$685,000
SOLD JUL 25, 2025
4 Beds
3 Baths
3,033 Sq Ft
0.33 Acres

Recently Sold

$226 Per Sq Ft

9% Below List Price

155 Days on Market

Highlights

  • 82 Feet of Lake Waterfront
  • Access To Lake
  • Gated Community
  • Lincoln Avenue Academy Rated A-
  • Screened Pool
  • Open Floorplan

About This Home

As of July 2025

WATERFRONT HOME PRICED BELOW MARKET - Situated in a quiet SE Lakeland gated community You will delight in this spacious Rutenberg great room plan home which features three large bedrooms, each with direct access to a full bathroom and walk-in closet, plus TWO flex rooms to be used as extra bedrooms/office/den/craft/media rooms, an open plan plus large dining area and fireplace which flow seamlessly into the kitchen and casual dining area. PLUS, kitchen duty will never be a chore because of the gas (propane) range, tremendous amount of cabinet and counter prep space and water views from the large bank of windows. This 3-way split bedroom plan assures everyone a bit of privacy. Recent upgrades include new exterior paint, new interior paint in some areas, dual HVAC systems (installed in 2018 & 2024), new garage door opener plus a host of other miscellaneous items. Best of all are the stunning views of Lake Victoria with the morning sun sparkling over the water and the beautiful colors of the evening sunset reflecting toward you at dusk. There is a wonderful in-ground Pebble-Tec salt-water pool & spa with paver decking all around, multicolor lighting system and the pool cage was rescreened in 2021, covered lanai area all designed to make you feel relaxed at any time of the day. There is also an in-ground propane 120-gal propane tank to feed pool & spa heater and cooktop, lush landscaping that is irrigated by a refurbished system with new Rainbird timer system (installed in 2023), central vacuum system (never used and not warranted) and the was roof replaced in 2019. The electrical usage (average 12-months) was just $240 which speaks well to the overall energy efficiency. Truly this home is a hidden gem but still convenient to so much of what makes Lakeland so special.

Last Agent to Sell the Property

Jeri Thom

PREMIER REALTY NETWORK, INC Brokerage Phone: 863-646-6688 License #659514 Listed on: 01/07/2025

Last Buyer's Agent

Jana Lutz

COLDWELL BANKER REALTY License #3266296

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,474

Year Built

  • Built in 1998

Lot Details

  • 0.33 Acre Lot
  • 82 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Landscaped
  • Private Lot
  • Metered Sprinkler System

HOA Fees

  • $129 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,033 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Bonus Room
  • Inside Utility
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool
  • Fiber Optic Pool Lighting
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Seawall
  • Powered Boats Permitted
  • Screened Patio
  • Rain Gutters
  • Private Mailbox
  • Front Porch

Schools

  • Highland Grove Elementary School
  • Lakeland Highlands Middl Middle School
  • George Jenkins High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available

Listing and Financial Details

Community Details

Overview

  • Association fees include escrow reserves fund
  • Reggie Chapman Association, Phone Number (863) 660-1263
  • Built by KENSINGTON HOMES / RUTENBERG
  • Lake Victoria Sub Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,474

Year Built

Built in 1998

Lot Details

0

HOA Fees

$129 per month

Parking

3

Listing Details

  • HOA Fee Includes: Escrow Reserves Fund
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Florida, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3033
  • Lot Size Acres: 0.33
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 4078
  • Lot Size Sq Ft: 14588
  • Directions to Property: S. Florida Avenue to east on Fitzgerald Rd, turn right (south) onto Francis Pipkin Rd, continue onto gate entrance of LakeVictoria (gate code is required) and continue on Victoria Square Lane - turn right onto Lake Victoria Drive and proceed to property
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Lakeland
  • Escrow State: FL
  • Escrow Street Name: Florida Ave S
  • Escrow Street Number: 2215
  • List Office Head Office Key Nume: 1044176
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 225.85
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • Amenities Additional Fees: 2025 HOA base assessment is $920 PLUS $630 for an additional Reserves Assessment for a total of $1550
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Water Access
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Private Entrance
  • Attribution Contact: 863-646-6688
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Central Vaccum, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Street Number Modifier: 5933
  • Additional Rooms: Bonus Room,Great Room,Inside Utility
  • Living Area Meters: 281.77
  • Room Count: 14

Exterior Features

  • Direction Faces: West
  • Pool Features: Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Other, Salt Water, Screen Enclosure
  • Exterior Features: Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • Water Body Name: LAKE VICTORIA
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Powerboats – None Allowed,Seawall - Other
  • Water Extras YN: 1
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 82
  • Flood Zone Date: 2016-12-22
  • Water Frontage Feet Lake: 82

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Faces Side

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Other, Phone Available, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Zoned
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Street Lights
  • Association Fee: 1550
  • Association Fee Frequency: Annually
  • Association Name: REGGIE CHAPMAN
  • Phone: 863-660-1263
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Deed Restrictions available under "Attachments" - Buyer and/or buyer's agent to verify specific questions regarding pet restrictions with HOA
  • Association Fee Requirement: Required
  • Association Email: LK.VICTORIA.HOA@GMAIL.COM

Fee Information

  • Total Annual Fees: 1550.00
  • Total Monthly Fees: 129.17
  • Monthly HOA Amount: 129.17

Schools

  • Elementary School: Highland Grove Elem
  • High School: George Jenkins High
  • Middle Or Junior School: Lakeland Highlands Middl

Lot Info

  • Parcel Number: 24-29-18-285762-000431
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Paved, Private
  • Flood Zone Code: X, A
  • Homestead YN: 1
  • Lot Size Square Meters: 1355

Green Features

  • Green Verification Count: 0

Building Info

  • Builder Name: KENSINGTON HOMES / RUTENBERG

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Deed Restrictions available under "Attachments" - Buyer and/or buyer's agent to verify specific questions regarding leasing restrictions with HOA

Tax Info

  • Tax Annual Amount: 4474.12
  • Tax Book Number: 90-43
  • Tax Lot: 43

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Buyer and/or buyers agent to verify approval process with HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 7, 2025
Closed on
Jul 25, 2025
Sold by
Margeson William K and Margeson Sara P
Bought by
Wood Travis and Wood Jennifer
Seller's Agent
Jeri Thom
PREMIER REALTY NETWORK, INC
Buyer's Agent
Jana Lutz
COLDWELL BANKER REALTY
List Price
$749,500
Sold Price
$685,000
Premium/Discount to List
-$64,500
-8.61%
Views
232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.06%
Original Mortgage
$650,750
Outstanding Balance
$650,750
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$38,423

Purchase Details

Closed on
Feb 17, 2006
Sold by
Barnes Kenneth L and Barnes Jan L
Bought by
Margeson William K and Margeson Sara P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$349,300
Interest Rate
6.08%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 26, 2003
Sold by
Aronson Susan
Bought by
Barnes Kenneth L and Barnes Jan L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,900
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 24, 2001
Sold by
Pergola James and Pergola Liliane
Bought by
Aronson Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,000
Interest Rate
7.02%

Purchase Details

Closed on
Jan 26, 1998
Sold by
Kensington Homes Lc
Bought by
Pergola James and Pergola Liliane

Purchase Details

Closed on
Feb 26, 1997
Sold by
Pergola James and Pergola Liliane
Bought by
Kensington Homes
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $685,000 Miller Troiano Title
Warranty Deed $685,000 Miller Troiano Title
Warranty Deed $499,000 Sunbelt Title Agency
Warranty Deed $329,900 Sunbelt Title Agency
Warranty Deed $267,500 --
Warranty Deed $203,200 --
Quit Claim Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $650,750 New Conventional
Closed $650,750 New Conventional
Previous Owner $250,000 Credit Line Revolving
Previous Owner $321,254 New Conventional
Previous Owner $349,300 Fannie Mae Freddie Mac
Previous Owner $229,900 Purchase Money Mortgage
Previous Owner $57,187 New Conventional
Previous Owner $57,187 New Conventional
Previous Owner $214,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $685,000 -2.1% $226 / Sq Ft
06/11/2025 06/11/25 Pending -- -- --
06/02/2025 06/02/25 Price Changed $699,500 -3.5% $231 / Sq Ft
03/26/2025 03/26/25 Price Changed $724,500 -3.3% $239 / Sq Ft
01/07/2025 01/07/25 For Sale $749,500 -- $247 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,284 $332,047 -- --
2023 $4,284 $322,376 $0 $0
2022 $4,151 $312,986 $0 $0
2021 $4,175 $303,870 $0 $0
2020 $4,128 $299,675 $0 $0
2018 $4,066 $287,475 $0 $0
2017 $3,966 $281,562 $0 $0
2016 $3,928 $275,771 $0 $0
2015 $3,571 $273,854 $0 $0
2014 $3,771 $271,681 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: L4949575

Stellar MLS

APN: 24-29-18-285762-000431