,800 $0
2019 $9,512 $226,200 $226,200 $0
2018 -- $214,700 $214,700 $0
2017 -- $218,700 $218,700 $0
2016 -- $177,200 $177,200 $0
2015 -- $168,900 $0 $0
2014 $6,602 $163,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 For Sale $1,350,000 -- $1,092 / Sq Ft
Source: Northern Michigan MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 --
Warranty Deed $150,000 --
Source: Public Records

Source: Northern Michigan MLS

MLS Number: 478376

Northern Michigan MLS

APN: 51-15-13-265-102