NOT LISTED FOR SALE

608 N Rowe St Ludington, MI 49431

Estimated Value: $290,195 - $315,000

4 Beds
3 Baths
2,234 Sq Ft
$136/Sq Ft Est. Value

Last Sold September 18, 2020

Last sale price $195,500 $88 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,001/month

80 Days on Market

Highlights

  • Deck
  • Porch
  • Window Unit Cooling System
  • Traditional Architecture
  • 3 Car Attached Garage
  • Patio

About This Home

As of September 2020

Unique opportunity in Ludington! Lovely, 3 bedroom, 2 bath traditional home with a neat and tidy apartment tucked away upstairs with private entrance and parking space. Located convenient to Downtown and Beaches, this home has so many possibilities for a spacious vacation home with income potential and the peace of mind of a long term tenant. The covered front porch, fenced back yard, and attached 3 car garage make this a very special place for enjoying Ludington year around. The home has been in the family for decades and has the feel of a truly loved living space. Explore this home for easy, one floor living with space to roam and plenty of storage and off street parking too! Schedule your tour and start dreaming of a place up North!

Last Agent to Sell the Property

Renee Malburg

Five Star Real Estate - Ludington License #6506043816 Listed on: 06/27/2020

Five Star Real Estate - Ludington

Last Buyer's Agent

Kyle Kovalcik

GREENRIDGE Realty Ludington License #6501411346

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,538

Year Built

  • Built in 1888

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 60 x 140
  • Shrub
  • Level Lot
  • Back Yard Fenced
  • Property is zoned R2A, R2A

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,234 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Crawl Space
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Window Unit Heating System
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,538

Year Built

Built in 1888

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1888
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 60 x 140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2234.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3538.0
  • Tax Info:Zoning3: R2A
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Water Heater:Natural Gas4: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 2234.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Fencing:Fenced Back: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2234.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 189900.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 60 x 140
  • Lot Size Sq Ft: 8276.0
  • Zoning Description: R2A
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3538.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2020
Closed on
Sep 18, 2020
Sold by
Ernst Bradley R
Bought by
Smith Christopher J and Smith Sylvia R
Seller's Agent
Renee Malburg
Five Star Real Estate - Ludington
Buyer's Agent
Kyle Kovalcik
GREENRIDGE Realty Ludington
List Price
$207,000
Sold Price
$195,500
Premium/Discount to List
-$11,500
-5.56%
Current Estimated Value
$302,799

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$107,299
Avg. Annual Appreciation
9.36%
Original Mortgage
$191,958
Outstanding Balance
$171,122
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$131,677

Purchase Details

Closed on
Jul 28, 2008
Sold by
Ernst Bradley R
Bought by
Swenson Kimberly A Ernst
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Christopher J $195,500 Star Title Agency Llc
Swenson Kimberly A Ernst -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Sylvia R $60,000
Closed Smith Christopher James $8,121
Open Smith Christopher J $191,958
Previous Owner Ernst-Swenson Kimberly A $30,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2020 09/18/20 Sold $195,500 -5.6% $88 / Sq Ft
09/15/2020 09/15/20 Pending -- -- --
06/27/2020 06/27/20 For Sale $207,000 -- $93 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,209 $127,000 $127,000 $0
2024 -- $115,400 $115,400 $0
2023 -- $104,800 $104,800 $0
2022 -- $94,400 $0 $0
2021 -- $89,000 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20024448

Southwestern Michigan Association of REALTORS®

APN: 051-205-126-00