Seller's Agent in 2025
Scott Seeley
RE/MAX
(319) 415-6683
70 Total Sales
605 Belle St Waterloo, IA 50702
2
Beds
1.5
Baths
1,576
Sq Ft
23,522
Sq Ft Lot
Highlights
- Deck
- Views
- Laundry Room
- 2 Car Detached Garage
- Patio
- 1-minute walk to Cedar Terrace Park
About This Home
As of September 2025Fantastic 2-4 bedroom home situated on a half acre lot overlooking a parklike setting. The main level of this highly updated home features a bright kitchen with sliders to a raised deck, updated full bath, two nice sized bedrooms and spacious living room. The finished walk-out lower level offers an updated 1/2 bath with laundry, two non-conforming bedrooms and large family room. Outside you'll enjoy a nice patio, raised deck with rural county views, beautiful landscaping and two car garage. Updated include new roof, siding and gutters 2024, 3 exterior entry doors, bathrooms, sump pump added 2025, furnace 2021, water heater 2023. Property is located close to Cedar Terrace Park, bike trail, river and boat dock.
Last Agent to Sell the Property
RE/MAX Concepts - Cedar Falls License #B42928 Listed on: 08/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,360
Year Built
- Built in 1962
Lot Details
- 23,400 Sq Ft Lot
- Lot Dimensions are 130 x 180
Parking
- 2 Car Detached Garage
Home Design
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,576 Sq Ft Home
- Ceiling Fan
- Fire and Smoke Detector
- Property Views
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
Partially Finished Basement
- Walk-Out Basement
- Sump Pump
Outdoor Features
- Deck
- Patio
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Gas Water Heater
Community Details
- Cedar Terrace Subdivision
Listing and Financial Details
- Assessor Parcel Number 881207176016
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2025
Closed on
Sep 12, 2025
Sold by
Flaherty Mary A
Bought by
Backen James Olaf
Seller's Agent
Scott Seeley
RE/MAX Concepts - Cedar Falls
Buyer's Agent
Janice Hewitt
RE/MAX Concepts - Cedar Falls
List Price
$224,900
Sold Price
$224,900
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$305
Avg. Annual Appreciation
-0.23%
Original Mortgage
$154,900
Outstanding Balance
$154,900
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$69,695
Purchase Details
Listed on
Feb 14, 2017
Closed on
Apr 3, 2017
Sold by
Tankie Emira
Bought by
Wilson Kathleen A
Seller's Agent
Karen Kayser
RE/MAX Concepts - Waterloo
List Price
$109,900
Sold Price
$104,000
Premium/Discount to List
-$5,900
-5.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$83,200
Interest Rate
3.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Title Services Corporation | |
| Warranty Deed | $135,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,900 | New Conventional | |
| Previous Owner | $83,200 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $224,900 | 0.0% | $143 / Sq Ft | |
| 08/10/2025 08/10/25 | Pending | -- | -- | -- | |
| 08/09/2025 08/09/25 | For Sale | $224,900 | +116.3% | $143 / Sq Ft | |
| 03/31/2017 03/31/17 | Sold | $104,000 | -5.4% | $66 / Sq Ft | View Prior Sale |
| 02/24/2017 02/24/17 | Pending | -- | -- | -- | |
| 02/14/2017 02/14/17 | For Sale | $109,900 | -- | $70 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,426 | $170,270 | $31,590 | $138,680 |
| 2024 | $3,426 | $168,120 | $31,590 | $136,530 |
| 2023 | $2,820 | $168,120 | $31,590 | $136,530 |
| 2022 | $2,742 | $137,240 | $31,590 | $105,650 |
| 2021 | $2,726 | $137,240 | $31,590 | $105,650 |
| 2020 | $2,678 | $128,950 | $25,270 | $103,680 |
| 2019 | $2,678 | $128,950 | $25,270 | $103,680 |
| 2018 | $2,680 | $128,950 | $25,270 | $103,680 |
| 2017 | $2,624 | $128,950 | $25,270 | $103,680 |
| 2016 | $2,588 | $122,800 | $25,270 | $97,530 |
| 2015 | $2,588 | $122,800 | $25,270 | $97,530 |
| 2014 | $2,530 | $118,160 | $25,270 | $92,890 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Seeley
-
Janice Hewitt
Buyer's Agent in 2025
Janice Hewitt
RE/MAX
(319) 290-5182
47 Total Sales
-
Karen Kayser
Seller's Agent in 2017
Karen Kayser
RE/MAX
(319) 493-2402
176 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20253865
APN: 8812-07-176-016
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Based on information submitted to the MLS GRID
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