Seller's Agent in 2026
Liz Jacobs
Coldwell Banker Realty FM
(859) 655-5818
5 in this area
79 Total Sales
5828 Ripple Creek Rd Cold Spring, KY 41076
3
Beds
3
Baths
1,544
Sq Ft
0.54
Acres
Highlights
- Cape Cod Architecture
- No HOA
- Forced Air Heating and Cooling System
- Campbell County High School Rated 9+
- Living Room
- Garage
About This Home
As of January 2026This charming and incredibly versatile home sits on a spacious half acre double lot, offering room to breathe and endless possibilities. With three bedrooms, three full bathrooms and approximately 1544 square feet, it blends warmth, character, and functionality in all the right ways. Gorgeous wood floors and abundant natural light create an inviting atmosphere the moment you step inside. The finished lower level adds fantastic bonus space for relaxing, working, or hosting. What truly sets this home apart is its potential. PO zoning and a layout perfect for an in home business make this a rare find. Two driveways offer outstanding convenience, and the lower level walkout leads directly to the additional driveway, ideal for client access, equipment, or a smooth business setup. Outdoors you will love the fenced yard, peaceful deck, oversized garage, and a separate workshop with its own entry. New roof shingles add peace of mind for years to come. Located close to local amenities and area attractions, this home delivers charm, flexibility, and exciting opportunity. All information believed to be accurate but buyer to verify all.
Last Agent to Sell the Property
Coldwell Banker Realty FM License #220545 Listed on: 12/04/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1936
Lot Details
- 0.54 Acre Lot
Parking
- Garage
- Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Shingle Roof
- Aluminum Siding
Interior Spaces
- 1,544 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Family Room
- Living Room
Kitchen
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Schools
- Campbell Ridge Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 26, 2022
Closed on
May 6, 2022
Sold by
Bartlett Michael R and Bartlett Jacqueline
Bought by
Fernandez Angela H
Seller's Agent
Kelli Redwine
Keller Williams Realty Services
Buyer's Agent
Liz Jacobs
Coldwell Banker Realty FM
List Price
$299,000
Sold Price
$295,000
Premium/Discount to List
-$4,000
-1.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$289,656
Outstanding Balance
$272,818
Interest Rate
4.67%
Mortgage Type
FHA
Estimated Equity
$109,975
Purchase Details
Closed on
Apr 2, 2018
Sold by
Bartlett Lisa A and Bartlett Richard
Bought by
Bartlett Michael R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
4.4%
Mortgage Type
Commercial
Purchase Details
Closed on
Aug 14, 2013
Sold by
Bartlett Richard Robert and Bartlett Lisa
Bought by
Bartlett Lisa A and Bartlett Richard Robert
Purchase Details
Closed on
Apr 4, 2012
Sold by
Ward Mark C
Bought by
Bartlett Richard Robert and Bartlett Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,500
Interest Rate
3.9%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $295,000 | 360 American Title | |
| Deed | $185,000 | Kentucky Land Title Agency | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $132,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $289,656 | FHA | |
| Previous Owner | $148,000 | Commercial | |
| Previous Owner | $92,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/15/2026 01/15/26 | Sold | $322,000 | -0.9% | $209 / Sq Ft | |
| 12/10/2025 12/10/25 | Pending | -- | -- | -- | |
| 12/04/2025 12/04/25 | For Sale | $325,000 | +10.2% | $210 / Sq Ft | |
| 05/06/2022 05/06/22 | Sold | $295,000 | -1.3% | $191 / Sq Ft | View Prior Sale |
| 03/29/2022 03/29/22 | Pending | -- | -- | -- | |
| 03/26/2022 03/26/22 | For Sale | $299,000 | -- | $194 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,478 | $283,200 | $75,000 | $208,200 |
| 2024 | $3,478 | $283,200 | $75,000 | $208,200 |
| 2023 | $3,398 | $283,200 | $75,000 | $208,200 |
| 2022 | $2,244 | $177,500 | $20,600 | $156,900 |
| 2021 | $2,244 | $177,500 | $20,600 | $156,900 |
| 2020 | $2,268 | $177,500 | $20,600 | $156,900 |
| 2019 | $2,229 | $177,500 | $20,600 | $156,900 |
| 2018 | $1,509 | $117,500 | $20,600 | $96,900 |
| 2017 | $1,489 | $117,500 | $20,600 | $96,900 |
| 2016 | $1,446 | $117,500 | $0 | $0 |
| 2015 | $1,469 | $117,500 | $0 | $0 |
| 2014 | $1,432 | $117,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Liz Jacobs
-
A to Z Team
A
Buyer's Agent in 2026
A to Z Team
eXp Realty, LLC
(859) 466-0140
1 in this area
106 Total Sales
-
Kelli Redwine
Seller's Agent in 2022
Kelli Redwine
Keller Williams Realty Services
(513) 617-4469
6 in this area
134 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638426
APN: 999-99-20-498.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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