NOT LISTED FOR SALE

604 Mckay St Saint Cloud, FL 34769

Estimated Value: $283,140 - $346,000

3 Beds
2 Baths
1,002 Sq Ft
$318/Sq Ft Est. Value

Last Sold July 30, 2014

Last sale price $117,000 $117 Per Sq Ft

Est. 173% increase in value since last sale

Current estimated payment $1,775/month

48 Days on Market

Highlights

  • Deck
  • No HOA
  • Covered Patio or Porch
  • Denver School of the Arts Rated A
  • Mature Landscaping
  • 1 Car Attached Garage

About This Home

As of July 2014

This charming 3BR 2BA home offers 1,002 SF of living area on a spacious lot in St. Cloud. The galley style kitchen features appliances in place (not warranted) and enough storage for your favorite kitchen gadgets. Lovely laminate flooring throughout the main living areas. The master bath offers dual sink vanities as well as a stand alone shower. Enjoy the screened in patio while the family runs in the spacious fenced in yard. Conveniently located to major roads, shopping and entertainment. See it today! All measurements, room sizes and HOA info are approximate and not guaranteed, any information contained herein critical to buyers decision to purchase must be verified by buyers. PURCHASE THIS PROPERTY FOR AS LITTLE AS 5 PERCENT DOWN! APPROVED FOR HOMEPATH MTG/RENOVATION FINANCING.

Last Agent to Sell the Property

Lisa Davis

DAVIS REAL ESTATE GROUP License #508624 Listed on: 04/14/2014

Co-Listed By

Amanda Davis-Hollingsed

DAVIS REAL ESTATE GROUP License #3128630

Last Buyer's Agent

Camille Ruiz

HOMEVINE REALTY License #3219164

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $636

Year Built

  • Built in 1997

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 50.0x216.0
  • Mature Landscaping
  • Property is zoned SR2

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,002 Sq Ft Home
  • Ceiling Fan
  • Blinds

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Smith's Corner Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$636

Year Built

Built in 1997

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1002
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1997
  • Building Area Total: 1378
  • Lot Size Sq Ft: 10759
  • Status: Sold
  • Co List Office Mls Id: MFR272504177
  • Co List Office Phone: 407-933-7200
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • RATIO Current Price By Calculate: 116.77
  • Total Acreage: Up to 10,889 Sq. Ft.
  • Water Access YN: 0
  • Tax Year: 2013
  • Special Features: 5120

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: None
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Other Structures: Shed(s)
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Porch, Screened
  • Water View YN: 0

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central, Electric

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Fee Requirement: None

Lot Info

  • Zoning: SR2
  • Parcel Number: 03-26-30-0730-0001-0080
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 50.0X216.0
  • Flood Zone Code: X
  • Future Land Use: 0111

Tax Info

  • Tax Annual Amount: 636
  • Tax Block: 0001
  • Tax Book Number: 0008/0014
  • Tax Lot: 0080

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2014
Closed on
Jul 30, 2014
Sold by
Federal National Mortgage Association
Bought by
Ruiz Misael and Huggins Amber
Seller's Agent
Lisa Davis
DAVIS REAL ESTATE GROUP
Buyer's Agent
Camille Ruiz
HOMEVINE REALTY
List Price
$114,900
Sold Price
$117,000
Premium/Discount to List
$2,100
1.83%
Current Estimated Value
$319,035

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$202,035
Avg. Annual Appreciation
9.16%
Original Mortgage
$111,150
Outstanding Balance
$84,511
Interest Rate
4.19%
Mortgage Type
New Conventional
Estimated Equity
$234,524

Purchase Details

Closed on
Nov 26, 2013
Sold by
Neuterman Lee and Polnasek Debra
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 22, 2006
Sold by
Neuterman Lee and Polnasek Debra
Bought by
Neuterman Lee and Polnasek Debra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$43,000
Interest Rate
6.44%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 14, 2002
Sold by
Magic Homes & Dev Inc
Bought by
Neuterman Lee and Polnasek Debra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,947
Interest Rate
6.21%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Ruiz Misael $117,000 Attorney
Federal National Mortgage Association $1,143 None Available
Neuterman Lee -- None Available
Neuterman Lee $100,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruiz Misael $111,150
Previous Owner Neuterman Lee $43,000
Previous Owner Neuterman Lee $98,947
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/17/2018 08/17/18 Off Market $117,000 -- --
07/30/2014 07/30/14 Sold $117,000 +1.8% $117 / Sq Ft
06/02/2014 06/02/14 Pending -- -- --
05/15/2014 05/15/14 For Sale $114,900 0.0% $115 / Sq Ft
05/05/2014 05/05/14 Pending -- -- --
04/30/2014 04/30/14 For Sale $114,900 0.0% $115 / Sq Ft
04/24/2014 04/24/14 Pending -- -- --
04/14/2014 04/14/14 For Sale $114,900 -- $115 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,297 $118,318 -- --
2024 $1,252 $114,984 -- --
2023 $1,252 $111,635 $0 $0
2022 $1,194 $108,384 $0 $0
2021 $1,169 $105,228 $0 $0
2020 $1,153 $103,776 $0 $0
2019 $1,128 $101,443 $0 $0
2018 $1,106 $99,552 $0 $0
2017 $1,093 $97,505 $0 $0
2016 $1,066 $95,500 $0 $0
2015 $1,743 $87,200 $20,000 $67,200
2014 $1,544 $76,800 $20,000 $56,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S4725893

Stellar MLS

APN: 03-26-30-0730-0001-0080