590 Chesterfield Ln South Elgin, IL 60177
Estimated payment $3,599/month
Highlights
- Second Kitchen
- Above Ground Pool
- Recreation Room
- Anderson Elementary School Rated A
- Property is near a park
- Vaulted Ceiling
About This Home
This one checks all of the boxes including highly acclaimed St Charles schools! The front porch provides a nice approach as you enter the home and experience the vaulted ceiling in the amply sized foyer. Large windows throughout allow plenty of natural light to spill into the home. The elegant split staircase leads the way to the upstairs. With 4 bedrooms and a loft on the second floor everyone can have their own space when needed. The primary bedroom is expansive with room for a sitting area and the oversized ensuite delivers as well, featuring a newer shower, separate whirlpool tub and a double vanity. Upstairs there are ceiling fans in every bedroom. The kitchen is the heart of the home and it features on trend white cabinets, stainless steel appliances, an island, recessed lighting and solid surface countertops. The open floor plan on the main floor lends itself to social interaction and the finished basement will not disappoint. It features recessed lighting throughout, a bedroom, a full bath and an area for a kichenette. There is also plenty of room for a rec room or a home theater (the speakers in the wall can stay). Don't miss the storage under the basement stairs and in the landing. The fenced yard is oversized and nicely landscaped. The raised planters will stay giving you a jump start on a garden next spring. The expansive 20 x 16 brick paver patio and pool will make this the place where friends and family want to hang out! The pool liner has been replaced. Other updates include the water heater in 2022 and a new roof in 2020. The furnace (high efficiency) and windows have been updated plus "Solar Eclipse" attic insulation/shield was added all of which give the home high marks for energy efficiency. The neighborhood offers parks, baseball fields and close proximity to Randall Road shopping plus easy access to Route 20 and I-90. Don't miss your opportunity to own this home sweet home! Multiple offers received. Highest and best due by 6:00 pm Monday. Offer has been verblly accepted.
Listing Agent
Coldwell Banker Real Estate Group License #475142955 Listed on: 08/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,236
Year Built
- Built in 2000
Parking
- 2 Car Garage
- Driveway
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,917 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Dining Room
- Recreation Room
- Loft
- Storage Room
- Carbon Monoxide Detectors
Kitchen
- Second Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Above Ground Pool
- Patio
Schools
- St Charles North High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Additional Features
- Fenced
- Property is near a park
Community Details
- River Ridge Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,236 | $148,593 | $27,930 | $120,663 |
| 2023 | $10,570 | $131,178 | $24,998 | $106,180 |
| 2022 | $10,070 | $122,137 | $27,116 | $95,021 |
| 2021 | $9,668 | $116,421 | $25,847 | $90,574 |
| 2020 | $9,623 | $113,439 | $25,365 | $88,074 |
| 2019 | $9,471 | $111,193 | $24,863 | $86,330 |
| 2018 | $9,273 | $108,571 | $24,405 | $84,166 |
| 2017 | $8,847 | $104,859 | $23,571 | $81,288 |
| 2016 | $9,237 | $101,176 | $22,743 | $78,433 |
| 2015 | -- | $96,303 | $22,498 | $73,805 |
| 2014 | -- | $91,992 | $22,498 | $69,494 |
| 2013 | -- | $97,242 | $22,723 | $74,519 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2025 09/04/25 | Pending | -- | -- | -- |
| 08/28/2025 08/28/25 | For Sale | $499,900 | +9.9% | $171 / Sq Ft |
| 01/18/2024 01/18/24 | Sold | $455,000 | -4.2% | $156 / Sq Ft |
| 12/14/2023 12/14/23 | Pending | -- | -- | -- |
| 12/08/2023 12/08/23 | Price Changed | $474,900 | 0.0% | $163 / Sq Ft |
| 11/29/2023 11/29/23 | For Sale | $475,000 | -- | $163 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $455,000 | None Listed On Document | |
| Warranty Deed | $345,000 | Multiple |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $446,758 | FHA | |
| Previous Owner | $182,500 | New Conventional | |
| Previous Owner | $30,000 | Commercial | |
| Previous Owner | $204,000 | New Conventional | |
| Previous Owner | $224,000 | New Conventional | |
| Previous Owner | $30,000 | Unknown | |
| Previous Owner | $245,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $126,000 | Unknown | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $145,000 | Unknown |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12452613
APN: 09-03-229-019
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