NOT LISTED FOR SALE

603 E Garfield St Waterman, IL 60556

Waterman Area

Estimated Value: $283,000 - $321,188

3 Beds
2.5 Baths
2,321 Sq Ft
$131/Sq Ft Est. Value

Sale Details

Date Sold: October 1, 2025

Last sale price $280,000 $121 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,159 / mo

13 Days on Market

Highlights

  • Open Floorplan
  • Community Lake
  • Traditional Architecture
  • Indian Creek High School Rated 9+
  • Property is near park
  • Loft

About This Home

As of October 2025

Spacious 3-bedroom, 2.1-bath home with loft in the highly sought-after Green Ridge community in Waterman. The main level features a bright living room with an attached dining area and a cozy fireplace. The kitchen offers ample cabinet and counter space, a breakfast bar with space for 2-3, an adjacent eating area with sliding glass doors leading to the backyard, and a walk-in pantry that includes a convenient laundry area. Upstairs, the primary suite boasts a large closet and a private bath with dual entry, separate vanities, a shower stall, and an oversized soaking tub. Two additional bedrooms with generous closet space, a second full bath, and a spacious loft complete the upper level. Outside, enjoy a large backyard with a paver patio and built-in firepit, perfect for entertaining or relaxing. Located next to a large park with a walking/biking path, and just one block from the middle school. Waterman offers a variety of local amenities, including parks, trails, a splash pad, skate park, dog park, and different dining options up along Route 30. Also near Shabbona Lake & Park, with additional shopping and dining options nearby in DeKalb. Schedule your showing today!

Last Agent to Sell the Property

Alice Chin

Compass License #475124084 Listed on: 08/21/2025

Compass

Co-Listed By

Tiffany Kniffin

Realty Executives Premier Illinois License #475156258

Last Buyer's Agent

Jaimie Banke

Keller Williams Thrive License #475192348

Keller Williams Thrive
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,601

Year Built

  • Built in 2006

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 70x140
  • Paved or Partially Paved Lot

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,321 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Drapes & Rods
  • Blinds
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Crawl Space
  • Unfinished Attic
  • Storm Doors

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near park

Schools

  • Indian Creek Elementary School
  • Indian Creek Middle School
  • Indian Creek High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Manager Association, Phone Number (815) 751-6451
  • Green Ridge Subdivision
  • Property managed by Signature Professional Property Management
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,601

Year Built

Built in 2006

Lot Details

9,583 Sq Ft Lot

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Green Ridge
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Washer, Dryer, Disposal
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Storm Door(s), Sliding Glass Door(s)
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Carpet
  • Interior Amenities: Walk-In Closet(s), Open Floorplan, Pantry
  • LivingArea: 2321
  • Other Equipment: Water Heater-Gas
  • Room Type: Eating Area, Loft
  • Window Features: Screens, Drapes, Blinds
  • Estimated Total Finished Sq Ft: 2321
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Living Room
  • Total Sq Ft: 2321
  • Attic: Unfinished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • OtherStructures: None
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Driveway, Owned, Garage
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Signature Professional Property Management
  • Management Contact Name: Manager
  • Management Phone: 815-751-6451

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Indian Creek Elementary
  • High School: Indian Creek High School
  • Middle/Junior School: Indian Creek Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.22
  • Lot Dimensions: 70x140
  • Rural (Y/N): Y
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5601
  • Tax Year: 2024
  • Tax Exemptions: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Sep 27, 2025
Sold by
Bought by
Seller's Agent
Alice Chin
Compass
Buyer's Agent
Jaimie Banke
Keller Williams Thrive
List Price
$290,000
Sold Price
$280,000
Premium/Discount to List
-$10,000
-3.45%
Views
31
Current Estimated Value
$303,297

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,297
Avg. Annual Appreciation
9.98%
Original Mortgage
$224,000
Outstanding Balance
$222,183
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$81,114

Purchase Details

Listed on
Jul 30, 2015
Closed on
Aug 24, 2015
Sold by
Bought by
Seller's Agent
Jill Jacobsen-Haka
J.Jill Realty Group
Buyer's Agent
Jill Jacobsen-Haka
J.Jill Realty Group
List Price
$139,900
Sold Price
$139,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.19%
Original Mortgage
$7,500
Interest Rate
3.88%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
May 7, 2015
Sold by
Bought by

Purchase Details

Closed on
Jun 30, 2010
Sold by
Bought by

Purchase Details

Closed on
Mar 9, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,100
Interest Rate
6.25%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Waterman, IL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$280,000 None Listed On Document
$140,000 --
-- --
-- --
$225,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $224,000
Closed $40,790
Closed $7,500
Previous Owner $137,365
Previous Owner $225,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 Sold $280,000 -3.4% $121 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $290,000 +107.3% $125 / Sq Ft
10/05/2015 10/05/15 Sold $139,900 0.0% $60 / Sq Ft View Prior Sale
08/11/2015 08/11/15 Pending -- -- --
07/30/2015 07/30/15 For Sale $139,900 -- $60 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,601 $87,723 $11,896 $75,827
2024 $5,346 $78,965 $10,708 $68,257
2023 $5,346 $71,832 $9,741 $62,091
2022 $5,475 $72,629 $18,540 $54,089
2021 $5,459 $69,428 $17,723 $51,705
2020 $5,338 $66,553 $16,989 $49,564
2019 $5,168 $64,055 $16,351 $47,704
2018 $5,012 $61,379 $15,668 $45,711
2017 $4,311 $52,628 $15,065 $37,563
2016 $4,167 $50,546 $14,469 $36,077
2015 -- $47,685 $13,650 $34,035
2014 -- $47,269 $13,531 $33,738
2013 -- $48,646 $13,925 $34,721
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12439741

Midwest Real Estate Data (MRED)

APN: 14-15-181-018

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