$575,000
SOLD OCT 3, 2025
Last list price

577 Ginger Rd Lake Ozark, MO 65049

3 Beds
2 Baths
1,180 Sq Ft
-- Built

Recently Sold

$487 Per Sq Ft

36 Days on Market

Highlights

  • Lake Front
  • Deck
  • Enclosed Patio or Porch
  • Property fronts a channel
  • Furnished
  • Views

About This Home

As of October 2025

Welcome to your dream lake escape! This beautifully remodeled 3 Bedroom 2 Bath Lakefront Cottage offers the perfect blend of Cozy Cottage charm and modern updates, nestled at the 3 Mile Marker in the highly sought-after Horseshoe Bend area of Lake of the Ozarks. With 1,180 sq ft of comfortable living space plus an additional 405 sq ft enclosed, screened-in porch, you’ll enjoy serene lake views from sunrise to afternoon shade, thanks to the east-facing orientation. The Home has been completely renovated, featuring a NEW Roof, Siding, Windows and MORE – making it truly move-in ready. Inside, the thoughtful finishes create a warm inviting atmosphere, ideal for both full-time living or weekend getaways. Outside, a Newer Concrete Dock complete with a 14’x42’ Boat Slip, 12’x12’ covered Wave Runner Slips and a spacious Sundeck, complete with WetSteps, Two Dock Lockers and Speakers. Perfect for relaxing, entertaining and launching your lake adventures. Or Cozy up to your Lakeside Fire Pit. Whether you are looking for a peaceful family retreat or a smart investment / rental opportunity, this lakefront gem checks every box. Don’t mis your chance to own a slice of Lakefront Paradise.

Last Agent to Sell the Property

Tina Stotler

The Property Shop at the Lake Brokerage Phone: (573) 480-7760 License #2007038808 Listed on: 08/22/2025

The Property Shop at the Lake

Last Buyer's Agent

AgentBD Out of Area BDAR

Out of Area Office BD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,042

Lot Details

  • Lot Dimensions are 67x125x52x120
  • Property fronts a channel
  • Lake Front
  • Home fronts a seawall
  • Sloped Lot

Home Design

  • Updated or Remodeled
  • Poured Concrete
  • Shingle Roof
  • Architectural Shingle Roof

Interior Spaces

  • 1,180 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Electric Fireplace
  • Property Views

Kitchen

  • Stove
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • No Garage
  • Parking Pad
  • Driveway

Outdoor Features

  • Rip-Rap
  • Cove
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Shared Well
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Exclusions: Personal Items. Tools and Other Items on Exclusion List.
  • Assessor Parcel Number 01602300000003010000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,042

Lot Details

0

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size: 67x125x52x120
  • Road Surface Type: Asphalt, Paved
  • Exclusions: Personal Items. Tools and Other Items on Exclusion List.
  • Inclusions: All Appliances, Furniture, Decor, Kitchen Small Appliances, Dishes, Pots and Pans, TurnKey. Boat Dock. Inventory List to be provided.
  • Ownership: Fee Simple,
  • Subdivision Name: None
  • Directions: Busn 54 to Horseshoe Bend Parkway to Carol Road. Second Road on Left is the First Ginger Rd. 1/2 mile just past Ginger Point first Driveway on Left. 2nd House on Shared Driveway. The Four Car Parking Pad belongs to this House.
  • Architectural Style: Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • Property Attached Yn: No
  • Building Stories: 2
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: (573) 480-7760
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Possible Use: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Stove, Washer
  • Has Basement: Full, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric, One
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Furnished, Fireplace, Cable TV
  • Living Area: 1180.0

Exterior Features

  • Lot Features: Lake Front, Sloped, Views
  • View: Channel
  • View: Yes
  • Waterfront Features: Cove, Riprap, Seawall, Lake Front
  • Waterfront: Yes
  • Construction Type: Fiber Cement
  • Exterior Features: Concrete Driveway, Deck, Enclosed Porch, Patio
  • Foundation Details: Poured
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Screened
  • Property Condition: Updated/Remodeled
  • Roof: Architectural, Shingle

Garage/Parking

  • Parking Features: No Garage, Parking Pad

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available
  • Water Source: Shared Well

Condo/Co-op/Association

  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: School Of The Osage

Lot Info

  • Parcel #: 01602300000003010000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1041.56
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2025
Closed on
Oct 3, 2025
Sold by
Mills Jonathan W and Mills Adrienne N
Bought by
Brewer Merle S and Brewer Patricia
Seller's Agent
Tina Stotler
The Property Shop at the Lake
Buyer's Agent
AgentBD Out of Area BDAR
Out of Area Office BD
List Price
$575,000
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.25%
Original Mortgage
$488,750
Outstanding Balance
$488,750
Interest Rate
6.58%
Mortgage Type
Credit Line Revolving
Estimated Equity
$81,519

Purchase Details

Closed on
Sep 1, 1993
Bought by
Kempf Larry H Co Trustees
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Arrowhead Title
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $488,750 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2025 10/03/25 Sold -- -- --
09/27/2025 09/27/25 Pending -- -- --
08/22/2025 08/22/25 For Sale $575,000 +195.0% $487 / Sq Ft
04/27/2018 04/27/18 Sold -- -- -- View Prior Sale
03/28/2018 03/28/18 Pending -- -- --
03/02/2018 03/02/18 For Sale $194,900 -- $165 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,003 $18,960 $0 $0
2024 $1,042 $18,960 $0 $0
2023 $1,013 $18,960 $0 $0
2022 $1,013 $18,960 $0 $0
2021 $1,013 $18,960 $0 $0
2020 $1,020 $18,960 $0 $0
2019 $1,017 $18,960 $0 $0
2018 $1,021 $18,960 $0 $0
2017 $926 $18,960 $0 $0
2016 $908 $18,960 $0 $0
2015 $886 $18,960 $0 $0
2014 $866 $18,960 $0 $0
2013 -- $18,960 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3579981

Bagnell Dam Association of REALTORS®

APN: 01-6.0-23.0-000.0-003-010.000