NOT LISTED FOR SALE

578 S Bluewater Blvd Mineral, VA 23117

Estimated Value: $391,000 - $499,000

4 Beds
3 Baths
2,784 Sq Ft
$157/Sq Ft Est. Value

Last Sold June 07, 2022

Last sale price $390,000 $140 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,530/month

2 Days on Market

Highlights

  • Lake Front
  • Boat Dock
  • Water Access
  • Thomas Jefferson Elementary School Rated A-
  • Beach
  • In Ground Pool

About This Home

As of June 2022

High Speed fiber internet is available in this neighborhood. Get more bang for your buck here! This home comes with an additional water access lot to maximize your privacy. Your lake retreat is awaiting you. Located in Bluewater subdivision, a gated community on the public side of Lake Anna. This water access home is all you need to live comfortably full time, or for weekend getaways! It features 4 bedrooms, 3 full baths (3 bedroom septic), & an office. Spacious family room has a wood burning fireplace and accent beams on the ceiling that flows to the kitchen that has a breakfast bar. Separate dining room. Main level primary ensuite features a walk in closet. Finished walkout basement showcases a full size bar & family room! Relax at your very own private in-ground pool (chlorine & 8ft) or take a stroll down to the lake. Shed conveys. Bluewater subdivision offers three common areas and boat slips are available for lease through the HOA. Great lake location close to The Cove restaurant, Tim's at Lake Anna, Moo-Tru ice cream, mini golf & many local wineries and breweries. Home inspections are welcome, but are for informational purposes only. Make this home your own little lake oasis!

Last Agent to Sell the Property

Grayson Hoffman

Lake Anna Island Realty License #0225236765 Listed on: 05/04/2022

Last Buyer's Agent

Annie Nissen

ERA Woody Hogg & Assoc License #0225248548

ERA Woody Hogg & Assoc

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $1,889

Year Built

  • Built in 1986

Lot Details

  • 2.26 Acre Lot
  • Lake Front
  • Landscaped
  • Additional Land

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Single Family Detached Home
  • Modular Prefabricated Home
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,784 Sq Ft Home
  • 1-Story Property
  • Wainscoting
  • Wood Burning Fireplace
  • Bay Window
  • Separate Formal Living Room
  • Dining Area

Kitchen

  • Stove
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • In Ground Pool
  • Water Access
  • Walking Distance to Water
  • Deck
  • Patio
  • Shed

Schools

  • Thomas Jefferson Elementary School
  • Louisa Middle School
  • Louisa High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 109
  • Assessor Parcel Number 16C-1-109

Community Details

Overview

  • Bluewater Subdivision
  • Community Lake
  • Pond in Community

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Park

Additional Features

  • Common Area
  • Gated Community

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$1,889

Year Built

Built in 1986

Lot Details

0

HOA Fees

$29 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1986
  • Property Attached Yn: No
  • Lot Size Acres: 2.26
  • Water Body Name: Lake Anna
  • Ownership: Individuals
  • Subdivision Name: Bluewater
  • Architectural Style: Modular/Prefab, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement: Full, Finished, Walk-Out Access
  • Appliances: Dishwasher, Electric Water Heater, Refrigerator, Stove
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1392.0
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Bay Window, Dining Area, Separate/Formal Dining Room, Solid Surface Counters, Walk-In Closet(s), Paneling/Wainscoting
  • Living Area: 2784.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Lot Features: Additional Land Available, Landscaped
  • Pool Features: In Ground, Pool
  • Waterfront Features: Lake, Water Access, Walk to Water
  • Waterfront: No
  • Disclosures: Seller Disclosure
  • Construction Type: Block, Drywall, Vinyl Siding
  • Exterior Features: Deck, Unpaved Driveway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Well
  • Security: Gated Community
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Dock, Gated, Home Owners Association, Lake, Park, Pond
  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Water Access

Schools

  • Middle Or Junior School: Louisa

Lot Info

  • Parcel Number: 16C-1-109
  • Zoning Description: R2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 1889.0
  • Tax Lot: 109

MLS Schools

  • Elementary School: Thomas Jefferson
  • High School: Louisa

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 11, 2025
Sold by
Cayer Clint and Cayer Tracy
Bought by
Tracy S Cayer Asset Protection Trust and Cayer
Current Estimated Value
$437,658

Purchase Details

Listed on
May 4, 2022
Closed on
May 27, 2022
Sold by
Cyr Kenneth
Bought by
Cayer Tracy and Cayer Clint
Seller's Agent
Grayson Hoffman
Lake Anna Island Realty
Buyer's Agent
Annie Nissen
ERA Woody Hogg & Assoc
List Price
$365,000
Sold Price
$390,000
Premium/Discount to List
$25,000
6.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.46%
Original Mortgage
$370,500
Interest Rate
3.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tracy S Cayer Asset Protection Trust -- None Listed On Document
Tracy S Cayer Asset Protection Trust -- None Listed On Document
Cayer Tracy $390,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cayer Tracy $370,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/07/2022 06/07/22 Sold $390,000 +6.8% $140 / Sq Ft
05/06/2022 05/06/22 Pending -- -- --
05/04/2022 05/04/22 For Sale $365,000 -- $131 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,382 $334,500 $45,000 $289,500
2024 $2,382 $330,800 $41,700 $289,100
2023 $2,199 $321,500 $38,400 $283,100
2022 $2,108 $292,800 $32,900 $259,900
2021 $1,889 $262,300 $32,900 $229,400
2020 $1,666 $231,400 $32,900 $198,500
2019 $1,572 $218,300 $32,900 $185,400
2018 $1,428 $198,400 $32,900 $165,500
2017 $1,413 $194,300 $32,900 $161,400
2016 $1,413 $196,300 $32,900 $163,400
2015 $1,391 $193,200 $34,600 $158,600
2013 -- $178,600 $36,800 $141,800
Source: Public Records

Agents Affiliated with this Home

  • G

    Seller's Agent in 2022

    Grayson Hoffman

    Lake Anna Island Realty

    Section Image
  • Annie Nissen

    Buyer's Agent in 2022

    Annie Nissen

    ERA Woody Hogg & Assoc

    (804) 248-8742

    11 in this area

    228 Total Sales

    Annie Nissen
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2211973

Central Virginia Regional MLS

APN: 16C-1-109

Virginia Louisa County Mineral 23117

578 S Bluewater Blvd, Mineral, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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