NOT LISTED FOR SALE

5795 Cummings Ln Harbor Springs, MI 49740

Estimated Value: $878,000 - $1,529,000

4 Beds
3.5 Baths
3,512 Sq Ft
$362/Sq Ft Est. Value

Last Sold September 22, 2020

Last sale price $750,000 $214 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $8,079/month

197 Days on Market

Highlights

  • 120 Feet of Waterfront
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • First Floor Utility Room

About This Home

As of September 2020

Enjoy panoramic water views and shared Lake Michigan beach access from this 4 bedroom home with 3 full /2 baths and offering main floor living. Features include vaulted ceilings, beautiful hickory flooring, main floor office with custom cherry bookshelves, gas fireplace with stone surround, and a 3-car heated garage. The spacious master suite features am en suite master bath with dual vanity's w/granite counters & tile floors, and a large walk-in closet. This well maintained home has a recently painted exterior and all new composite decking. The private setting is close to downtown Harbor Springs and near area golf and skiing.

Last Agent to Sell the Property

Gill Whitman

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 01/22/2020

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Bob Hartwick

Coldwell Banker Schmidt - Petoskey

Coldwell Banker Schmidt - Petoskey

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,807

Year Built

  • Built in 1996

Lot Details

  • 1.61 Acre Lot
  • 120 Feet of Waterfront

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 3,512 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Wood Flooring
  • Water Views
  • Home Security System

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Parking

  • 3 Car Attached Garage
  • Driveway

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-12-32-301-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,807

Year Built

Built in 1996

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1996
  • Lvt Date: 01/30/2020
  • Measurement Source: Agent
  • Section: 32
  • Survey: Y
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Paved Drive, Range, Refrigerator, Washer, Wood Floors, Security System
  • Total Finished Sq Ft: 3512
  • Master Bedroom: Dimensions: 19' x 23', On Level: Main
  • Bedroom 2: Dimensions: 12' x 20', On Level: Main
  • Bedroom 3: Dimensions: 11'4' x 12', On Level: Main
  • Bedroom 4: Dimensions: 12' x 19', On Level: Upper
  • Total Rooms: 8
  • Basement: Crawl, Partial
  • Dining Room: Dimensions: 12' x 19', On Level: Main
  • Kitchen: Dimensions: 26' x 15', On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 17' x 20', On Level: Main
  • Above Grade Finished Sq Ft: 3512
  • Bathroom 1: Dimensions: 3 Full, On Level: Main
  • Bathroom 2: Dimensions: 2 Half, On Level: Main
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: den, On Level: Main
  • Rooms 2: On Level: N/A
  • Windows: Thermo, Pella

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 120+/1
  • Waterfront Water Access: Water Access
  • Water View: Y
  • Wf Wa Ownership Type: Deeded and Shared Ownership

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Three

Utilities

  • Heat Type: Natural Gas, Hot Water Baseboard
  • Sewer: Septic
  • Water: Well
  • Water Heater: Natural Gas

Schools

  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 150'x 467.58x200x388 irr
  • Estimated Number of Acres: 1.61
  • Lot: Y
  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 16-12-32-301-008

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2020
Closed on
Sep 21, 2020
Sold by
Smith Stephen W
Bought by
Gersghty Robert C and Gersghty Elisabeth O
Seller's Agent
Gill Whitman
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Bob Hartwick
Coldwell Banker Schmidt - Petoskey
List Price
$765,000
Sold Price
$750,000
Premium/Discount to List
-$15,000
-1.96%
Current Estimated Value
$1,271,577

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$521,577
Avg. Annual Appreciation
11.83%
Original Mortgage
$300,000
Outstanding Balance
$267,436
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$1,034,229

Purchase Details

Closed on
Jun 17, 2011
Sold by
Sopko James and Martha K Cline Trust Of 1983
Bought by
Smith Stephen W and Smith Susan A

Purchase Details

Closed on
Sep 5, 2006
Bought by
Cline Martha Trust

Purchase Details

Closed on
Mar 18, 1998
Sold by
Klooster Ii Gerald and Klooster Mary
Bought by
Letzmann Peter A and Letzmann Roselyn S

Purchase Details

Closed on
Sep 1, 1995
Bought by
Klooster Pta

Purchase Details

Closed on
Sep 1, 1987
Sold by
Vonvaltier Wd L401 P254
Bought by
Vaterlaus Rps

Purchase Details

Closed on
Jun 1, 1987
Sold by
Failey Wd L401 P252
Bought by
Vonvaltier Rps

Purchase Details

Closed on
Jan 1, 1981
Sold by
Cummings Partial
Bought by
Failey
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gersghty Robert C $750,000 --
Smith Stephen W $565,000 --
Cline Martha Trust $962,000 --
Letzmann Peter A $367,700 --
Klooster Pta $150,000 --
Vaterlaus Rps $55,000 --
Vonvaltier Rps $32,500 --
Failey $32,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gersghty Robert C $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2020 09/22/20 Sold $750,000 -2.0% $214 / Sq Ft
01/31/2020 01/31/20 For Sale $765,000 +2.0% $218 / Sq Ft
01/31/2020 01/31/20 Off Market $750,000 -- --
01/22/2020 01/22/20 For Sale $765,000 -- $218 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,807 $653,100 $653,100 $0
2024 $13,807 $635,700 $635,700 $0
2023 $12,625 $420,200 $420,200 $0
2022 $12,625 $334,600 $334,600 $0
2021 $12,276 $326,800 $326,800 $0
2020 $9,426 $306,000 $306,000 $0
2019 -- $289,500 $289,500 $0
2018 -- $260,700 $260,700 $0
2017 -- $235,900 $235,900 $0
2016 -- $234,900 $234,900 $0
2015 -- $234,500 $0 $0
2014 -- $250,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Gill Whitman

    Seller's Agent in 2020

    Gill Whitman

    Berkshire Hathaway HomeServices Michigan Real Estate - HS

    (231) 620-1856

    49 in this area

    82 Total Sales

    Gill Whitman
    Section Image
  • Bob Hartwick

    Buyer's Agent in 2020

    Bob Hartwick

    Coldwell Banker Schmidt - Petoskey

    (231) 838-2926

    5 in this area

    7 Total Sales

    Bob Hartwick
    Section Image
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Map

Source: Northern Michigan MLS

MLS Number: 461153

Northern Michigan MLS

APN: 16-12-32-301-008

Michigan Emmet County Harbor Springs 49740

5795 Cummings Ln, Harbor Springs, MI

This home is located at 5795 Cummings Ln, Harbor Springs, MI 49740 since 22 January 2020 and is currently estimated at $1,271,577, approximately $362 per square foot. This property was built in 1996. 5795 Cummings Ln is a home located in Emmet County with nearby schools including Harbor Springs High School, Harbor Springs Middle School, and Shay Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Michigan MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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