NOT LISTED FOR SALE

609 Jefferson Dr Palmyra, VA 22963

Estimated Value: $323,285 - $338,000

3 Beds
3 Baths
1,508 Sq Ft
$219/Sq Ft Est. Value

Sale Details

Date Sold: August 11, 2025

Last sale price $338,500 $224 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,052 / mo

155 Days on Market

Highlights

  • Vaulted Ceiling
  • Home Office
  • Eat-In Kitchen
  • Screened Porch
  • Skylights
  • Double Pane Windows

About This Home

As of August 2025

Seller is now offering $2,500 Closing Cost Credit to buyer with acceptable offer! This fabulous three-bedroom, three full bath home features numerous upgrades, both inside and out! Kitchen features granite countertops; recessed lighting; brand NEW Pergo flooring; new stainless-steel refrigerator; new stove top; and washer and new dryer have been relocated from garage to main level for convenience. Spilt bedroom design. Bright and open living room with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for entertaining and relaxing. Downstairs (with stair lift) includes bonus living space and full bath. Additional upgrades and improvements include: a new roof with gutter guards (2021); HVAC (2023); all new plumbing throughout the entire home (No Quest!); a new Generac whole-house generator; duct vents cleaned (2023); a French drain added at garage doors; a whole-house water filtration system; brand new Andersen windows on front of the house, and more! Attached is an oversized side-loading two-car garage with NEW lights and garage door openers. MUST SEE!

Last Agent to Sell the Property

Sarah Monceaux

COMPASS-Avenue License #0225235751 Listed on: 02/07/2025

Last Buyer's Agent

AMY SHEADS

THE HOGAN GROUP-CHARLOTTESVILLE License #0225257059

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,685

Year Built

  • Built in 1993

Lot Details

  • 16,117 Sq Ft Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $108 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • Double Pane Windows
  • Window Screens
  • Home Office
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Patio
  • Shed

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 5 117

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,685

Year Built

Built in 1993

Lot Details

0.37 Acres

HOA Fees

$108 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 5 117
  • Property Sub Type: Detached
  • LotSizeAcres: 0.37
  • Road Frontage Type: Private Road
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1300.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Finished
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 208.0
  • Interior Amenities: Primary Downstairs, Skylights, Eat-in Kitchen, Home Office, Recessed Lighting, Vaulted Ceiling(s)
  • Living Area: 1508.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Double Pane Windows, Screens, Skylight(s)

Exterior Features

  • Roof: Architectural
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Fiber Optic Available
  • Sewer: Public Sewer
  • Electric: Generator
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 108.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1993

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1685.47

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Aug 1, 2025
Sold by
Smith Jeanne M and Smith William G
Bought by
Riffel Tracy Lynn
Seller's Agent
Sarah Monceaux
COMPASS-Avenue
Buyer's Agent
AMY SHEADS
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$365,000
Sold Price
$338,500
Premium/Discount to List
-$26,500
-7.26%
Views
187
Current Estimated Value
$330,071

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,429
Avg. Annual Appreciation
-3.59%
Original Mortgage
$16,925
Outstanding Balance
$16,406
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$313,665

Purchase Details

Listed on
Apr 10, 2023
Closed on
Jun 26, 2023
Sold by
Harris Robert Edward
Bought by
Smith Jeanne M and Smith William G
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
LISA PAWLINA
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$300,000
Sold Price
$315,000
Premium/Discount to List
$15,000
5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.32%

Purchase Details

Listed on
Apr 10, 2023
Closed on
May 26, 2023
Sold by
Harris Robert Edward
Bought by
Smith Jeanne M and Smith William G
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
LISA PAWLINA
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$300,000
Sold Price
$315,000
Premium/Discount to List
$15,000
5%

Purchase Details

Closed on
Aug 26, 2013
Sold by
Mauck Kenneth William and Mauck Delaine S
Bought by
Harris Robert Edward and Harris Joanne Lynne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Riffel Tracy Lynn $338,500 Westcor Land Title
Smith Jeanne M -- Stewart Title Guaranty Company
Smith Jeanne M $315,000 Stewart Title Guaranty Company
Harris Robert Edward $179,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Riffel Tracy Lynn $16,925
Open Riffel Tracy Lynn $332,368
Previous Owner Harris Robert Edward $143,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/11/2025 08/11/25 Sold $338,500 -1.9% $224 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
06/26/2025 06/26/25 Price Changed $345,000 -1.4% $229 / Sq Ft
05/09/2025 05/09/25 Price Changed $350,000 -2.5% $232 / Sq Ft
03/29/2025 03/29/25 Price Changed $359,000 -1.6% $238 / Sq Ft
02/07/2025 02/07/25 For Sale $365,000 +15.9% $242 / Sq Ft
06/01/2023 06/01/23 Sold $315,000 +5.0% $209 / Sq Ft View Prior Sale
04/14/2023 04/14/23 Pending -- -- --
04/10/2023 04/10/23 For Sale $300,000 -- $199 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,333 $311,000 $30,000 $281,000
2024 $17 $199,700 $30,000 $169,700
2023 $1,685 $199,700 $30,000 $169,700
2022 $1,484 $170,600 $27,500 $143,100
2021 $1,484 $170,600 $27,500 $143,100
2020 $1,448 $156,500 $27,500 $129,000
2019 $1,448 $156,500 $27,500 $129,000
2018 $1,365 $150,500 $27,500 $123,000
2017 $1,365 $150,500 $27,500 $123,000
2016 $1,443 $157,400 $27,500 $129,900
2015 $1,264 $157,400 $27,500 $129,900
2014 $1,264 $143,600 $27,500 $116,100
Source: Public Records

Agents Affiliated with this Home

  • Sarah Monceaux

    Seller's Agent in 2025

    Sarah Monceaux

    COMPASS-Avenue

    (757) 262-7990

    44 in this area

    85 Total Sales

    Sarah Monceaux
    Section Image

  • A

    Buyer's Agent in 2025

    AMY SHEADS

    THE HOGAN GROUP-CHARLOTTESVILLE

  • PEGGY SHANKLIN

    Seller's Agent in 2023

    PEGGY SHANKLIN

    LONG & FOSTER - LAKE MONTICELLO

    (434) 962-2762

    91 in this area

    116 Total Sales

    PEGGY SHANKLIN
    Section Image
  • LISA PAWLINA

    Buyer's Agent in 2023

    LISA PAWLINA

    THE HOGAN GROUP-CHARLOTTESVILLE

    (434) 960-6024

    3 in this area

    50 Total Sales

    LISA PAWLINA
    Section Image
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 660703

Charlottesville area Association of Realtors®

APN: 18A-5-117

Virginia Fluvanna County Palmyra 22963

609 Jefferson Dr, Palmyra, VA

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