$510,000

61 Whispering Lake Dr Santa Rosa Beach, FL 32459

Estimated payment $2,947/month

Total Views 3,291
3 Beds
2 Baths
1,902 Sq Ft
$268 Price per Sq Ft

Highlights

  • Lake Front
  • Boat Dock
  • Craftsman Architecture
  • Dune Lakes Elementary School Rated A-
  • Fishing
  • Cathedral Ceiling

About This Home

Experience the Best of Waterfront Living at Whispering Lake. Located between the bay and the celebrated beaches of 30A. Welcome to this beautifully upgraded home nestled in the sought-after Whispering Lake community in Santa Rosa Beach, where waterfront living meets everyday convenience. Perfectly located just minutes from 30A, sugar-white beaches, top-rated schools, shopping, restaurants, and hospitals, this property offers the ideal blend of serenity and accessibility. Step inside to discover engineered hardwood
flooring, recessed lighting, and a cathedral ceiling that enhances the bright open feel of the living area. A tray ceiling in the primary bedroom adds dramatic appeal and enhances the bedroom's design. The kitchen is a chef's dream, complete with granite countertops, stainless steel appliances, upgraded custom cabinetry, pantry, and a spacious breakfast bar for casual dining. The primary suite is a peaceful retreat with lake views, a large walk-in closet, and a luxurious ensuite bath featuring double sinks, an oversized jacuzzi tub, and a separate shower. Privacy is prioritized with a split-bedroom floor plan, placing the primary suite away from the additional two bedrooms. Enjoy your morning coffee or unwind in the evening on the screened-in porch overlooking the lake, or take a stroll along the sidewalk of this charming neighborhood. With two community docks, you can fish, relax, or soak in the tranquil lake views. Whispering Lake boasts some of the lowest HOA fees in Santa Rosa Beach, making this property not just a home, but a smart investment in lifestyle and value. Schedule your tour today!

Listing Agent

Shaunet Nicholas

Lokation License #3425226 Listed on: 06/28/2025

Lokation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,702

Year Built

  • Built in 2013

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 65x145
  • Lake Front
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Composition Shingle Roof
  • Roof Vent Fans
  • Cement Board or Planked

Interior Spaces

  • 1,902 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Screened Porch
  • Tile Flooring
  • Lake Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Hurricane or Storm Shutters
  • Storm Windows
  • Fire and Smoke Detector

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Underground Utilities
  • Well
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 26-2S-20-33700-000-0450

Community Details

Overview

  • Association fees include accounting, land recreation, licenses/permits, management, master
  • Whispering Lake Subdivision

Recreation

  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,702

Year Built

Built in 2013

Lot Details

0

HOA Fees

$87 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 65x145
  • Subdivision Name: Whispering Lake
  • Directions: GPS Accurate: From Destin/Miramar Beach, go East on Hwy 98 past CO RD 393 to Veterans RD. Turn left onto Veterans Road and then right onto Whispering Lake Drive. Home #61 will be the 4th house on the left after turning onto Whispering Lake Drive. Home is directly on the lake.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2013
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Waterview:Lake2: Yes
  • Utilities:Underground: Yes
  • Energy:Storm Windows: Yes
  • Energy:Roof Vent: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick, Frame, Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard, Hurricane Shutters, Sprinkler System
  • Patio And Porch Features: Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Hurricane Shutters: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable, Underground
  • Water Source: Well
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Pets Allowed, Waterfront
  • Association #2 Fee: 261.44
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Licenses/Permits, Management, Master Association

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Parcel #: 26-2S-20-33700-000-0450
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1701.89
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,633 $224,583 -- --
2023 $1,633 $218,042 $0 $0
2022 $1,608 $211,691 $0 $0
2021 $1,625 $205,525 $0 $0
2020 $1,651 $263,541 $36,421 $227,120
2019 $1,597 $198,130 $0 $0
2018 $1,567 $194,436 $0 $0
2017 $1,519 $190,437 $0 $0
2016 $1,496 $186,520 $0 $0
2015 $1,508 $185,223 $0 $0
2014 $1,516 $183,753 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 Price Changed $510,000 -2.9% $268 / Sq Ft
06/28/2025 06/28/25 For Sale $525,000 +132.4% $276 / Sq Ft
04/15/2013 04/15/13 Sold $225,900 0.0% $130 / Sq Ft
02/07/2013 02/07/13 Pending -- -- --
04/30/2012 04/30/12 For Sale $225,900 -- $130 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $231,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,300 New Conventional
Closed $70,000 No Value Available
Closed $47,500 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 979786

Emerald Coast Association of REALTORS®

APN: 26-2S-20-33700-000-0450