$245,000
SOLD JUN 16, 2025
3 Beds
2 Baths
1,165 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • Backs to Open Ground
  • Open Floorplan
  • Partially Wooded Lot
  • Cathedral Ceiling

About This Home

As of June 2025

**Accepted Offer - Still Showing for Backup Offers** Enjoy peaceful waterfront living at 6114 Picacho Drive in the desirable Cottonwood Lake community! This recently restyled ranch backs up to a beautiful 10-acre pond and offers a serene wooded lot with your very own private pier—perfect for fishing or simply unwinding by the water. Inside, fresh paint, luxury vinyl plank flooring and new blinds throughout gives the home a bright, refreshed feel. The kitchen has been updated with new countertops and offers a cozy spot to enjoy your morning coffee. The split-bedroom floorplan offers privacy, and the fireplace adds warmth and charm to the living space. And don't miss the heated garage for those winter projects you've always wanted to tackle! Despite feeling tucked away in nature, you're just minutes from shopping, restaurants, the library, and hospitals—giving you the best of both worlds. Out your back door, it feels like you’re a world away from the hustle and bustle. With 3 bedrooms, pond views from nearly every room, and a layout designed for both comfort and function, this move-in-ready home is a rare find. Grab your fishing rods and get ready to enjoy lake life right from your backyard!

Last Agent to Sell the Property

Linda Williams

Coldwell Banker Real Estate Gr Brokerage Phone: 260-615-2290 Listed on: 05/13/2025

Coldwell Banker Real Estate Gr

Last Buyer's Agent

LYLA MOODY

American Dream Team Real Estate Brokers

American Dream Team Real Estate Brokers

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,359

Year Built

  • Built in 1996

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 70x100
  • Waterfront
  • Backs to Open Ground
  • Chain Link Fence
  • Partially Wooded Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 1,165 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Shambaugh Elementary School
  • Jefferson Middle School
  • Northrop High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Cottonwood Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-08-03-105-006.000-063

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,359

Year Built

Built in 1996

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1996
  • Style: One Story
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Cottonwood Lake, Section 3, Lot 173
  • Parcel Number ID: 02-08-03-105-006.000-063
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Open Floor Plan, Porch Covered, Split Br Floor Plan
  • Section Number: 3
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1165
  • Total Finished Sq Ft: 1165
  • Above Grade Finished Sq Ft: 1165
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 20x13, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Bedroom 1: Dimensions: 16x12, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 11x9, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x20
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx5, On Level: 6
  • Water Type: Pond

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 100
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Shambaugh

Lot Info

  • Lot Description: Partially Wooded, Waterfront
  • Lot Dimensions: 70x100
  • Estimated Lot Sq Ft: 6970
  • Estimated Lot Size Acres: 0.16
  • Lot Number: 173

Tax Info

  • Annual Taxes: 1359.24

MLS Schools

  • High School: Northrop
  • Middle School: Jefferson
  • School District: Fort Wayne Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2025
Closed on
Jun 13, 2025
Sold by
Davis Jack A
Bought by
Madan Serghei
Seller's Agent
Linda Williams
Coldwell Banker Real Estate Gr
Buyer's Agent
LYLA MOODY
American Dream Team Real Estate Brokers
List Price
$239,900
Sold Price
$245,000
Premium/Discount to List
$5,100
2.13%
Views
57
Current Estimated Value
$248,076

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,076
Avg. Annual Appreciation
2.48%
Original Mortgage
$196,000
Outstanding Balance
$195,492
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$52,584

Purchase Details

Closed on
Mar 23, 2023
Sold by
Ruth Jack A and Ruth Ann
Bought by
Davis Jack A

Purchase Details

Listed on
Sep 16, 2022
Closed on
Oct 21, 2022
Sold by
Workman Anthony D and Workman Robin S
Bought by
Jack A Davis And Ruth Ann Davis Revocable Liv
Seller's Agent
Rob Harris
RE/MAX Results
Buyer's Agent
Linda Williams
Coldwell Banker Real Estate Gr
List Price
$199,900
Sold Price
$190,000
Premium/Discount to List
-$9,900
-4.95%
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Deed -- --
Warranty Deed -- Metropolitan Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/16/2025 06/16/25 Sold $245,000 +2.1% $210 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $239,900 +26.3% $206 / Sq Ft
10/21/2022 10/21/22 Sold $190,000 +0.1% $163 / Sq Ft View Prior Sale
10/06/2022 10/06/22 Pending -- -- --
09/26/2022 09/26/22 Price Changed $189,900 -5.0% $163 / Sq Ft
09/19/2022 09/19/22 For Sale $199,900 -- $172 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,334 $222,500 $28,000 $194,500
2024 $1,272 $202,600 $28,000 $174,600
2022 $1,061 $166,000 $28,000 $138,000
2021 $929 $140,800 $17,200 $123,600
2020 $843 $132,100 $17,200 $114,900
2019 $739 $119,000 $17,200 $101,800
2018 $598 $104,500 $17,200 $87,300
2017 $478 $93,300 $17,200 $76,100
2016 $491 $93,700 $17,200 $76,500
2014 $418 $87,600 $17,200 $70,400
2013 $406 $87,000 $17,200 $69,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202517501

Indiana Regional MLS

APN: 02-08-03-105-006.000-063