NOT LISTED FOR SALE

610 Ridgeway Dr Belmont, NC 28012

Estimated Value: $432,000 - $449,000

4 Beds
2.5 Baths
2,255 Sq Ft
$195/Sq Ft Est. Value

Last Sold December 08, 2021

Last sale price $342,500 $152 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $2,745/month

26 Days on Market

Highlights

  • In Ground Pool
  • Traditional Architecture
  • Tile Flooring
  • Belmont Central Elementary School Rated A-
  • Recreation Facilities
  • Wood Burning Fireplace

About This Home

As of December 2021

Beautiful Quiet Community With No HOA! Live on The Riverlink Greenway. Just a Short Walk or Golf Cart Ride to Goat Island Park & Downtown Cramerton. Access to the Greenway is Adjacent to this home. Enjoy a Dip in Your Pool or Relax on The Screened Porch. Spacious Four Bed / 2.5 Bath Home is Move-in-Ready. Fall is the Perfect Time to Enjoy the Park and Downtown Cramerton.

Last Agent to Sell the Property

Dale Stephenson

Lake Norman Realty, Inc. License #191867 Listed on: 10/13/2021

Lake Norman Realty, Inc.

Last Buyer's Agent

Helen-Alyona Harp

Keller Williams Ballantyne Area License #298217

Keller Williams Ballantyne Area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • 0.4

Home Design

  • Traditional Architecture

Interior Spaces

  • Wood Burning Fireplace

Flooring

  • Laminate
  • Tile

Pool

  • In Ground Pool

Community Details

  • Recreation Facilities
  • Community Playground

Listing and Financial Details

  • Assessor Parcel Number 195188

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Property Sub Type: Split Foyer
  • Architectural Style: Traditional
  • Ratio Close Price By List Price: 0.98138
  • Ratio Close Price By Original Li: 0.98138
  • Ratio Current Price By Acre: 856250.00
  • Ratio Current Price By Sq Ft: 151.88
  • Year Built: 1978
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Total Bedrooms: 4
  • Equipment: Ceiling Fan(s), Dishwasher, Disposal, Electric Range, Ice Maker Connection, Microwave
  • Fireplace Description: Den, Wood Burning
  • Fireplace: Yes
  • Flooring: Laminate Wood, Tile
  • Laundry Location: Lower, Laundry Room
  • Room Count: 2
  • Sq Ft Basement: 1100
  • Main Level Sq Ft: 1155
  • Total Sq Ft: 2255
  • Sq Ft Unheated Basement: 56
  • Sq Ft Unheated Total: 56

Exterior Features

  • Construction: Brick Full
  • Construction Type: Site Built
  • Exterior Features: Pool-In-Ground

Garage/Parking

  • Driveway: Concrete
  • Parking: Parking Space - 2

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Playground, Recreation Area

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified
  • Middle Or Junior School: Unspecified

Lot Info

  • Lot Size Area: 0.400
  • Parcel Number: 195188
  • Zoning Specification: R1

Tax Info

  • Tax Value: 167300.00
  • Tax Location: Cramerton

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2021
Closed on
Dec 8, 2021
Sold by
Ham Chad D and Ham Michelle D
Bought by
Zaytsev Ravim Sergeyevich and Zaytsev Kristina
Seller's Agent
Dale Stephenson
Lake Norman Realty, Inc.
Buyer's Agent
Helen-Alyona Harp
Keller Williams Ballantyne Area
List Price
$349,000
Sold Price
$342,500
Premium/Discount to List
-$6,500
-1.86%
Current Estimated Value
$439,392

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,892
Avg. Annual Appreciation
6.95%
Original Mortgage
$308,250
Outstanding Balance
$283,604
Interest Rate
2.98%
Mortgage Type
New Conventional
Estimated Equity
$155,788

Purchase Details

Closed on
Apr 15, 2011
Sold by
Muncrief Heather Diane
Bought by
Muncrief Harold G

Purchase Details

Closed on
Apr 18, 2008
Sold by
Helms Bradford L and Helms Christina
Bought by
Muncrief Harold G and Muncrief Heather Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,439
Interest Rate
6.03%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 18, 2005
Sold by
Macaluso Debra L and Macaluso Ricky
Bought by
Helms Bradford L and Helms Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 16, 2004
Sold by
Stw Holdings Llc
Bought by
Macaluso Debra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,500
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 4, 2004
Sold by
Humphries Debra J
Bought by
Stw Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,500
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zaytsev Ravim Sergeyevich $342,500 Mcnaught & Clements Pllc
Muncrief Harold G -- None Available
Muncrief Harold G $199,000 None Available
Helms Bradford L $160,000 --
Macaluso Debra L $122,000 --
Stw Holdings Llc $108,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zaytsev Ravim Sergeyevich $308,250
Previous Owner Muncrief Harold G $197,439
Previous Owner Helms Bradford Lee $28,500
Previous Owner Helms Bradford L $152,000
Previous Owner Helms Bradford L $28,500
Previous Owner Helms Bradford L $160,000
Previous Owner Macaluso Debra L $115,500
Previous Owner Stw Holdings Llc $104,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/08/2021 12/08/21 Sold $342,500 -1.9% $152 / Sq Ft
11/09/2021 11/09/21 Pending -- -- --
11/01/2021 11/01/21 For Sale $349,000 +1.9% $155 / Sq Ft
10/18/2021 10/18/21 Off Market $342,500 -- --
10/13/2021 10/13/21 For Sale $349,000 -- $155 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,209 $409,030 $38,000 $371,030
2024 $4,229 $409,030 $38,000 $371,030
2023 $4,315 $409,030 $38,000 $371,030
2022 $2,150 $167,300 $31,000 $136,300
2021 $2,183 $167,300 $31,000 $136,300
2019 $2,200 $167,300 $31,000 $136,300
2018 $2,136 $158,803 $28,800 $130,003
2017 $2,136 $158,803 $28,800 $130,003
2016 $2,136 $158,803 $0 $0
2014 $1,985 $147,596 $30,000 $117,596
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3790566

Canopy MLS (Canopy Realtor® Association)

APN: 195188