NOT LISTED FOR SALE

Estimated Value: $726,000 - $814,000

4 Beds
5 Baths
4,097 Sq Ft
$189/Sq Ft Est. Value

Last Sold December 18, 2020

Last sale price $477,500 $117 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $5,736/month

204 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Traditional Architecture
  • Munhall Elementary School Rated A
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of December 2020

Stunning St. Charles estate on a large, private lot! Grand two-story foyer enters you to the home showcasing a curved staircase and dazzling chandelier. Formal dining room accented by chair rail and large bay window. Exquisite kitchen with granite countertops, detailed cabinetry, stainless steel appliances, and center island with breakfast bar. Gorgeous turret eating area features skylights and a vaulted ceiling and is lined with arched windows. Family room boasts a vaulted and beamed ceiling, skylights, a stately floor-to-ceiling stone fireplace, and spiral staircase leading to the second floor catwalk. Family room also exits to the beautiful deck and large backyard. Main level also includes the formal living room, an office, a mud room, and a full bath. Luxurious master suite with vaulted ceiling, his & hers walk-in closets, and spa-like master bath with vaulted ceiling, skylights, dual vanities, step-in shower and whirlpool tub. 2nd and 3rd bedrooms share a Jack & Jill bath. Completing the second floor is the 4th bedroom and a full hall bath. Finished basement offers even more living space with a billiards room, exercise room, play room, bonus room, game room, laundry room, and full bath! Outside, the grand circular driveway leads to an attached 3-car garage with epoxy flooring and a Nema 14-50 electric car charger. Perfectly located in a quiet neighborhood, and close to historic downtown St. Charles with shopping, dining, entertainment, and more! Highly-rated St. Charles District #303 schools. This home truly has it all!

Last Agent to Sell the Property

Kari Kohler

Coldwell Banker Realty License #475129019 Listed on: 03/31/2020

Coldwell Banker Realty

Last Buyer's Agent

Wayne Hayes

Keller Williams Innovate License #475166203

Keller Williams Innovate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,317

Year Built

  • 1989

Lot Details

  • 0.56

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Circular Driveway
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Tile Roof

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Fireplace With Gas Starter
  • Mud Room
  • Entrance Foyer
  • Breakfast Room
  • Home Office
  • Bonus Room
  • Game Room
  • Play Room
  • Storage Room
  • Home Gym
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Deck
  • Landscaped Professionally

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,317

Year Built

1989

Lot Details

0

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 31-40 Years
  • Full Bathrooms: 5
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 5
  • Total Sq Ft: 4097
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1989
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 5558
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1989

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, 1st Floor Full Bath
  • Number Of Rooms: 14
  • Living Room: Dimensions: 16X14, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, Water-Softener Owned, Security System, Intercom, CO Detectors, Ceiling Fan, Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Radon Mitigation System(s)
  • Fireplace Details: Gas Starter
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 18X8, On Level: Basement, Flooring: Wood Laminate, Windows: None
  • Dining Room: Dimensions: 18X14, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 26X15, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Walk-in
  • Additional Rooms: Office, Breakfast Room, Foyer, Mud Room, Exercise Room, Play Room, Game Room, Bonus, Storage
  • Master Bedroom: Dimensions: 18X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Office, Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 2 Name: Breakfast Rm, Dimensions: 14X14, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Bedroom 2: Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Additional Room 3 Name: Foyer, Dimensions: 13X13, On Level: Main Level, Flooring: Wood Laminate
  • Bedroom 3: Dimensions: 31X17, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 4 Name: Mud, Dimensions: 10X6, On Level: Main Level, Flooring: Wood Laminate, Windows: Blinds
  • Bedroom 4: Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet, Windows: Curtains/Drapes
  • Additional Room 5 Name: Exercise Rm, Dimensions: 16X13, On Level: Basement, Flooring: Carpet
  • Additional Room 6 Name: Playroom, Dimensions: 14X13, On Level: Basement, Flooring: Carpet
  • Additional Room 7 Name: Game Rm, Dimensions: 26X21, On Level: Basement, Flooring: Carpet
  • Additional Room 8 Name: Bonus, Dimensions: 18X13, On Level: Basement, Flooring: Carpet
  • Additional Room 9 Name: Bar, Dimensions: 14X14, On Level: Basement, Flooring: Hardwood
  • Additional Room 10 Name: Storage, Dimensions: 18X10, On Level: Basement, Flooring: Other
  • Estimated Sq Ft: 4097
  • Estimated Total Finished Sq Ft: 5558
  • Basement Sq Ft: 1461
  • Basement Finished Sq Ft: 1461
  • Main Level Sq Ft: 4097
  • Dining Room Type: Separate
  • Family Room: Dimensions: 23X17, On Level: Main Level, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: .50-.99 Acre
  • Exterior Building Type: Brick
  • Roof Type: Tile
  • Exterior Property Features: Deck
  • Acreage: 0.568

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt, Circular
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air, Zoned
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air, Zoned

Condo/Co-op/Association

  • Assessed Sq Ft: 4097

Schools

  • School District: 303
  • Elementary School: Munhall Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles East High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 24729
  • Lot Description: Landscaped Professionally
  • Parcel Identification Number: 0927276027

Tax Info

  • Taxes: 15008.76

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 6, 2022
Sold by
Gaertner Gregory D and Gaertner Jennifer A
Bought by
Jennifer Ann Gaertner Revocable Living Trust and Gregory David Gaertner Revocable Living Trust
Total Days on Market
204
Current Estimated Value
$772,745

Purchase Details

Listed on
Mar 31, 2020
Closed on
Nov 17, 2020
Sold by
Humayun Syed Muhammad U and Usman Nida
Bought by
Gaertner Gregory D and Gaertner Jennifer A
Seller's Agent
Kari Kohler
Coldwell Banker Realty
Buyer's Agent
Wayne Hayes
Keller Williams Innovate
List Price
$525,000
Sold Price
$477,500
Premium/Discount to List
-$47,500
-9.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.86%
Original Mortgage
$382,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 13, 2016
Closed on
Mar 23, 2017
Sold by
Rao Bhaskar U and Rao Bharthi B
Bought by
Nida Humayun Syed Muhammad U and Nida Usman
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Sheikh Amanullah
Guidance Realty
List Price
$500,000
Sold Price
$470,000
Premium/Discount to List
-$30,000
-6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.42%
Original Mortgage
$423,000
Interest Rate
4.16%
Mortgage Type
Commercial

Purchase Details

Closed on
Jul 2, 1996
Sold by
Firstar Bank Illinois
Bought by
Rao Bhaskar U and Rao Bharthi B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
8.18%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jennifer Ann Gaertner Revocable Living Trust -- --
Gaertner Gregory D $477,500 Stewart Title
Nida Humayun Syed Muhammad U $470,000 None Available
Rao Bhaskar U -- Greater Illinois Title Compa
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gregory David Gaertner Revocab $90,000
Previous Owner Gaertner Gregory D $382,000
Previous Owner Nida Humayun Syed Muhammad U $423,000
Previous Owner Rao Bharathi B $250,000
Previous Owner Rao Bhaskar U $105,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/18/2020 12/18/20 Sold $477,500 -1.5% $117 / Sq Ft
10/21/2020 10/21/20 Pending -- -- --
08/28/2020 08/28/20 Price Changed $485,000 -2.0% $118 / Sq Ft
07/07/2020 07/07/20 Price Changed $495,000 -1.0% $121 / Sq Ft
05/19/2020 05/19/20 Price Changed $500,000 -4.8% $122 / Sq Ft
03/31/2020 03/31/20 For Sale $525,000 +11.7% $128 / Sq Ft
03/23/2017 03/23/17 Sold $470,000 -3.1% $115 / Sq Ft
01/05/2017 01/05/17 Pending -- -- --
12/19/2016 12/19/16 Price Changed $485,000 -3.0% $118 / Sq Ft
11/03/2016 11/03/16 For Sale $500,000 +6.4% $122 / Sq Ft
10/05/2016 10/05/16 Off Market $470,000 -- --
08/13/2016 08/13/16 Price Changed $460,000 -3.2% $112 / Sq Ft
07/13/2016 07/13/16 For Sale $475,000 -- $116 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,317 $254,754 $44,688 $210,066
2023 $17,608 $228,008 $39,996 $188,012
2022 $16,057 $204,874 $47,001 $157,873
2021 $15,438 $195,285 $44,801 $150,484
2020 $15,279 $191,644 $43,966 $147,678
2019 $15,009 $187,849 $43,095 $144,754
2018 $15,182 $189,036 $42,302 $146,734
2017 $15,205 $192,471 $40,856 $151,615
2016 $15,961 $185,711 $39,421 $146,290
2015 -- $170,959 $38,996 $131,963
2014 -- $171,412 $38,996 $132,416
2013 -- $179,811 $39,386 $140,425
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10680403

Midwest Real Estate Data (MRED)

APN: 09-27-276-027