NOT LISTED FOR SALE

Estimated Value: $241,123

3 Beds
2 Baths
1,165 Sq Ft
$207/Sq Ft Est. Value

Sale Details

Date Sold: June 16, 2025

Last sale price $245,000 $210 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,451 / mo

2 Days on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • Cathedral Ceiling
  • Open Floorplan
  • Partially Wooded Lot
  • Covered Patio or Porch

About This Home

As of June 2025

**Accepted Offer - Still Showing for Backup Offers** Enjoy peaceful waterfront living at 6114 Picacho Drive in the desirable Cottonwood Lake community! This recently restyled ranch backs up to a beautiful 10-acre pond and offers a serene wooded lot with your very own private pier—perfect for fishing or simply unwinding by the water. Inside, fresh paint, luxury vinyl plank flooring and new blinds throughout gives the home a bright, refreshed feel. The kitchen has been updated with new countertops and offers a cozy spot to enjoy your morning coffee. The split-bedroom floorplan offers privacy, and the fireplace adds warmth and charm to the living space. And don't miss the heated garage for those winter projects you've always wanted to tackle! Despite feeling tucked away in nature, you're just minutes from shopping, restaurants, the library, and hospitals—giving you the best of both worlds. Out your back door, it feels like you’re a world away from the hustle and bustle. With 3 bedrooms, pond views from nearly every room, and a layout designed for both comfort and function, this move-in-ready home is a rare find. Grab your fishing rods and get ready to enjoy lake life right from your backyard!

Last Agent to Sell the Property

Linda Williams

Coldwell Banker Real Estate Gr Brokerage Phone: 260-615-2290 Listed on: 05/13/2025

Coldwell Banker Real Estate Gr

Last Buyer's Agent

LYLA MOODY

ADT Realty

ADT Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,359

Year Built

  • Built in 1996

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 70x100
  • Waterfront
  • Chain Link Fence
  • Partially Wooded Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 1,165 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room with Fireplace
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Shambaugh Elementary School
  • Jefferson Middle School
  • Northrop High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Cottonwood Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-08-03-105-006.000-063

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,359

Year Built

Built in 1996

Lot Details

6,970 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1996
  • Style: One Story
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Cottonwood Lake, Section 3, Lot 173
  • Parcel Number ID: 02-08-03-105-006.000-063
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Open Floor Plan, Porch Covered, Split Br Floor Plan
  • Section Number: 3
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1165
  • Total Finished Sq Ft: 1165
  • Above Grade Finished Sq Ft: 1165
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 20x13, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Bedroom 1: Dimensions: 16x12, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 11x9, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None
  • Fence: Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x20
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx5, On Level: 6
  • Water Type: Pond

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 100
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Shambaugh

Lot Info

  • Lot Description: Partially Wooded, Waterfront
  • Lot Dimensions: 70x100
  • Estimated Lot Sq Ft: 6970
  • Estimated Lot Size Acres: 0.16
  • Lot Number: 173

Tax Info

  • Annual Taxes: 1359.24

MLS Schools

  • High School: Northrop
  • Middle School: Jefferson
  • School District: Fort Wayne Community

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2025
Closed on
Jun 13, 2025
Sold by
Bought by
Seller's Agent
Linda Williams
Coldwell Banker Real Estate Gr
Buyer's Agent
LYLA MOODY
ADT Realty
List Price
$239,900
Sold Price
$245,000
Premium/Discount to List
$5,100
2.13%
Views
57
Current Estimated Value
$241,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,877
Avg. Annual Appreciation
-1.40%
Original Mortgage
$196,000
Outstanding Balance
$193,915
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$47,208

Purchase Details

Closed on
Mar 23, 2023
Sold by
Bought by

Purchase Details

Closed on
Oct 21, 2022
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- --
-- Metropolitan Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $196,000
Previous Owner $120,000
Previous Owner $60,000
Previous Owner $75,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/16/2025 06/16/25 Sold $245,000 +2.1% $210 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $239,900 -- $206 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,396 $222,500 $28,000 $194,500
2024 $1,272 $202,600 $28,000 $174,600
2022 $1,061 $166,000 $28,000 $138,000
2021 $929 $140,800 $17,200 $123,600
2020 $843 $132,100 $17,200 $114,900
2019 $739 $119,000 $17,200 $101,800
2018 $598 $104,500 $17,200 $87,300
2017 $478 $93,300 $17,200 $76,100
2016 $491 $93,700 $17,200 $76,500
2014 $418 $87,600 $17,200 $70,400
2013 $406 $87,000 $17,200 $69,800
Source: Public Records

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Map

Source: Indiana Regional MLS

MLS Number: 202517501

Indiana Regional MLS

APN: 02-08-03-105-006.000-063

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