Carl Cempe
StartPoint Realty
(774) 504-2942
105 Total Sales
4 in Gardner
$135K - $318K Price Range
61 Lovewell St Gardner, MA 01440
Gardner Area
3
Beds
1.5
Baths
1,227
Sq Ft
6,327
Sq Ft Lot
Highlights
- Medical Services
- Property is near golf course, public transit, and schools
- Mud Room
- Colonial Architecture
- Wood Flooring
- No HOA
About This Home
As of August 2026Welcome to this charming cottage-style home featuring a covered front porch, timeless character, and warmth throughout, ideally located in a desirable South Gardner neighborhood. Filled with natural woodwork and original details, this home offers a spacious first floor with a bright living room and dining room featuring hardwood floors and built-in cabinetry. The kitchen provides ample cabinet storage and convenient access to the mudroom and half bath. A craftsman-style staircase leads to the second floor where the main bedroom features triple windows, two additional bedrooms, and a full bathroom. Outside, enjoy a detached two-car garage with generous storage above, plus a large, paved driveway offering plenty of parking. Conveniently located near parks, schools, shopping, downtown amenities, public transportation, and major routes, this home blends classic charm with everyday convenience.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,161
Year Built
- Built in 1910
Lot Details
- 6,327 Sq Ft Lot
- Property is zoned R1
Parking
- 2 Car Detached Garage
- Driveway
- Open Parking
- Off-Street Parking
Home Design
- Colonial Architecture
- Craftsman Architecture
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,227 Sq Ft Home
- Ceiling Fan
- Decorative Lighting
- Light Fixtures
- Mud Room
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Laminate
- Stone
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- Bathtub with Shower
Laundry
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Laundry in Basement
Outdoor Features
- Covered Deck
- Covered Patio or Porch
Location
- Property is near golf course, public transit, and schools
Schools
- Gardner Elementary School
- Gardner Middle School
- Gardner High School
Utilities
- No Cooling
- Central Heating
- Heating System Uses Oil
- Hot Water Heating System
- Generator Hookup
- 200+ Amp Service
- Power Generator
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 3538507
Community Details
Overview
- No Home Owners Association
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2019
Closed on
Sep 7, 2019
Sold by
Bought by
Seller's Agent
Judy Scotland
Keller Williams Realty North Central
Buyer's Agent
Lisa Durant
Coldwell Banker Realty - Leominster
List Price
$165,000
Sold Price
$185,000
Premium/Discount to List
$20,000
12.12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.44%
Original Mortgage
$144,000
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 28, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,500
Interest Rate
4.17%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 29, 2013
Closed on
Sep 4, 2013
Sold by
Bought by
Seller's Agent
Stephanie Pandiscio
Foster-Healey Real Estate
Buyer's Agent
Giovanna Graves
Central Mass Real Estate
List Price
$119,900
Sold Price
$116,000
Premium/Discount to List
-$3,900
-3.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.80%
Original Mortgage
$116,304
Interest Rate
4.75%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Gardner, MA
-
Carl Cempe
-
Christina Liberty-Grimm
Christina Liberty-Grimm
Lamacchia Realty, Inc.
(508) 770-6735
113 Total Sales
3 in Gardner
$235K - $355K Price Range
-
Chad King
Chad King
Prospective Realty INC
(978) 350-1119
34 Total Sales
2 in Gardner
$270K - $300K Price Range
-
Sonja Perpignan
Sonja Perpignan
ERA Key Realty Services- Spenc
(978) 310-0431
28 Total Sales
1 in Gardner
$355,000 Price
-
Shannon Sloane
Shannon Sloane
eXp Realty LLC - Corporate Office
(857) 567-3268
41 Total Sales
2 in Gardner
$306K - $330K Price Range
-
Maurissa Thibeault
Maurissa Thibeault
Coldwell Banker Realty Leominster MA
(978) 850-6298
124 Total Sales
10 in Gardner
$205K - $535K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $185,000 | -- | |
| Deed | -- | -- | |
| Fiduciary Deed | $116,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $144,000 | New Conventional | |
| Closed | $37,000 | Unknown | |
| Previous Owner | $111,500 | New Conventional | |
| Previous Owner | $116,304 | FHA | |
| Previous Owner | $73,000 | No Value Available | |
| Closed | $70,000 | No Value Available | |
| Closed | $65,000 | No Value Available | |
| Previous Owner | $59,900 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/07/2026 08/07/26 | Sold | $355,000 | +4.4% | $289 / Sq Ft | |
| 07/01/2026 07/01/26 | Pending | -- | -- | -- | |
| 06/24/2026 06/24/26 | For Sale | $339,900 | +83.7% | $277 / Sq Ft | |
| 09/09/2019 09/09/19 | Sold | $185,000 | +12.1% | $154 / Sq Ft | View Prior Sale |
| 07/27/2019 07/27/19 | Pending | -- | -- | -- | |
| 07/25/2019 07/25/19 | For Sale | $165,000 | 0.0% | $137 / Sq Ft | |
| 07/17/2019 07/17/19 | Pending | -- | -- | -- | |
| 07/11/2019 07/11/19 | For Sale | $165,000 | -- | $137 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $40 | $278,000 | $66,400 | $211,600 |
| 2024 | $3,873 | $258,400 | $60,400 | $198,000 |
| 2023 | $3,774 | $234,000 | $59,500 | $174,500 |
| 2022 | $3,421 | $184,000 | $45,000 | $139,000 |
| 2021 | $3,285 | $163,900 | $39,200 | $124,700 |
| 2020 | $2,872 | $145,500 | $39,200 | $106,300 |
| 2019 | $2,739 | $136,000 | $39,200 | $96,800 |
| 2018 | $2,542 | $125,400 | $39,200 | $86,200 |
| 2017 | $2,591 | $126,500 | $39,200 | $87,300 |
| 2016 | $2,415 | $118,000 | $39,200 | $78,800 |
| 2015 | $2,316 | $115,900 | $39,200 | $76,700 |
| 2014 | $2,449 | $129,800 | $43,500 | $86,300 |
Source: Public Records
Agents Affiliated with this Home
-
Brenda Albert
Seller's Agent in 2026
Brenda Albert
Laer Realty
(978) 621-3168
180 Total Sales
-
Michael McLaughlin
Seller Co-Listing Agent in 2026
Michael McLaughlin
Laer Realty
(978) 407-7911
84 Total Sales
-
Caroline Albert
Seller Co-Listing Agent in 2026
Caroline Albert
Laer Realty
(978) 534-3100
43 Total Sales
-
Kelle O'Keefe
Buyer's Agent in 2026
Kelle O'Keefe
Keller Williams Realty North Central
(603) 831-1087
172 Total Sales
-
Judy Scotland
Seller's Agent in 2019
Judy Scotland
Keller Williams Realty North Central
(978) 833-3881
28 Total Sales
-
Kathleen Radley
KR
Seller Co-Listing Agent in 2019
Kathleen Radley
Keller Williams Realty North Central
(978) 265-2359
10 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73541383
APN: GARD-000012R-000015-000025
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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