$465,000
SOLD DEC 30, 2020
6 Beds
3.5 Baths
3,750 Sq Ft
10,420 Sq Ft Lot

Recently Sold

$124 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • 0.24 Acre Lot
  • Colonial Architecture
  • Wood Flooring
  • Frederick High School Rated A-
  • Recreation Room
  • Sun or Florida Room

About This Home

As of June 2025

Great opportunity to own in sought after Emerald Farm! Convenient to schools, shopping, parks and dining. Access to major highways just a short distance away! With over 3700 of finished sq footage there is plenty of room for everyone! This home is nestled in a lovely neighborhood perfect for enjoying time outside. Once inside, you will find the rooms freshly painted with hardwood in the Foyer, powder room, Living room, dining room and family room with a nice gas fireplace perfect for those chilly days! The kitchen is spacious allows for plenty of natural light and beautiful granite countertops. Off the kitchen is a delightful breakfast area and 4 season sunroom! Upstairs has 4 large bedrooms and 2 full baths. The large Owners suite is designed for luxury and includes huge walk in closets. The owners bath also designed with luxury in mind, including double sinks, a large soaking tub and separate glass door shower. Need extra storage? In addition to the bedrooms, the upper level has a nice large separate storage closet. From the main level take a short walk down to the lower level which has a large rec-room, two extra bedrooms, full bath and laundry room. This space is versatile in its uses making it very accommodating for various circumstances. Access the fenced -in back yard from the lower level with a short walk up a set double wide steps. Once in the backyard you can enjoy ample yard space and a stone patio located off the sunroom.

Last Agent to Sell the Property

Peggy Magnanelli

RE/MAX Results Listed on: 11/03/2020

RE/MAX Results

Last Buyer's Agent

Kenneth Grant

Pearson Smith Realty, LLC License #505834

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,214

Year Built

  • Built in 2001

Lot Details

  • 10,420 Sq Ft Lot
  • West Facing Home
  • Property is in very good condition
  • Property is zoned R6

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture

Interior Spaces

  • Property has 3 Levels
  • Crown Molding
  • Gas Fireplace
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Sun or Florida Room
  • Laundry on lower level

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway

Outdoor Features

  • Patio
  • Shed

Schools

  • Butterfly Ridge Elementary School
  • Crestwood Middle School
  • Frederick High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Emerald Farm HOA
  • Emerald Farm Subdivision
  • Property Manager

Listing and Financial Details

  • Tax Lot 258
  • Assessor Parcel Number 1102234831

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,214

Year Built

Built in 2001

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-11-04
  • Federal Flood Zone: No
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Remarks Public: Great opportunity to own in sought after Emerald Farm! Convenient to schools, shopping, parks and dining. Access to major highways just a short distance away! With over 3700 of finished sq footage there is plenty of room for everyone! This home is nestled in a lovely neighborhood perfect for enjoying time outside. Once inside, you will find the rooms freshly painted with hardwood in the Foyer, powder room, Living room, dining room and family room with a nice gas fireplace perfect for those chilly days! The kitchen is spacious allows for plenty of natural light and beautiful granite countertops. Off the kitchen is a delightful breakfast area and 4 season sunroom! Upstairs has 4 large bedrooms and 2 full baths. The large Owners suite is designed for luxury and includes huge walk in closets. The owners bath also designed with luxury in mind, including double sinks, a large soaking tub and separate glass door shower. Need extra storage? In addition to the bedrooms, the upper level has a nice large separate storage closet. From the main level take a short walk down to the lower level which has a large rec-room, two extra bedrooms, full bath and laundry room. This space is versatile in its uses making it very accommodating for various circumstances. Access the fenced -in back yard from the lower level with a short walk up a set double wide steps. Once in the backyard you can enjoy ample yard space and a stone patio located off the sunroom.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Entry Floor: 1
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Crown Moldings, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Sun/Florida Room, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Heated, Improved
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3750
  • Living Area Sq Ft: 3750
  • Price Per Sq Ft: 163.64
  • Above Grade Finished Sq Ft: 2750
  • Below Grade Finished Sq Ft: 1000
  • Total Below Grade Sq Ft: 1000
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 604

Beds/Baths

  • Bedrooms: 6
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Natural Gas Available
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 115.00
  • HOA Fee Frequency: Semi-Annually
  • Condo Co-Op Association: No
  • HOA Name: EMERALD FARM HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: BUTTERFLY RIDGE
  • Middle School: CRESTWOOD
  • High School: FREDERICK
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139693024
  • School District Source: Listing Agent
  • Elementary School: BUTTERFLY RIDGE
  • High School: FREDERICK
  • Middle Or Junior School: CRESTWOOD

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 235200.00
  • Land Assessed Value: 99800.00
  • Land Use Code: 010
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10420.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: R6
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 11572482
  • Tax Annual Amount: 6214.00
  • Assessor Parcel Number: 1102234831
  • Tax Lot: 258
  • Tax Total Finished Sq Ft: 2750
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 12/30/2020

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2020
Closed on
Dec 30, 2020
Sold by
Ludwig Craig S and Ludwig Sara J
Bought by
Ruffins Aaron K and Cooper Amy J
Seller's Agent
Peggy Magnanelli
RE/MAX Results
Buyer's Agent
Kenneth Grant
Pearson Smith Realty, LLC
List Price
$450,000
Sold Price
$465,000
Premium/Discount to List
$15,000
3.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.56%
Original Mortgage
$470,172
Outstanding Balance
$424,407
Interest Rate
2.71%
Mortgage Type
VA
Estimated Equity
$224,818

Purchase Details

Closed on
Aug 2, 2001
Sold by
Comstock Emerald Farm L C
Bought by
Ludwig Craig S and Ludwig Sara J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $465,000 Commonwealth Land Ttl Ins Co
Deed $277,325 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $470,172 VA
Previous Owner $50,000 Unknown
Previous Owner $110,000 Credit Line Revolving
Previous Owner $330,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $625,000 -3.8% $167 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
04/04/2025 04/04/25 For Sale $650,000 +39.8% $173 / Sq Ft
12/30/2020 12/30/20 Sold $465,000 +3.3% $124 / Sq Ft
11/06/2020 11/06/20 Pending -- -- --
11/03/2020 11/03/20 For Sale $450,000 -- $120 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,905 $481,067 $0 $0
2023 $7,570 $420,133 $0 $0
2022 $6,462 $359,200 $99,800 $259,400
2021 $6,241 $351,133 $0 $0
2020 $6,214 $343,067 $0 $0
2019 $6,011 $335,000 $99,800 $235,200
2018 $5,763 $323,067 $0 $0
2017 $5,364 $335,000 $0 $0
2016 $4,869 $299,200 $0 $0
2015 $4,869 $287,567 $0 $0
2014 $4,869 $275,933 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR273082

Bright MLS

APN: 02-234831