Tammie Iverson
Keller Williams Seven Hills Re
(513) 993-5332
102 Total Sales
3 in Downtown Covington
$340K - $752K Price Range
604 Garrard St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $475,485
3
Beds
3
Baths
1,760
Sq Ft
$270/Sq Ft
Est. Value
About This Home
Location, Location, Location! Historic charm that offers 2 off street parking spots, modern amenities, and beautiful water views! This 3 bdrm, 2 bath home is nestled on a picturesque, tree lined street located in the desirable Licking River Historic District. It features beautiful wood floors, updated kitchen and baths, plus 2 full size decks overlooking the Licking River. The home's location is steps away from popular dining spots, cafes, and parks. You won't want to miss this one!
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Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 7, 2025
Closed on
Feb 18, 2025
Sold by
Kelly A Lyle Revocable Trust and Lyle Kelly A
Bought by
Seller's Agent
Hillary Justice
Coldwell Banker Realty
Buyer's Agent
Kelly Leisring
Huff Realty - CC
List Price
$495,000
Sold Price
$470,000
Premium/Discount to List
-$25,000
-5.05%
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,485
Avg. Annual Appreciation
0.74%
Original Mortgage
$170,000
Outstanding Balance
$167,343
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$308,142
Purchase Details
Closed on
Apr 17, 2023
Sold by
Lyle Kelly A
Bought by
Kelly A Lyle Revocable Trust
Purchase Details
Closed on
Feb 25, 2023
Sold by
Lyle Christopher L
Bought by
Lyle Kelly A
Purchase Details
Closed on
Jul 24, 2018
Sold by
Tristate Properties Garrard Llc
Bought by
Lyle Christopher L and Lyle Kelly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
4.6%
Purchase Details
Closed on
Apr 19, 2018
Sold by
Rumao Justin James and Rumao Stefanie
Bought by
Tristate Properties Garrard Llc
Purchase Details
Closed on
Jul 12, 2012
Sold by
Schoborg Robert B and Schoborg Samantha
Bought by
Rumao Justin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,400
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 12, 2005
Sold by
Alig John E and Alig Donna K
Bought by
Schoborg Robert B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
6.12%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Tammie Iverson
-
Kimberly Nachazel
Kimberly Nachazel
eXp Realty, LLC
(513) 802-9458
131 Total Sales
5 in Downtown Covington
$40K - $500K Price Range
-
Kyle Art
Kyle Art
RE/MAX Victory + Affiliates
(859) 600-6495
136 Total Sales
1 in Downtown Covington
$525,000 Price
-
Sara Foltz
Sara Foltz
Keller Williams Distinctive RE
(513) 572-5389
134 Total Sales
2 in Downtown Covington
$235K - $310K Price Range
-
Kim Hermann
Kim Hermann
Huff Realty - CC
(859) 479-0331
238 Total Sales
2 in Downtown Covington
$425K - $495K Price Range
-
Teresa Gillum
Teresa Gillum
eXp Realty
(859) 927-3267
115 Total Sales
2 in Downtown Covington
$470K - $565K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $470,000 | None Listed On Document | ||
| Kelly A Lyle Revocable Trust | -- | None Listed On Document | |
| Lyle Kelly A | $350,000 | -- | |
| Lyle Christopher L | -- | Northwest Title Family Of Co | |
| Tristate Properties Garrard Llc | $300,000 | Northwest Title Family Of Co | |
| Rumao Justin | $235,000 | 360 American Title Svcs Llc | |
| Rumao Justin | -- | 360 American Title Svcs Llc | |
| Schoborg Robert B | $215,000 | Kentucky Land Title Agency |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $170,000 | ||
| Closed | Powell Jessica Laura | $170,000 | |
| Previous Owner | Lyle Christopher | $240,000 | |
| Previous Owner | Lyle Christopher L | $240,000 | |
| Previous Owner | Rumao Justin | $186,400 | |
| Previous Owner | Schoborg Robert B | $172,000 | |
| Previous Owner | Schoborg Robert B | $43,000 | |
| Previous Owner | Alig John E | $118,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/18/2025 02/18/25 | Sold | $470,000 | -1.1% | $267 / Sq Ft | View Prior Sale |
| 01/20/2025 01/20/25 | Pending | -- | -- | -- | |
| 01/17/2025 01/17/25 | Price Changed | $475,000 | -4.0% | $270 / Sq Ft | |
| 01/07/2025 01/07/25 | For Sale | $495,000 | -- | $281 / Sq Ft |
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,638 | $350,000 | $25,000 | $325,000 |
| 2024 | $4,603 | $350,000 | $25,000 | $325,000 |
| 2023 | $3,996 | $300,000 | $25,000 | $275,000 |
| 2022 | $3,959 | $300,000 | $25,000 | $275,000 |
| 2021 | $4,560 | $300,000 | $25,000 | $275,000 |
| 2020 | $4,537 | $300,000 | $25,000 | $275,000 |
| 2019 | $4,589 | $300,000 | $25,000 | $275,000 |
| 2018 | $3,687 | $235,000 | $25,000 | $210,000 |
| 2017 | $3,741 | $235,000 | $25,000 | $210,000 |
| 2015 | $4,599 | $235,000 | $25,000 | $210,000 |
| 2014 | $4,605 | $235,000 | $25,000 | $210,000 |
Source: Public Records
Agents Affiliated with this Home
-
Hillary Justice
Seller's Agent in 2025
Hillary Justice
Coldwell Banker Realty
(513) 602-1715
1 in this area
180 Total Sales
-
Wendy Ruehlmann
Seller Co-Listing Agent in 2025
Wendy Ruehlmann
Coldwell Banker Realty
(513) 321-9944
1 in this area
51 Total Sales
-
Kelly Leisring
Buyer's Agent in 2025
Kelly Leisring
Huff Realty - CC
(859) 445-4862
1 in this area
11 Total Sales
Map
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