$465,000
SOLD MAY 16, 2025
4 Beds
2 Baths
2,014 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$231 Per Sq Ft

11% Below List Price

195 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • Great Room
  • Voyager K-8 Rated 9+
  • Main Floor Primary Bedroom
  • Solid Surface Countertops

About This Home

As of May 2025

Introducing Prairie Oaks, Cardel Homes' newest single-family home community off Narcoossee Road. This community offers a relaxed lifestyle while providing convenient access to daily necessities, entertainment, and activities for all ages. Prairie Oaks is strategically located near SR417, SR528, US-192, and the Florida Turnpike, ensuring easy connectivity. The thoughtfully designed floor plans in this community cater to modern living, featuring open layouts that create a seamless flow throughout the home. Enjoy contemporary finishes, including 9.5-foot ceilings, upgraded 42-inch upper cabinets with crown molding, paver driveways, and more. This particular home boasts a Traditional elevation with 4 bedrooms and 2 full baths. A triple-panel sliding glass door in the great room opens to a spacious covered lanai, ideal for outdoor relaxation. With its prime location and the refined designer series of floor plans, Prairie Oaks stands as the premier new community in St. Cloud. Please see the attached document for a detailed floor plan and color scheme. Note that photos are of a similar model and may differ from the actual floor plan.

Last Agent to Sell the Property

Brian Phillips

HARTNEY REALTY & DEVELOPMENT Brokerage Phone: 813-380-2291 License #3181057 Listed on: 10/15/2024

Last Buyer's Agent

Dee Concepcion

ALL REAL ESTATE & INVESTMENTS License #3536660

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,047

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 6,098 Sq Ft Lot
  • South Facing Home
  • Metered Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $135 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,014 Sq Ft Home
  • Open Floorplan
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Utility Room

Kitchen

  • Walk-In Pantry
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Schools

  • Voyager K-8 Elementary And Middle School
  • Tohopekaliga High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater

Community Details

  • Jorge Miranda Association
  • Built by Cardel Homes LLC
  • Prairie Oaks Subdivision, Cypress Floorplan

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,047

Year Built

Built in 2024 | New Construction

Lot Details

0

HOA Fees

$135 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2014
  • Lot Size Acres: 0.14
  • New Construction: Yes
  • Year Built: 2024
  • Building Area Total: 2626
  • Lot Size Sq Ft: 6098
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 243.96
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 230.88
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-380-2291
  • Tax Year: 2023
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 187.11

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0115G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 135
  • Association Fee Frequency: Monthly
  • Association Name: Jorge Miranda
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 1620.00
  • Total Monthly Fees: 135.00
  • Monthly HOA Amount: 135.00

Schools

  • Elementary School: VOYAGER K-8
  • High School: Tohopekaliga High School
  • Middle Or Junior School: VOYAGER K-8

Lot Info

  • Zoning: PUD
  • Parcel Number: 22-25-31-4751-0001-0220
  • Additional Parcels: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Cardel Homes LLC

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Refer to HOA

Tax Info

  • Tax Annual Amount: 1047
  • Tax Block: 1
  • Tax Book Number: 31-166-172
  • Tax Lot: 22

Multi Family

  • Approval Process: Refer to HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2024
Closed on
May 15, 2025
Sold by
Cardel Fl Homes Llc
Bought by
Moreta Martha and Sanchez Christian
Seller's Agent
Brian Phillips
HARTNEY REALTY & DEVELOPMENT
Buyer's Agent
Dee Concepcion
ALL REAL ESTATE & INVESTMENTS
List Price
$520,110
Sold Price
$465,000
Premium/Discount to List
-$55,110
-10.6%
Views
5
Current Estimated Value
$472,531

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,531
Avg. Annual Appreciation
2.63%
Original Mortgage
$456,577
Outstanding Balance
$454,134
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
$18,397
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $465,000 Hillsborough Title
Special Warranty Deed $465,000 Hillsborough Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $456,577 FHA
Closed $456,577 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/16/2025 05/16/25 Sold $465,000 -4.5% $231 / Sq Ft
04/28/2025 04/28/25 Pending -- -- --
02/26/2025 02/26/25 Price Changed $486,900 -5.1% $242 / Sq Ft
02/15/2025 02/15/25 Price Changed $513,110 -1.0% $255 / Sq Ft
01/18/2025 01/18/25 Price Changed $518,110 -0.4% $257 / Sq Ft
10/15/2024 10/15/24 For Sale $520,110 -- $258 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,035 $75,000 $75,000 --
2024 $1,047 $75,000 $75,000 --
2023 $1,047 $75,000 $75,000 $0
2022 $489 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8303678

Stellar MLS

APN: 22-25-31-4751-0001-0220