Seller's Agent in 2025
Paul Chadwick
Baird Warner
(630) 802-9406
8 in this area
115 Total Sales
615 Cedar St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $408,000 - $475,000
3
Beds
3
Baths
1,700
Sq Ft
$266/Sq Ft
Est. Value
Highlights
- Landscaped Professionally
- Wood Flooring
- Formal Dining Room
- Lincoln Elementary School Rated A
- Sitting Room
- 2-minute walk to Lincoln Park
About This Home
As of October 2025Gorgeous, updated home in the heart of downtown St. Charles! Enjoy walkability to parks, schools, festivals, shops, and restaurants from this charming property nestled on a beautifully landscaped lot with a fenced backyard and patio. An inviting enclosed front porch with flagstone flooring welcomes you into a light-filled home with windows on all four sides and tasteful neutral decor. Inside, you'll find a warm blend of original character and modern updates. The living room features a cozy fireplace and built-in bookcases, while the formal dining room offers a built-in hutch and refinished hardwood floors. The spacious kitchen opens to a large family room addition-perfect for entertaining. Upstairs, hardwood floors continue through generous bedrooms, including a primary suite with sitting room and brand-new ensuite bath (2024) featuring Kohler fixtures and a tankless water heater with recirculating line. Additional updates include: partial remodel of the 2nd floor bath (2025), new carpet in bonus room (2025), updated lighting throughout (2023-2024), and a remodeled main-floor full bath (2025). Enjoy peace of mind with newer forced air heat (2023), central air (2022), upgraded insulation (2023), and a 1.5" copper water main (2024). Radiators have been removed, making way for efficient modern comfort. Exterior highlights include a newer roof (2011), LeafFilter gutter guards, mostly newer Feldco windows, dual garage door openers (2023), a wood privacy fence (2022), decorative stone (2025), native parkway plantings, and extensive landscape improvements (2021-2025). Full unfinished basement, 2-car garage, and plenty of off-street parking. Truly move-in ready with thoughtful updates, timeless style, and a location that can't be beat-this is the one you've been waiting for!
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #471002108 Listed on: 08/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,106
Year Built
- Built in 1925
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 67x119
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Cedar
Interior Spaces
- 1,700 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Screens
- Family Room
- Living Room with Fireplace
- Sitting Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Screened Patio
Utilities
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Steam
- Satellite Dish
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Sep 26, 2025
Sold by
Bought by
Seller's Agent
Paul Chadwick
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Mark Plunkett
@properties Christies International Real Estate
List Price
$435,000
Sold Price
$445,000
Premium/Discount to List
$10,000
2.3%
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,602
Avg. Annual Appreciation
2.07%
Original Mortgage
$378,250
Outstanding Balance
$378,250
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$73,352
Purchase Details
Listed on
Oct 12, 2018
Closed on
Dec 5, 2018
Sold by
Bought by
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Jeri Skelton
Baird & Warner Fox Valley - Geneva
List Price
$245,000
Sold Price
$245,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.16%
Original Mortgage
$232,750
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 1994
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | None Listed On Document | ||
| $245,000 | First American Title | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $378,250 | ||
| Previous Owner | $232,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $445,000 | +2.3% | $262 / Sq Ft | |
| 08/24/2025 08/24/25 | Pending | -- | -- | -- | |
| 08/21/2025 08/21/25 | For Sale | $435,000 | +77.6% | $256 / Sq Ft | |
| 12/11/2018 12/11/18 | Sold | $245,000 | 0.0% | $144 / Sq Ft | View Prior Sale |
| 10/14/2018 10/14/18 | Pending | -- | -- | -- | |
| 10/12/2018 10/12/18 | For Sale | $245,000 | -- | $144 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,398 | $94,185 | $26,068 | $68,117 |
| 2023 | $6,106 | $84,297 | $23,331 | $60,966 |
| 2022 | $5,962 | $79,835 | $25,308 | $54,527 |
| 2021 | $5,717 | $76,099 | $24,124 | $51,975 |
| 2020 | $5,568 | $73,651 | $23,674 | $49,977 |
| 2019 | $5,463 | $72,192 | $23,205 | $48,987 |
| 2018 | $5,193 | $68,611 | $22,779 | $45,832 |
| 2017 | $5,050 | $66,265 | $22,000 | $44,265 |
| 2016 | $5,293 | $63,937 | $21,227 | $42,710 |
| 2015 | -- | $59,946 | $20,998 | $38,948 |
| 2014 | -- | $58,270 | $20,998 | $37,272 |
| 2013 | -- | $59,959 | $21,208 | $38,751 |
Source: Public Records
Agents Affiliated with this Home
-
Paul Chadwick
-
Lisa Schutz
Seller Co-Listing Agent in 2025
Lisa Schutz
Baird Warner
(630) 205-2162
8 in this area
108 Total Sales
-
Mark Plunkett
Buyer's Agent in 2025
Mark Plunkett
@ Properties
(630) 384-9084
1 in this area
64 Total Sales
-
Matt Kombrink
Seller's Agent in 2018
Matt Kombrink
One Source Realty
(630) 803-8444
31 in this area
931 Total Sales
-
J
Buyer's Agent in 2018
Jeri Skelton
Baird Warner
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12427835
APN: 09-28-481-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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