$424,000

Estimated payment $2,445/month

Total Views 10,079
3 Beds
3 Baths
1,300 Sq Ft
$326 Price per Sq Ft

Highlights

  • 30 Feet of Waterfront
  • 1 Boat Dock
  • Pier or Dock
  • Church Hill Elementary School Rated A-
  • Pier
  • View of Trees or Woods

About This Home

Nestled along the peaceful shores of Rosin Creek, this charming 3-bedroom, 2-bathroom waterfront cottage combines classic character with modern updates. Inside, the open floor plan creates a warm, inviting flow—perfect for everyday living or entertaining. The renovated kitchen features stylish finishes and connects seamlessly to the dining and living areas, all enhanced by updated flooring and refreshed bathrooms throughout. A brand-new rear porch extends the living space outdoors, where you can relax and take in serene water views. With direct access to the creek, this property offers the perfect blend of comfort, charm, and waterfront living.

Listing Agent

Sarah King

Cross Street Realtors LLC License #645887 Listed on: 08/05/2025

Co-Listing Agent

Katie Stecklair

Cross Street Realtors LLC License #5021609

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,229

Year Built

  • Built in 1976

Lot Details

  • 0.51 Acre Lot
  • 30 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned NC-20

Property Views

  • Woods
  • Creek or Stream

Home Design

  • Cottage
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,300 Sq Ft Home
  • Property has 2 Levels
  • Luxury Vinyl Plank Tile Flooring
  • Crawl Space

Bedrooms and Bathrooms

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • 1 Boat Dock
  • Private Dock

Utilities

  • Forced Air Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Well
  • Electric Water Heater
  • Nitrogen Removal System

Listing and Financial Details

  • Tax Lot 563A
  • Assessor Parcel Number 1802005603

Community Details

Overview

  • No Home Owners Association
  • $40 Recreation Fee
  • Chester Harbor Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Pier or Dock
  • 1 Community Docks

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,229

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/5/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1976
  • Remarks Public: Nestled along the peaceful shores of Rosin Creek, this charming 3-bedroom, 2-bathroom waterfront cottage combines classic character with modern updates. Inside, the open floor plan creates a warm, inviting flow—perfect for everyday living or entertaining. The renovated kitchen features stylish finishes and connects seamlessly to the dining and living areas, all enhanced by updated flooring and refreshed bathrooms throughout. A brand-new rear porch extends the living space outdoors, where you can relax and take in serene water views. With direct access to the creek, this property offers the perfect blend of comfort, charm, and waterfront living.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Luxury Vinyl Plank
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1300
  • Living Area Sq Ft: 1300
  • Price Per Sq Ft: 326.15
  • Above Grade Finished Sq Ft: 1300
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 600

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Shingle, Asphalt
  • View: Creek/Stream, Trees/Woods
  • Water Access Features: Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: Rosin Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split, Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Nitrogen Removal System
  • Water Source: Private, Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Picnic Area, Pier/Dock
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 40.00
  • Association Recreation Fee: Yes

Schools

  • School District: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121137777627
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Land Use Code: R
  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22200.00
  • Year Assessed: 2025
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2229.00
  • Assessor Parcel Number: 1802005603
  • Tax Lot: 563A
  • Tax Total Finished Sq Ft: 1008
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,289 $249,000 $151,100 $97,900
2024 $2,289 $236,633 $0 $0
2023 $2,173 $224,267 $0 $0
2022 $2,056 $211,900 $133,600 $78,300
2021 $1,876 $200,600 $0 $0
2020 $1,876 $189,300 $0 $0
2019 $1,767 $178,000 $101,000 $77,000
2018 $1,767 $178,000 $101,000 $77,000
2017 $1,767 $178,000 $0 $0
2016 -- $205,400 $0 $0
2015 $2,656 $205,400 $0 $0
2014 $2,656 $205,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 For Sale $424,000 +129.2% $326 / Sq Ft
03/25/2016 03/25/16 Sold $185,000 -2.1% $143 / Sq Ft
02/11/2016 02/11/16 Pending -- -- --
08/11/2015 08/11/15 Price Changed $189,000 -9.6% $146 / Sq Ft
06/29/2015 06/29/15 Price Changed $209,000 -16.1% $161 / Sq Ft
05/31/2015 05/31/15 For Sale $249,000 -- $192 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Servicelink
Deed $185,000 Real Estate Title & Escrow L
Deed $117,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 New Conventional
Previous Owner $166,500 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDQA2014374

Bright MLS

APN: 02-005603