$72,000
SOLD OCT 8, 2025

599 W Ruby Rd Sheridan, MI 48884

2 Beds
2 Baths
800 Sq Ft
0.47 Acres

Recently Sold

$90 Per Sq Ft

49% Below List Price

106 Days on Market

Highlights

  • Private Waterfront
  • Laundry Room
  • Dining Area
  • Wetlands on Lot
  • Space Heater
  • Level Lot

About This Home

As of October 2025

PRICE REDUCED!! Cool lakefront getaway! 2 bedroom cottage on Rosa Lake just north of Sheridan. Rosa is a 40 acre no-wake lake with just a few homes on it. This property runs all along the NW of the lake almost 300' of frontage (4 lots). There's a couple of sheds, a screened in Gazebo and room for all your toys! The home is in decent shape in the back half. The front of it has something going on under the floors in the bath/laundry/kitchen that will need to be addressed. See attached and www.hudhomestore.gov for important info on this home.

Last Agent to Sell the Property

Randy Charboneau

Independence Realty (RSC) License #6506045903 Listed on: 05/25/2025

Last Buyer's Agent

Darin Elliott

Greenridge Realty (Ionia)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,500

Year Built

  • Built in 1950

Lot Details

  • 0.47 Acre Lot
  • Private Waterfront
  • 295 Feet of Waterfront
  • The property's road front is unimproved
  • Level Lot

Parking

  • Unpaved Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 800 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace
  • Dining Area
  • Range

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Water Access
  • Property is near a lake
  • No Wake Zone
  • Wetlands on Lot

Utilities

  • Space Heater
  • Heating System Uses Propane
  • Well
  • Propane Water Heater
  • Septic Tank
  • Septic System

Community Details

  • Rosa Lake Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,500

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1950
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 87.5
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 295x70 Apx
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 800.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 1500.0
  • Tax Info:Zoning3: Res
  • Waterfront Options:Water Access YN: Yes
  • Heat Source:Propane: Yes
  • Sewer:Septic System: Yes
  • Appliances Refrigerators: Yes
  • Water Heater:Propane2: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Waterfront Options:Water Frontage3: 295.0
  • Driveway:Unpaved: Yes
  • General Property Info:Fireplace: Yes
  • Substructure:Slab: Yes
  • Location Property Info:Subdivision2: Rosa Lake
  • Roofing:Shingle: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Lot Description:Wetland Area: Yes
  • Heat Type:Space Heater: Yes
  • General Property Info:SqFt Above Grade: 800.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Ranch: Yes
  • Remarks Misc: Public Remarks: PRICE REDUCED!! Cool lakefront getaway! 2 bedroom cottage on Rosa Lake just north of Sheridan. Rosa is a 40 acre no-wake lake with just a few homes on it. This property runs all along the NW of the lake almost 300' of frontage (4 lots). There's a couple of sheds, a screened in Gazebo and room for all your toys! The home is in decent shape in the back half. The front of it has something going on under the floors in the bath/laundry/kitchen that will need to be addressed. See attached and www.hudhomestore.gov for important info on this home.
  • Remarks Misc: Agent Only Remarks: HUD Home. The Seller is selling this property in ''AS-IS'' condition. Seller nor its representatives make any representations or warranties regarding the Property. FHA Case # 263-533505 UI-Uninsured. 203K Eligible. For more information on Lead-Based paint, Radon Gas, Mold Notices, Electronic Bidding and Earnest Money Procedures, please visit https://rainecompany.com. All bids shall be submitted on www.hudhomestore.com directly. Additional addendums and information attached. Yr Built is Apx
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Slab
  • LivingArea: 800.0
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Fireplace:Living: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 70000.0
  • Lot Features: Level, Wetland Area
  • Road Surface Type: Unimproved
  • Roof: Shingle
  • Water Body Name: Rosa Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Space Heater
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:No Wake: Yes

Lot Info

  • Lot Size Acres: 0.47
  • Lot Size Area: 0.47
  • Lot Dimensions: 295x70 Apx
  • Lot Size Sq Ft: 20473.0
  • Zoning Description: Res

Tax Info

  • Tax Annual Amount: 1500.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2025
Closed on
Oct 6, 2025
Sold by
United States Secretary Of Housing And U
Bought by
Horrocks Mark and Wygant-Horrocks Jane
Seller's Agent
Randy Charboneau
Independence Realty (RSC)
Buyer's Agent
Darin Elliott
Greenridge Realty (Ionia)
List Price
$141,000
Sold Price
$72,000
Premium/Discount to List
-$69,000
-48.94%
Views
231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2464.96%

Purchase Details

Closed on
Apr 15, 2025
Sold by
Schneiderman & Sherman Pc
Bought by
United States Secretary Of Housing And Urban

Purchase Details

Closed on
Mar 1, 2013
Sold by
Stropes Sandra Lee
Bought by
Allen John E

Purchase Details

Closed on
Dec 30, 1996
Sold by
Robertson Charles C and Robertson Julia
Bought by
Roertson Charles C and Roertson Sandra L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $72,000 Sun Title
Trustee Deed $104,360 None Listed On Document
Warranty Deed $30,000 Acker Title Agency
Deed -- --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2025 10/08/25 Sold $72,000 +2.9% $90 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
09/05/2025 09/05/25 Price Changed $70,000 -32.7% $88 / Sq Ft
08/12/2025 08/12/25 Price Changed $104,000 -18.0% $130 / Sq Ft
07/28/2025 07/28/25 Price Changed $126,900 -10.0% $159 / Sq Ft
05/25/2025 05/25/25 For Sale $141,000 -- $176 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,395 $95,900 $0 $0
2024 $931 $89,000 $0 $0
2023 -- $76,300 $0 $0
2022 -- $65,500 $0 $0
2021 -- $58,800 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2014 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25024147

MichRIC

APN: 019-640-011-00