5828 Ripple Creek Rd Cold Spring, KY 41076
Estimated payment $1,995/month
Highlights
- Popular Property
- Cape Cod Architecture
- Living Room
- Crossroads Elementary School Rated A-
- No HOA
- Forced Air Heating and Cooling System
About This Home
This charming and incredibly versatile home sits on a spacious half acre double lot, offering room to breathe and endless possibilities. With three bedrooms, three full bathrooms and approximately 1544 square feet, it blends warmth, character, and functionality in all the right ways. Gorgeous wood floors and abundant natural light create an inviting atmosphere the moment you step inside. The finished lower level adds fantastic bonus space for relaxing, working, or hosting. What truly sets this home apart is its potential. PO zoning and a layout perfect for an in home business make this a rare find. Two driveways offer outstanding convenience, and the lower level walkout leads directly to the additional driveway, ideal for client access, equipment, or a smooth business setup. Outdoors you will love the fenced yard, peaceful deck, oversized garage, and a separate workshop with its own entry. New roof shingles add peace of mind for years to come. Located close to local amenities and area attractions, this home delivers charm, flexibility, and exciting opportunity. All information believed to be accurate but buyer to verify all.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,478
Year Built
- Built in 1936
Lot Details
- 0.54 Acre Lot
Parking
- 2 Car Garage
- Driveway
Home Design
- Cape Cod Architecture
- Block Foundation
- Shingle Roof
- Aluminum Siding
Interior Spaces
- 1,544 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Insulated Windows
- Family Room
- Living Room
Kitchen
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Schools
- Campbell Ridge Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 999-99-20-498.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,478 | $283,200 | $75,000 | $208,200 |
| 2024 | $3,478 | $283,200 | $75,000 | $208,200 |
| 2023 | $3,398 | $283,200 | $75,000 | $208,200 |
| 2022 | $2,244 | $177,500 | $20,600 | $156,900 |
| 2021 | $2,244 | $177,500 | $20,600 | $156,900 |
| 2020 | $2,268 | $177,500 | $20,600 | $156,900 |
| 2019 | $2,229 | $177,500 | $20,600 | $156,900 |
| 2018 | $1,509 | $117,500 | $20,600 | $96,900 |
| 2017 | $1,489 | $117,500 | $20,600 | $96,900 |
| 2016 | $1,446 | $117,500 | $0 | $0 |
| 2015 | $1,469 | $117,500 | $0 | $0 |
| 2014 | $1,432 | $117,500 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | For Sale | $325,000 | +10.2% | $210 / Sq Ft | |
| 05/06/2022 05/06/22 | Sold | $295,000 | -1.3% | $191 / Sq Ft | View Prior Sale |
| 03/29/2022 03/29/22 | Pending | -- | -- | -- | |
| 03/26/2022 03/26/22 | For Sale | $299,000 | -- | $194 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $295,000 | 360 American Title | |
| Deed | $185,000 | Kentucky Land Title Agency | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $132,500 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $289,656 | FHA | |
| Previous Owner | $148,000 | Commercial | |
| Previous Owner | $92,500 | New Conventional |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638426
APN: 999-99-20-498.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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