5N870 E Ridgewood Dr Saint Charles, IL 60175
Novak Park Neighborhood
5
Beds
2.5
Baths
3,346
Sq Ft
1.29
Acres
Highlights
- 1.29 Acre Lot
- Colonial Architecture
- Family Room with Fireplace
- Wild Rose Elementary School Rated A
- Landscaped Professionally
- Recreation Room
About This Home
As of September 2024First time for sale! - An original owner is offering this beautifully custom built colonial on a 1.29 acre lot! This lovingly and impeccably maintained home is ready for its 2nd owner. Over 3,900 total finished square feet with a 3 car garage. This home offers the most amazing light filled sunroom you will find in the Fox Valley- you won't want to miss the best lot in Red Gate Ridge! Beautiful mature oak trees backing to a historic horse farm. Watch the neighboring horses graze from your paver patio. This homes boasts 4 bedrooms with a first floor office that could serve as a 5th bedroom. Gleaming hardwood floors throughout the main and second floor. Large living spaces can be found in the family and living room. The master suite has a beautifully updated spa like bathroom with dual sinks, stone countertops and Kohler fixtures. Large bedrooms and tons of storage found on all levels. The partially finished basement offers additional living space along with unfinished space perfect for storage or could be finished to your liking. Home has upgraded HVAC system with medical grade air purifiers/filters. Whole house generator included. You won't want to miss one the best homes in St Charles... Come to one of the 3 open houses this weekend!
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #475176531 Listed on: 07/02/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,121
Year Built
- Built in 1987
Lot Details
- 1.29 Acre Lot
- Lot Dimensions are 106x284x303x336
- Cul-De-Sac
- Landscaped Professionally
- Paved or Partially Paved Lot
HOA Fees
- $40 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Radon Mitigation System
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 3,346 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Fireplace With Gas Starter
- Family Room with Fireplace
- 2 Fireplaces
- Formal Dining Room
- Home Office
- Recreation Room
- Sun or Florida Room
- Wood Flooring
- Laundry on main level
Kitchen
- Breakfast Bar
- Range
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Dual Sinks
- No Tub in Bathroom
- Separate Shower
Partially Finished Basement
- Partial Basement
- Sump Pump
Outdoor Features
- Patio
Schools
- Wild Rose Elementary School
- Wredling Middle School
- St Charles North High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Well
- Gas Water Heater
- Water Softener Leased
- Private or Community Septic Tank
Community Details
- Association fees include insurance
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2024
Closed on
Sep 19, 2024
Sold by
Hamill John J
Bought by
Camacho-Feliciano Daniel and Mcmurray Sidney
Seller's Agent
Meg Whitted
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Tiffany Valencia
Realty of America
List Price
$775,000
Sold Price
$765,000
Premium/Discount to List
-$10,000
-1.29%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,850
Avg. Annual Appreciation
5.56%
Original Mortgage
$612,000
Outstanding Balance
$605,639
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$196,211
Purchase Details
Closed on
Mar 26, 2013
Sold by
Hamill Susan R and Susan R Hamill Revocable Trust
Bought by
Hamill John J and Hamill Susan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,565
Interest Rate
3.52%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 22, 2003
Sold by
Hamill Susan R and The Susan R Hamill Revocable T
Bought by
Hamill John J and Hamill Susan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 7, 2003
Sold by
Hamill Susan R and The Susan R Hamill Revocable T
Bought by
Hamill John J and Hamill Susan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,500
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $765,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Law Title Ins Co | |
| Interfamily Deed Transfer | -- | Residential Title Services | |
| Interfamily Deed Transfer | -- | Residential Title Services |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $612,000 | New Conventional | |
| Previous Owner | $149,565 | New Conventional | |
| Previous Owner | $219,500 | Unknown | |
| Previous Owner | $223,000 | Purchase Money Mortgage | |
| Previous Owner | $224,500 | Purchase Money Mortgage | |
| Previous Owner | $224,500 | Unknown | |
| Previous Owner | $62,500 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/27/2024 09/27/24 | Sold | $765,000 | -1.3% | $229 / Sq Ft |
| 09/04/2024 09/04/24 | Pending | -- | -- | -- |
| 07/02/2024 07/02/24 | For Sale | $775,000 | -- | $232 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,673 | $172,886 | $42,446 | $130,440 |
| 2023 | $11,121 | $154,736 | $37,990 | $116,746 |
| 2022 | $10,790 | $147,062 | $39,974 | $107,088 |
| 2021 | $10,174 | $140,179 | $38,103 | $102,076 |
| 2020 | $10,105 | $137,566 | $37,393 | $100,173 |
| 2019 | $9,923 | $134,843 | $36,653 | $98,190 |
| 2018 | $10,085 | $136,663 | $37,116 | $99,547 |
| 2017 | $10,399 | $139,335 | $35,847 | $103,488 |
| 2016 | $10,947 | $134,441 | $34,588 | $99,853 |
| 2015 | -- | $132,991 | $34,215 | $98,776 |
| 2014 | -- | $130,136 | $34,215 | $95,921 |
| 2013 | -- | $128,685 | $34,557 | $94,128 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Meg Whitted
Baird Warner
(630) 388-8979
8 in this area
217 Total Sales
-
Buyer's Agent in 2024
Tiffany Valencia
Realty of America
1 in this area
7 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12100143
APN: 09-16-153-005
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