$338,500
SOLD AUG 11, 2025

609 Jefferson Dr Palmyra, VA 22963

3 Beds
3 Baths
1,508 Sq Ft
0.37 Acres

Recently Sold

$224 Per Sq Ft

7% Below List Price

155 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Cathedral Ceiling

About This Home

As of August 2025

Seller is now offering $2,500 Closing Cost Credit to buyer with acceptable offer! This fabulous three-bedroom, three full bath home features numerous upgrades, both inside and out! Kitchen features granite countertops; recessed lighting; brand NEW Pergo flooring; new stainless-steel refrigerator; new stove top; and washer and new dryer have been relocated from garage to main level for convenience. Spilt bedroom design. Bright and open living room with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for entertaining and relaxing. Downstairs (with stair lift) includes bonus living space and full bath. Additional upgrades and improvements include: a new roof with gutter guards (2021); HVAC (2023); all new plumbing throughout the entire home (No Quest!); a new Generac whole-house generator; duct vents cleaned (2023); a French drain added at garage doors; a whole-house water filtration system; brand new Andersen windows on front of the house, and more! Attached is an oversized side-loading two-car garage with NEW lights and garage door openers. MUST SEE!,Granite Counter,Wood Cabinets

Last Agent to Sell the Property

Sarah Monceaux

(757) 262-7990 sarahsellscville@gmail.com AVENUE REALTY, LLC License #0225235751[8163] Listed on: 02/07/2025

Last Buyer's Agent

AMY SHEADS

(434) 566-1504 amysheads@howardhanna.com THE HOGAN GROUP-CHARLOTTESVILLE License #0225257059[105232]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,685

Year Built

  • Built in 1993

Lot Details

  • 0.37 Acre Lot
  • Landscaped
  • Property is zoned R-4

HOA Fees

  • $108 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 1 Level
  • Cathedral Ceiling
  • Double Hung Windows
  • Window Screens
  • Living Room
  • Dining Room
  • Den
  • Finished Basement

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Security Gate
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,685

Year Built

Built in 1993

Lot Details

0

HOA Fees

$108 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 2082.00
  • Inclusions: Kitchen appliances (Oven/Stove, Microwave, Dishwasher, Refrigerator), Washer & Dryer. Storage Shed in backyard. Patio Table, Umbrella & 4 chairs, Large Electric leaf blower, small weed wacker.
  • New Construction: No
  • Story List: Main
  • Year Built: 1993
  • Remarks Public: Seller is now offering $2,500 Closing Cost Credit to buyer with acceptable offer! This fabulous three-bedroom, three full bath home features numerous upgrades, both inside and out! Kitchen features granite countertops; recessed lighting; brand NEW Pergo flooring; new stainless-steel refrigerator; new stove top; and washer and new dryer have been relocated from garage to main level for convenience. Spilt bedroom design. Bright and open living room with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for entertaining and relaxing. Downstairs (with stair lift) includes bonus living space and full bath. Additional upgrades and improvements include: a new roof with gutter guards (2021); HVAC (2023); all new plumbing throughout the entire home (No Quest!); a new Generac whole-house generator; duct vents cleaned (2023); a French drain added at garage doors; a whole-house water filtration system; brand new Andersen windows on front of the house, and more! Attached is an oversized side-loading two-car garage with NEW lights and garage door openers. MUST SEE!,Granite Counter,Wood Cabinets
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Ceramic Tile, Laminated
  • Interior Amenities: Entry Level Bedroom
  • Window Features: Double Hung, Screens
  • Fireplace: No
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Office, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 1508
  • Living Area Sq Ft: 1508
  • Price Per Sq Ft: 265.38
  • Above Grade Finished Sq Ft: 1300
  • Below Grade Finished Sq Ft: 208
  • Total Below Grade Sq Ft: 208
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 609

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: Security Gate, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 108.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Golf Club, Lake, Picnic Area, Tot Lots/Playground, Swimming Pool
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Landscaping
  • Lot Size Acres: 0.37
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1685.47
  • Tax Year: 2024
  • Close Date: 08/11/2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Aug 1, 2025
Sold by
Smith Jeanne M and Smith William G
Bought by
Riffel Tracy Lynn
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
AMY SHEADS
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$365,000
Sold Price
$338,500
Premium/Discount to List
-$26,500
-7.26%
Views
187

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.88%
Original Mortgage
$16,925
Outstanding Balance
$16,925
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$324,778

Purchase Details

Listed on
Apr 10, 2023
Closed on
Jun 26, 2023
Sold by
Harris Robert Edward
Bought by
Smith Jeanne M and Smith William G
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
LISA PAWLINA
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$300,000
Sold Price
$315,000
Premium/Discount to List
$15,000
5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.32%

Purchase Details

Listed on
Apr 10, 2023
Closed on
May 26, 2023
Sold by
Harris Robert Edward
Bought by
Smith Jeanne M and Smith William G
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
LISA PAWLINA
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$300,000
Sold Price
$315,000
Premium/Discount to List
$15,000
5%

Purchase Details

Closed on
Aug 26, 2013
Sold by
Mauck Kenneth William and Mauck Delaine S
Bought by
Harris Robert Edward and Harris Joanne Lynne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $338,500 Westcor Land Title
Warranty Deed -- Stewart Title Guaranty Company
Warranty Deed $315,000 Stewart Title Guaranty Company
Deed $179,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $16,925 New Conventional
Open $332,368 FHA
Previous Owner $144,500 New Conventional
Previous Owner $143,200 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Sold $338,500 -1.9% $224 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
06/26/2025 06/26/25 Price Changed $345,000 -1.4% $229 / Sq Ft
05/09/2025 05/09/25 Price Changed $350,000 -2.5% $232 / Sq Ft
03/29/2025 03/29/25 Price Changed $359,000 -1.6% $238 / Sq Ft
02/07/2025 02/07/25 For Sale $365,000 +15.9% $242 / Sq Ft
06/01/2023 06/01/23 Sold $315,000 +5.0% $209 / Sq Ft
04/14/2023 04/14/23 Pending -- -- --
04/10/2023 04/10/23 For Sale $300,000 -- $199 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,333 $311,000 $30,000 $281,000
2024 $17 $199,700 $30,000 $169,700
2023 $1,685 $199,700 $30,000 $169,700
2022 $1,484 $170,600 $27,500 $143,100
2021 $1,484 $170,600 $27,500 $143,100
2020 $1,448 $156,500 $27,500 $129,000
2019 $1,448 $156,500 $27,500 $129,000
2018 $1,365 $150,500 $27,500 $123,000
2017 $1,365 $150,500 $27,500 $123,000
2016 $1,443 $157,400 $27,500 $129,900
2015 $1,264 $157,400 $27,500 $129,900
2014 $1,264 $143,600 $27,500 $116,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 660703

Bright MLS

APN: 18A-5-117