$1,875,000
SOLD SEP 6, 2023
4 Beds
4 Baths
1,902 Sq Ft
5,532 Sq Ft Lot

Recently Sold

$986 Per Sq Ft

6% Below List Price

46 Days on Market

Highlights

  • Outdoor Pool
  • Deck
  • Wood Flooring
  • St. Simons Elementary School Rated A-
  • Vaulted Ceiling
  • 2-minute walk to St Simons Village Park

About This Home

As of September 2023

A rare find, this is one of the last remaining St. Simons Island cottages. This property has been updated to highlight its original charm.

Entering the four seasons porch into a spacious and bright living room flowing into the dining area, you will appreciate the completely renovated home with its open and warm layout. The adjacent kitchen boasts a pantry, extensive cabinetry, and Cielo Blue marble countertops.

The house has 4 bedrooms and 4 baths in all. All have been lovingly updated. The two downstairs bathrooms and bedrooms have both been recently updated to include custom Carrara marble vanities and designer tile that echoes the sea glass colors. Upstairs there are two suites — a spacious upstairs primary bedroom with an ensuite bath provides a quiet respite and a second upstairs primary with a study and balcony. Both upstairs bedrooms have large walk-in closets with ample space. There is also a large owner’s closet or additional storage room off the landing of the stairwell.

The whole property has been professionally decorated, and the home is being sold furnished (excluding artwork).

Features of the home are too many to list but include, a recently added metal roof, updated central HVAC, two-car garage with ample driveway, and parking for 4-6 cars in total.

Importantly, the home is not located in a flood zone (zone x), and the two-car garage could potentially (with approval) be converted into additional living space.

If you are an investor looking for a strong return and major appreciation potential, this property checks that box as well. Vacation rental estimates exceed 6 figures annually. Great location near the village and beaches. A pool seals the deal both for rental income and enjoyment of the property.

Priceless feature, in addition to its residential potential, the zoning for this property is village mixed-use, which opens up additional uses for the property.

This home is a must-see. Check out the 90 second video tour and 3d virtual matterport tour with floor plan.

Seller is licensed realtor.

Last Agent to Sell the Property

Michael Banker

Banker Real Estate License #338485 Listed on: 06/30/2023

Last Buyer's Agent

Victor Long

Banker Real Estate License #358373

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,272

Lot Details

  • 5,532 Sq Ft Lot
  • Fenced
  • Sprinkler System

Parking

  • 2 Car Attached Garage

Home Design

  • Updated or Remodeled
  • Metal Roof

Interior Spaces

  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Flooring
  • Crawl Space
  • Laundry in Garage

Kitchen

  • Breakfast Bar
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • Outdoor Pool
  • Deck
  • Open Patio

Schools

  • St. Simons Elementary School
  • Glynn Middle School
  • Glynn Academy High School

Community Details

  • No Home Owners Association
  • St Simons Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04-09395

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,272

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50,50,110,110
  • Inclusions: Refrigerator
  • Subdivision Name: St Simons Park
  • Directions: From the stoplight at Mallery and Ocean Blvd., drive towards East Beach. The home is on the left on the corner of Oak and Ocean Blvd.
  • Architectural Style: Cottage
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Other
  • Property Sub Type Additional: Single Family Residence
  • ResoBuildingAreaSource: Other
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Range, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Wood
  • Interior Amenities: Breakfast Bar, High Ceilings, Vaulted Ceiling(s), Ceiling Fan(s)
  • Stories: 2
  • ResoLivingAreaSource: Other

Exterior Features

  • Fencing: Wood, Fenced
  • Pool Features: Above Ground, Pool
  • View: Other
  • Waterfront: No
  • Disclosures: Owner Is Listing Agent
  • Exterior Features: Deck, Other, Patio, Sprinkler/Irrigation
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck, Enclosed, Open, Patio
  • Property Condition: Updated/Remodeled
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Covered
  • Total Parking Spaces: 4.0

Utilities

  • Laundry Features: In Garage
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association: No

Schools

  • Elementary School: St. Simons
  • High School: Glynn Academy
  • Middle Or Junior School: Glynn Middle

Lot Info

  • Lot Size Sq Ft: 5532.0
  • Parcel #: 04-09395
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 5272.02
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2023
Closed on
Sep 6, 2023
Sold by
601 Ocean Blvd Llc
Bought by
Bng Holdings Llc
Seller's Agent
Michael Banker
Banker Real Estate
Buyer's Agent
Victor Long
Banker Real Estate
List Price
$1,999,000
Sold Price
$1,875,000
Premium/Discount to List
-$124,000
-6.2%
Views
240
Current Estimated Value
$1,733,501

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$141,499
Avg. Annual Appreciation
-4.85%
Original Mortgage
$1,075,000
Interest Rate
7.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 20, 2022
Closed on
Apr 27, 2022
Sold by
Vc Dirt Llc
Bought by
601 Ocean Blvd Llc
Seller's Agent
Victor Long
Banker Real Estate
Buyer's Agent
Michael Banker
Banker Real Estate
List Price
$1,100,000
Sold Price
$1,082,500
Premium/Discount to List
-$17,500
-1.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
49.77%
Original Mortgage
$866,000
Interest Rate
4.16%
Mortgage Type
Mortgage Modification

Purchase Details

Closed on
Jun 30, 2008
Sold by
Mccully James G
Bought by
Zeh Frederick W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$720,000
Interest Rate
6.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 3, 2005
Sold by
Slaton Michael S
Bought by
Mccully James G and Mccully Judith A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$599,200
Interest Rate
6.25%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,875,000 --
Warranty Deed $1,082,500 --
Deed $710,000 --
Deed $749,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $800,000 New Conventional
Closed $1,075,000 New Conventional
Previous Owner $866,000 Mortgage Modification
Previous Owner $491,000 New Conventional
Previous Owner $484,400 New Conventional
Previous Owner $720,000 New Conventional
Previous Owner $599,200 New Conventional
Previous Owner $112,350 New Conventional
Previous Owner $985,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/06/2023 09/06/23 Sold $1,875,000 -5.1% $986 / Sq Ft
08/15/2023 08/15/23 Pending -- -- --
07/24/2023 07/24/23 Price Changed $1,975,000 -1.2% $1,038 / Sq Ft
06/30/2023 06/30/23 For Sale $1,999,000 +84.7% $1,051 / Sq Ft
04/29/2022 04/29/22 Sold $1,082,500 -1.6% $580 / Sq Ft
03/30/2022 03/30/22 Pending -- -- --
03/20/2022 03/20/22 For Sale $1,100,000 -- $589 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,240 $727,320 $86,000 $641,320
2023 $10,563 $424,760 $86,000 $338,760
2022 $5,272 $413,840 $86,000 $327,840
2021 $5,432 $226,920 $86,000 $140,920
2020 $5,483 $226,920 $86,000 $140,920
2019 $5,469 $209,720 $68,800 $140,920
2018 $5,065 $194,240 $53,320 $140,920
2017 $5,065 $194,240 $53,320 $140,920
2016 $4,676 $194,240 $53,320 $140,920
2015 $4,695 $194,240 $53,320 $140,920
2014 $4,695 $194,240 $53,320 $140,920
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1640805

Golden Isles Association of REALTORS®

APN: 04-09395