$410,000
SOLD JUL 25, 2025

594 Hancock Ave South Elgin, IL 60177

4 Beds
3.5 Baths
2,092 Sq Ft
10,585 Sq Ft Lot

Recently Sold

$196 Per Sq Ft

1% Above List Price

3 Days on Market

Highlights

  • Property is near a park
  • Recreation Room
  • Corner Lot
  • Anderson Elementary School Rated A
  • Wood Flooring
  • Lower Floor Utility Room

About This Home

As of July 2025

Here's your chance to get into the River Ridge subdivision within the St. Charles school district for less than you thought possible! This well-loved home is ready for its new owners. Featuring money-saving solar panels; a fenced, corner lot; wood-burning fireplace; new tankless water heater ('24); newer HVAC system ('19); and a newer roof ('17). With a smart thermostat and ring doorbell. The dry basement includes a legal bedroom and full bathroom, making this a 5-bedroom, 3 and 1/2 bath home! Bring your redecorating ideas to turn this large home into your own! Conveniently located.

Last Agent to Sell the Property

Jennifer Henry

RE/MAX All Pro - St Charles License #475173701 Listed on: 07/03/2025

RE/MAX All Pro - St Charles

Last Buyer's Agent

Cindy Beverley

HomeSmart Connect LLC License #475121699

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,473

Year Built

  • Built in 1998

Lot Details

  • 10,585 Sq Ft Lot
  • Fenced
  • Corner Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,092 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Lower Floor Utility Room
  • Unfinished Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Anderson Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener Leased

Additional Features

  • Shed
  • Property is near a park

Community Details

  • River Ridge Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,473

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: River Ridge
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Rented
  • Basement: Partially Finished, Egress Window, Concrete, Rec/Family Area, Sleeping Area, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 406
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2092
  • Other Equipment: Water-Softener Rented, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Recreation Room, Utility Room-Lower Level
  • Estimated Total Finished Sq Ft: 2498
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2092
  • Basement Sq Ft: 1026
  • Fireplace Location: Family Room
  • Total Sq Ft: 3118
  • Unfinished Basement Sq Ft: 620
  • Attic: Unfinished
  • Main Level Sq Ft: 2092
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 405000
  • Lot Features: Corner Lot
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Anderson Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.243
  • Lot Dimensions: 10573
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8473
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Jul 22, 2025
Sold by
Tellin Maritza and Yurek Roman John
Bought by
Majeski Robert and Majeski Elizabeth G
Seller's Agent
Jennifer Henry
RE/MAX All Pro - St Charles
Buyer's Agent
Cindy Beverley
HomeSmart Connect LLC
List Price
$405,000
Sold Price
$410,000
Premium/Discount to List
$5,000
1.23%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
462.61%
Original Mortgage
$328,000
Outstanding Balance
$328,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$134,699

Purchase Details

Closed on
Mar 19, 2015
Sold by
Tellin Robert and Tellin Martiza
Bought by
Tellin Maritza

Purchase Details

Closed on
Jun 13, 2003
Sold by
Karpowicz John F and Karpowicz Tami M
Bought by
Tellin Robert D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,850
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 8, 1998
Sold by
The Northern Trust Company
Bought by
Karpowicz John F and Ricci Tami M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,850
Interest Rate
6.68%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $410,000 Chicago Title
Interfamily Deed Transfer -- None Available
Warranty Deed $272,500 --
Interfamily Deed Transfer -- Chicago Title Insurance Comp
Joint Tenancy Deed $214,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,000 New Conventional
Previous Owner $16,500 Unknown
Previous Owner $298,800 Unknown
Previous Owner $294,500 Fannie Mae Freddie Mac
Previous Owner $45,400 Credit Line Revolving
Previous Owner $237,600 Unknown
Previous Owner $44,550 Credit Line Revolving
Previous Owner $259,000 Unknown
Previous Owner $258,850 Purchase Money Mortgage
Previous Owner $197,000 Balloon
Previous Owner $35,000 Credit Line Revolving
Previous Owner $192,850 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $410,000 +1.2% $196 / Sq Ft
07/06/2025 07/06/25 Pending -- -- --
07/03/2025 07/03/25 For Sale $405,000 -- $194 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,891 $118,485 $27,930 $90,555
2023 $8,473 $106,046 $24,998 $81,048
2022 $8,152 $99,322 $27,116 $72,206
2021 $7,823 $94,674 $25,847 $68,827
2020 $7,784 $92,909 $25,365 $67,544
2019 $7,659 $91,070 $24,863 $66,207
2018 $7,555 $89,569 $24,405 $65,164
2017 $7,204 $86,507 $23,571 $62,936
2016 $7,519 $83,469 $22,743 $60,726
2015 -- $79,640 $22,498 $57,142
2014 -- $76,303 $22,498 $53,805
2013 -- $79,817 $22,723 $57,094
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12409990

Midwest Real Estate Data (MRED)

APN: 09-03-280-029