Seller's Agent in 2025
JAMIE SORENSON
Realty One Group - Encore
8 in this area
204 Total Sales
Last list price
584 Cottonwood Loop Bismarck, ND 58504
Cottonwood Neighborhood
4
Beds
3.5
Baths
3,751
Sq Ft
0.33
Acres
Highlights
- Water Views
- Water Access
- Deck
- Victor Solheim Elementary School Rated A-
- Home fronts a pond
- 1-minute walk to Cottonwood Lake
About This Home
As of October 2025Don't miss this incredible opportunity to own a custom-built, waterfront dream home right on the shores of Cottonwood Lake in south Bismarck. This spacious two-story residence features 4 bedrooms, 4 bathrooms, and boasts private beach access with several feet of shallow sandbar—perfect for swimming, relaxing, or enjoying lakefront sunsets. The beautifully landscaped yard is designed for both beauty and function, complete with concrete curbing, rose bushes, a garden area, a patio with gas grill hookups, and plenty of space to entertain.
Step inside to find a welcoming main floor with a cozy gas fireplace in the living room, a beautiful dining room with built-in hutch and deck access, and a well-appointed kitchen featuring brand-new stainless-steel appliances, solid wood cabinets with pullouts, and plenty of workspace. The main level also includes an office, a half bath, a laundry room with a sink, and a luxurious primary suite with a walk-in closet and a private bath featuring a jacuzzi tub, dual vanities, and a walk-in shower.
Upstairs, you'll find three additional bedrooms, a 3/4 bathroom, and a large storage room with built-in shelving. The walkout basement expands your living options with a spacious family room, another 3/4 bathroom, a workshop area, and a versatile bonus room with day light windows that is ready to be finished to your liking. It would make a great fifth bedroom, fitness space, or hobby room.
The 4-stall tandem garage offers an impressive 1,076 sq ft, is plumbed for heat, and includes built-in cabinetry, hot and cold water, and a floor drain—perfect for year-round projects and storage. Interior highlights include solid oak doors throughout and fresh paint, making this home move-in ready.
This highly desired neighborhood is near the Cottonwood Park, which is a 200+ acre recreational hub, you'll enjoy easy access to trails, sports fields, playgrounds, a BMX track, marathon training routes, and even urban fishing at Cottonwood Park Pond. Whether you're looking for serene waterfront living, room to entertain, or an active lifestyle, this property offers it all. TURN YOUR DREAMS INTO AN ADDRESS & CALL TODAY!
Last Agent to Sell the Property
Realty One Group - Encore License #9122 Listed on: 09/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,398
Year Built
- Built in 2002
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 96x66
- Home fronts a pond
- Landscaped
- Front and Back Yard Sprinklers
- Garden
HOA Fees
- $9 Monthly HOA Fees
Parking
- 4 Car Attached Garage
- Lighted Parking
- Tandem Parking
- Driveway
Home Design
- Brick Exterior Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 3-Story Property
- Gas Fireplace
- Entrance Foyer
- Living Room with Fireplace
- Dining Room
- Home Office
- Water Views
- Fire and Smoke Detector
Kitchen
- Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Whirlpool Bathtub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Water Access
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 1172-001-050
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2025
Closed on
Sep 30, 2025
Sold by
Svanes Harold
Bought by
Ronderos David S and Ronderos Emiliana C
Seller's Agent
JAMIE SORENSON
Realty One Group - Encore
Buyer's Agent
HEIDI STEIN
BIANCO REALTY, INC.
List Price
$584,900
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-18.70%
Original Mortgage
$249,900
Outstanding Balance
$249,900
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$317,284
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $571,900 | Quality Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $249,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/08/2025 10/08/25 | Sold | -- | -- | -- |
| 09/04/2025 09/04/25 | Pending | -- | -- | -- |
| 09/02/2025 09/02/25 | For Sale | $584,900 | -- | $156 / Sq Ft |
Source: Bismarck Mandan Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,044 | $291,550 | $56,000 | $235,550 |
| 2023 | $7,484 | $291,550 | $56,000 | $235,550 |
| 2022 | $6,081 | $248,400 | $56,000 | $192,400 |
| 2021 | $5,709 | $218,900 | $54,000 | $164,900 |
| 2020 | $5,610 | $221,750 | $54,000 | $167,750 |
| 2019 | $5,918 | $249,400 | $0 | $0 |
| 2018 | $4,855 | $249,400 | $54,000 | $195,400 |
| 2017 | $4,719 | $249,400 | $54,000 | $195,400 |
| 2016 | $4,719 | $249,400 | $45,000 | $204,400 |
| 2014 | -- | $225,150 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
JAMIE SORENSON
-
HEIDI STEIN
Buyer's Agent in 2025
HEIDI STEIN
BIANCO REALTY, INC.
(701) 527-1206
1 in this area
71 Total Sales
Map
Source: Bismarck Mandan Board of REALTORS®
MLS Number: 4021547
APN: 1172-001-050
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