Seller's Agent in 2025
Paul Chadwick
Baird Warner
(630) 802-9406
7 in this area
141 Total Sales
615 Cedar St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
3
Beds
3
Baths
1,700
Sq Ft
7,841
Sq Ft Lot
Highlights
- Landscaped Professionally
- Wood Flooring
- Formal Dining Room
- Lincoln Elementary School Rated A
- Sitting Room
- 2-minute walk to Lincoln Park
About This Home
As of October 2025Gorgeous, updated home in the heart of downtown St. Charles! Enjoy walkability to parks, schools, festivals, shops, and restaurants from this charming property nestled on a beautifully landscaped lot with a fenced backyard and patio. An inviting enclosed front porch with flagstone flooring welcomes you into a light-filled home with windows on all four sides and tasteful neutral decor. Inside, you'll find a warm blend of original character and modern updates. The living room features a cozy fireplace and built-in bookcases, while the formal dining room offers a built-in hutch and refinished hardwood floors. The spacious kitchen opens to a large family room addition-perfect for entertaining. Upstairs, hardwood floors continue through generous bedrooms, including a primary suite with sitting room and brand-new ensuite bath (2024) featuring Kohler fixtures and a tankless water heater with recirculating line. Additional updates include: partial remodel of the 2nd floor bath (2025), new carpet in bonus room (2025), updated lighting throughout (2023-2024), and a remodeled main-floor full bath (2025). Enjoy peace of mind with newer forced air heat (2023), central air (2022), upgraded insulation (2023), and a 1.5" copper water main (2024). Radiators have been removed, making way for efficient modern comfort. Exterior highlights include a newer roof (2011), LeafFilter gutter guards, mostly newer Feldco windows, dual garage door openers (2023), a wood privacy fence (2022), decorative stone (2025), native parkway plantings, and extensive landscape improvements (2021-2025). Full unfinished basement, 2-car garage, and plenty of off-street parking. Truly move-in ready with thoughtful updates, timeless style, and a location that can't be beat-this is the one you've been waiting for!
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #471002108 Listed on: 08/21/2025
Last Buyer's Agent
@properties Christie's International Real Estate License #475124828
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,106
Year Built
- Built in 1925
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 67x119
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
Interior Spaces
- 1,700 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Screens
- Family Room
- Living Room with Fireplace
- Sitting Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Patio
Utilities
- Heating System Uses Steam
- Satellite Dish
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Sep 26, 2025
Sold by
Bray John R and Bray Jessica
Bought by
Dandrea Michael and Wais Sarah
Seller's Agent
Paul Chadwick
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Mark Plunkett
@properties Christie's International Real Estate
List Price
$435,000
Sold Price
$445,000
Premium/Discount to List
$10,000
2.3%
Views
39
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-65.88%
Original Mortgage
$378,250
Outstanding Balance
$378,250
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$48,015
Purchase Details
Listed on
Oct 12, 2018
Closed on
Dec 5, 2018
Sold by
Schwendner Lee G and Schwendner Carleen L
Bought by
Bray John R
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Jeri Skelton
Baird & Warner Fox Valley - Geneva
List Price
$245,000
Sold Price
$245,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.16%
Original Mortgage
$232,750
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 1994
Sold by
Schwendner Lee G and Schwendner Carleen L
Bought by
Schwendner Lee G and Schwendner Carleen L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | First American Title | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $232,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $445,000 | +2.3% | $262 / Sq Ft | |
| 08/24/2025 08/24/25 | Pending | -- | -- | -- | |
| 08/21/2025 08/21/25 | For Sale | $435,000 | +77.6% | $256 / Sq Ft | |
| 12/11/2018 12/11/18 | Sold | $245,000 | 0.0% | $144 / Sq Ft | View Prior Sale |
| 10/14/2018 10/14/18 | Pending | -- | -- | -- | |
| 10/12/2018 10/12/18 | For Sale | $245,000 | -- | $144 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,398 | $94,185 | $26,068 | $68,117 |
| 2023 | $6,106 | $84,297 | $23,331 | $60,966 |
| 2022 | $5,962 | $79,835 | $25,308 | $54,527 |
| 2021 | $5,717 | $76,099 | $24,124 | $51,975 |
| 2020 | $5,568 | $73,651 | $23,674 | $49,977 |
| 2019 | $5,463 | $72,192 | $23,205 | $48,987 |
| 2018 | $5,193 | $68,611 | $22,779 | $45,832 |
| 2017 | $5,050 | $66,265 | $22,000 | $44,265 |
| 2016 | $5,293 | $63,937 | $21,227 | $42,710 |
| 2015 | -- | $59,946 | $20,998 | $38,948 |
| 2014 | -- | $58,270 | $20,998 | $37,272 |
| 2013 | -- | $59,959 | $21,208 | $38,751 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Chadwick
-
Lisa Schutz
Seller Co-Listing Agent in 2025
Lisa Schutz
Baird Warner
(630) 205-2162
7 in this area
128 Total Sales
-
Mark Plunkett
Buyer's Agent in 2025
Mark Plunkett
@ Properties
(630) 384-9084
1 in this area
71 Total Sales
-
Matt Kombrink
Seller's Agent in 2018
Matt Kombrink
One Source Realty
(630) 803-8444
33 in this area
920 Total Sales
-
J
Buyer's Agent in 2018
Jeri Skelton
Baird Warner
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12427835
APN: 09-28-481-002
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