NOT LISTED FOR SALE

Estimated Value: $1,001,016 - $1,188,000

4 Beds
5 Baths
3,824 Sq Ft
$278/Sq Ft Est. Value

Last Sold March 15, 2013

Last sale price $580,000 $152 Per Sq Ft

Est. 84% increase in value since last sale

Current estimated payment $7,272/month

7 Days on Market

Highlights

  • Water Views
  • Pond
  • Whirlpool Bathtub
  • Bell-Graham Elementary School Rated A
  • Double Shower
  • Formal Dining Room

About This Home

As of March 2013

VACATION AT HOME!!! Impressive 4 bed/4.1 bath home on a 1.2 acre PREMIUM/PRIVATE lot in St. Charles with heated pool, lake view, and gazebo with a hot tub! Open and sunny floor plan has two story family room, sunroom and hardwood throughout. Basement is also hardwood with a second kitchen, full bath w/steam shower! Convenient location with St. Charles schools! All furnishings are brand new and available for sale

Last Agent to Sell the Property

Debora McKay

Coldwell Banker Realty License #475103636 Listed on: 01/17/2013

Coldwell Banker Realty

Last Buyer's Agent

Teresa Keenan

eXp Realty - Geneva License #471008502

eXp Realty - Geneva

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $19,215

Year Built

  • 1995

Lot Details

  • 1.2

HOA Fees

  • $27 per month

Parking

  • Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Formal Dining Room
  • Water Views

Kitchen

  • Double Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bidet
  • Dual Sinks
  • Whirlpool Bathtub
  • Double Shower
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Pond

Schools

  • Bell-Graham Elementary School
  • St Charles North High School

Utilities

  • Zoned Cooling
  • Well
  • Private or Community Septic Tank

Property Details

Home Type

Other

Est. Annual Taxes

$19,215

Year Built

1995

Lot Details

0

HOA Fees

$27 per month

Parking

3

Interior Features

  • Total # Of Rooms: 15
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: Humidifier, Water-Softener Owned, Central Vacuum, CO Detectors, Ceiling Fan, Fan-Whole House, Sump Pump, Backup Sump Pump;
  • Fireplace Type/Details: Attached Fireplace Doors/Screen, Gas Logs, Gas Starter
  • Fireplaces: 1
  • Attic: Unfinished
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 18X18
  • Master Bedroom Flooring: Hardwood
  • Primary Bedroom Bath: Full
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 15X14
  • Second Bedroom Flooring: Wood Laminate
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 14X13
  • Third Bedroom Flooring: Wood Laminate
  • Fourth Bedroom Level: 2nd Level
  • Fourth Bedroom Size: 14X10
  • Fourth Bedroom Flooring: Hardwood
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink, Bidet, Double Shower
  • Living Room Level: Main Level
  • Living Room Size: 16X14
  • Living Room Flooring: Hardwood
  • Dining Room: Separate
  • Dining Room Level: Main Level
  • Dining Room Size: 14X14
  • Dining Room Flooring: Hardwood
  • Family Room Level: Main Level
  • Family Room Size: 21X15
  • Family Room Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Closet
  • Kitchen Level: Main Level
  • Kitchen Size: 18X23
  • Kitchen Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Brick, Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes

Garage/Parking

  • Number of Cars: 4
  • Parking Type: Garage
  • Garage Type: Garage Door Opener(s), Transmitter(s), Heated, 7 Foot or more high garage door
  • Driveway: Asphalt

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Zoned
  • Water: Well-Private
  • Heat/Fuel: Gas
  • Sewer: Septic-Private

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment/Association Fees: 325

Schools

  • Elementary School: Bell-Graham Elementary School
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 374'X210'X293'X123'
  • Lot Description: Pond, Water View, Rear of Lot

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2017
Sold by
Thompson Chadd E and Thompson Jana
Bought by
Girniwala Arif and Girniwala Kausar
Current Estimated Value
$1,064,504

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$536,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jan 17, 2013
Closed on
Mar 15, 2013
Sold by
Cornelius James A and Sim Yasmin K
Bought by
Thompson Chadd E and Thompson Jana
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Teresa Keenan
eXp Realty - Geneva
List Price
$598,000
Sold Price
$580,000
Premium/Discount to List
-$18,000
-3.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.35%
Original Mortgage
$464,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 27, 2012
Sold by
Fugiel Joan K
Bought by
Cornelius James A and Sim Yasmin K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,500
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2005
Sold by
Fugiel Kenneth R
Bought by
Fugiel Joan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.05%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 10, 1998
Sold by
Fugiel Kenneth R and Fugiel Joan K
Bought by
Fugiel Kenneth R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,000
Interest Rate
7.23%

Purchase Details

Closed on
Sep 27, 1995
Sold by
Ashley Custom Homes Inc
Bought by
Fugiel Kenneth R and Fugiel Joan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
8%

Purchase Details

Closed on
Mar 21, 1995
Sold by
Hildebrandt Robert C and Hildebrandt Claudia A
Bought by
Ashley Custom Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
8.82%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Girniwala Arif $670,000 Chicago Title Insurance Co
Thompson Chadd E $500,000 Burnet Title Post Closing
Cornelius James A $550,000 Chicago Title Insurance Co
Fugiel Joan K -- --
Fugiel Kenneth R -- Fox Title Company
Fugiel Kenneth R $405,000 Chicago Title Insurance Co
Ashley Custom Homes Inc $82,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Girniwala Arif $67,000
Previous Owner Thompson Chadd E $464,000
Previous Owner Cornelius James A $412,500
Previous Owner Fugiel Kenneth R $370,000
Previous Owner Fugiel Kenneth R $268,000
Previous Owner Ashley Custom Homes Inc $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2013 03/15/13 Sold $580,000 -3.0% $152 / Sq Ft
01/24/2013 01/24/13 Pending -- -- --
01/17/2013 01/17/13 For Sale $598,000 -- $156 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19,215 $298,708 $41,476 $257,232
2023 $18,821 $267,061 $37,082 $229,979
2022 $17,801 $243,336 $33,788 $209,548
2021 $16,743 $229,758 $31,903 $197,855
2020 $15,154 $226,452 $31,444 $195,008
2019 $14,968 $223,127 $30,982 $192,145
2018 $14,946 $223,127 $30,982 $192,145
2017 $14,817 $219,851 $30,527 $189,324
2016 $14,164 $194,752 $29,756 $164,996
2015 -- $189,374 $28,934 $160,440
2014 -- $190,942 $29,378 $161,564
2013 -- $194,146 $29,871 $164,275
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08251845

Midwest Real Estate Data (MRED)

APN: 08-13-276-004