$435,000
$15K PRICE DROP

Estimated payment $2,761/month

Total Views 2,618
6 Beds
3 Baths
2,620 Sq Ft
$166 Price per Sq Ft

Highlights

  • 91 Feet of Waterfront
  • No HOA
  • Porch
  • Deck
  • 3 Car Garage
  • Eat-In Kitchen

About This Home

Welcome to your own private waterfront retreat on one of the widest and most picturesque stretches of the St. Joseph River. Offering breathtaking, lake-like views and exceptional water frontage, this custom-built walkout ranch is the perfect blend of quality craftsmanship, comfort, and year-round recreation. With over 2,500 finished square feet, this spacious home features 6 bedrooms and 3 full bathrooms, providing plenty of room for family, guests, or entertaining. The thoughtfully designed kitchen offers a breakfast bar and flows seamlessly into the dining area, where French doors open to an expansive deck overlooking the water. The finished walkout lower level includes a large family room with direct access to the patio, creating the perfect space to relax after a day on the river. Outside, enjoy multiple outdoor living areas including dual patios, a spacious deck, private pier, and a beautifully wooded setting that provides both privacy and stunning scenery. Whether you enjoy boating, kayaking, rafting, swimming, or some of the area's best fishing, this property offers endless opportunities to enjoy the waterfront lifestyle. Additional features include durable 2x6 construction for energy efficiency, main-floor laundry, an attached one-car garage, and a detached two-car garage complete with a storage loft. Recent updates include a new roof, with a brand-new garage door for the attached garage scheduled for installation in August. If you've been searching for a home that offers incredible waterfront views, exceptional outdoor living, and room for everyone, this St. Joseph River gem is one you won't want to miss.

Listing Agent

David Lambe

Real Broker LLC License #6501423128 Listed on: 07/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,328

Year Built

  • Built in 2002

Lot Details

  • 18,295 Sq Ft Lot
  • Lot Dimensions are 91 x 238 x 89 x 201
  • 91 Feet of Waterfront
  • River Front
  • Shrub

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,620 Sq Ft Home
  • 1-Story Property
  • Water Views
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 6 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,328

Year Built

Built in 2002

Lot Details

0.42 Acres

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2002
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 91.0
  • General Property Info: Association YN: No
  • Landscape:Landscape: Shrubs/Hedges
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Septic Tank
  • Additional Items:Additional Items: Garage Door Opener, Basement Finished
  • Util Avail at Street:Util Avail at Street: Electricity Available, Natural Gas Available
  • Water Fea Amenities:Water Fea Amenities: All Sports, Dock, View
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDM4NTQwIiwiU3RhbmRhcmRTdGF0dXMiOiJBY3RpdmUiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA5LTA5VDIxOjE0OjA0LjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.847iJqDwIze93z-_hH6MCsy-FlfAN27GHfSr4RIIYjU/badge
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven, Dishwasher, Dryer, Washer, Range
  • Interior Amenities: Garage Door Opener, Eat-in Kitchen
  • Total Bedrooms: 6
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Walk-Out Access
  • LivingArea: 2620.0
  • Kitchen Features:Kitchen Features: Eating Area

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exclusions: Shelves in the furnace room
  • List Price: 435000.0
  • Patio and Porch Features: Deck, Patio, Porch
  • Water Body Name: Saint Joseph River
  • Waterfront Features: River Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached, Detached

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Utilities: Natural Gas Connected, Electricity Available, Natural Gas Available
  • Water Source: Well
  • Heat Source:Heat Source: Natural Gas
  • Heat Type:Heat Type: Forced Air
  • Utilities Attached:Utilities Attached: Natural Gas Connected

Lot Info

  • Lot Size Acres: 0.42
  • Lot Size Area: 0.42
  • Lot Dimensions: 91 x 238 x 89 x 201
  • Lot Size Sq Ft: 18295.0

Tax Info

  • Tax Annual Amount: 4328.0
  • Tax Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,194 $183,000 $23,900 $159,100
2025 $1,607 $183,900 $23,900 $160,000
2024 $1,564 $166,700 $14,900 $151,800
2023 $1,490 $140,200 $14,900 $125,300
2022 $947 $125,900 $14,100 $111,800
2021 $3,957 $110,100 $13,700 $96,400
2020 $3,909 $102,300 $13,400 $88,900
2019 $3,837 $96,900 $9,600 $87,300
2018 $3,646 $92,800 $9,600 $83,200
2017 $3,599 $101,200 $101,200 $0
2016 -- $92,900 $92,900 $0
2015 -- $87,200 $0 $0
2014 -- $77,700 $77,700 $0
2012 -- $74,500 $74,500 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2026 09/09/26 Price Changed $435,000 -3.3% $166 / Sq Ft
07/26/2026 07/26/26 For Sale $450,000 +19.7% $172 / Sq Ft
05/09/2022 05/09/22 Sold $376,000 +15.7% $144 / Sq Ft View Prior Sale
04/20/2022 04/20/22 Pending -- -- --
04/15/2022 04/15/22 For Sale $325,000 +71.1% $124 / Sq Ft
11/15/2013 11/15/13 Sold $190,000 -11.6% $81 / Sq Ft View Prior Sale
10/04/2013 10/04/13 Pending -- -- --
08/01/2013 08/01/13 For Sale $214,900 -- $92 / Sq Ft
Source: MichRIC

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $376,000 Oak Title
Warranty Deed $190,000 Lighthouse Title Inc
Warranty Deed $215,000 Chicago Title Sturgis
Deed $30,000 --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $152,000 New Conventional
Previous Owner $172,000 New Conventional
Previous Owner $21,478 Stand Alone Second
Previous Owner $191,250 Fannie Mae Freddie Mac
Previous Owner $144,900 Unknown
Source: Public Records

Source: MichRIC

MLS Number: 26038540

MichRIC

APN: 009-078-016-00

Your Personal Tour Guide

Ask me questions while you tour the home.