$649,000

Estimated payment $4,495/month

Total Views 1,051
5 Beds
4 Baths
3,508 Sq Ft
$185 Price per Sq Ft

Highlights

  • Popular Property
  • Deck
  • Recreation Room
  • Colonial Architecture
  • Property is near park
  • Cathedral Ceiling

About This Home

Exceptional 5-bedroom home in the sought-after White Oak subdivision offering over 3,500 sq ft of beautifully finished living space. This home features an open-concept layout with hardwood floors, soaring cathedral ceilings, and a finished basement. The main level is designed for both everyday living and entertaining, anchored by a spacious family room with a striking two-story fireplace. The kitchen seamlessly connects to the family room and includes a center island with seating, space for a dining table, a newer stainless steel refrigerator, a butler's pantry, and a walk-in pantry. Sliding access leads to an expansive deck overlooking a fully fenced backyard-ideal for entertaining. A private main-floor office with custom built-ins and French doors offers flexibility as a workspace, playroom, or additional living area. The mudroom and laundry room are conveniently located off the attached 3-car garage. Upstairs, the primary suite features two walk-in closets and a spa-like en-suite bath with double vanity, soaking tub, and separate shower. Three additional bedrooms and a full bath complete the second level. The finished basement expands the living space with a large recreation room, game area, fifth bedroom, half bath, and generous storage. Additional highlights include assumable solar panels and a home warranty offered by the sellers. Ideally located near parks, schools, and amenities-this home truly has it all.

Listing Agent

Gabriela Rozborska

Nex-Gen Real Estate & Property Managment Co. License #471020552 Listed on: 05/01/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,649

Year Built

  • Built in 2004

Lot Details

  • 14,505 Sq Ft Lot
  • Lot Dimensions are 91x157x91x154
  • Paved or Partially Paved Lot

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,508 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Mud Room
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Game Room
  • Fire Sprinkler System

Kitchen

  • Butlers Pantry
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Partial Basement
  • Sump Pump
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Deck
  • Porch

Location

  • Property is near park

Schools

  • Timber Trails Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Lake Michigan Water

Community Details

  • White Oak Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,649

Year Built

Built in 2004

Lot Details

0.33 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: White Oak
  • Year Built: 2004
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Cooktop, Humidifier
  • Basement: Finished, Egress Window, Rec/Family Area, Sleeping Area, Storage Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s)
  • LivingArea: 3508
  • Other Equipment: Fire Sprinklers, Ceiling Fan(s), Sump Pump, Backup Sump Pump;
  • Room Type: Bedroom 5, Game Room, Office, Recreation Room
  • Estimated Total Finished Sq Ft: 3508
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 3508
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Main Level
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Timber Trails Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School

Lot Info

  • Lot Size Acres: 0.333
  • Lot Dimensions: 91X157X91X154
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12648.75
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,630 $57,000 $8,711 $48,289
2024 $11,630 $42,836 $7,259 $35,577
2023 $11,320 $42,836 $7,259 $35,577
2022 $11,320 $42,836 $7,259 $35,577
2021 $6,410 $21,132 $1,814 $19,318
2020 $6,377 $21,132 $1,814 $19,318
2019 $7,390 $23,480 $1,814 $21,666
2018 $12,191 $38,684 $1,451 $37,233
2017 $12,095 $38,684 $1,451 $37,233
2016 $11,574 $38,684 $1,451 $37,233
2015 $11,544 $35,760 $1,088 $34,672
2014 $11,363 $35,760 $1,088 $34,672
2013 $10,993 $35,760 $1,088 $34,672
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 For Sale $649,000 +38.1% $185 / Sq Ft
10/14/2021 10/14/21 Sold $470,000 +4.7% $134 / Sq Ft View Prior Sale
08/23/2021 08/23/21 Pending -- -- --
08/20/2021 08/20/21 For Sale $449,000 +26.5% $128 / Sq Ft
05/08/2018 05/08/18 Sold $355,000 -3.8% $117 / Sq Ft View Prior Sale
03/26/2018 03/26/18 Pending -- -- --
01/02/2018 01/02/18 Price Changed $369,000 -1.3% $121 / Sq Ft
12/13/2017 12/13/17 Price Changed $374,000 -1.3% $123 / Sq Ft
11/01/2017 11/01/17 For Sale $379,000 -- $125 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Deed $470,000 Baird & Warner Ttl Svcs Inc
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Amrock Inc
Warranty Deed $355,000 Chicago Title Insurance Comp
Warranty Deed $417,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $376,000 New Conventional
Previous Owner $320,000 New Conventional
Previous Owner $260,000 New Conventional
Previous Owner $198,000 Purchase Money Mortgage
Closed $200,000 No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12635450

Midwest Real Estate Data (MRED)

APN: 06-08-410-002-0000

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