R
Seller's Agent in 2020
Robert Biggins
ERA Reardon Realty
(269) 849-6648
5 in this area
38 Total Sales
615 Cliff St Saint Joseph, MI 49085
Estimated Value: $374,000 - $464,000
5
Beds
2
Baths
2,400
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Deck
- Traditional Architecture
- 2 Car Detached Garage
- Upton Middle School Rated A
- Wood Flooring
- Cul-De-Sac
About This Home
As of August 2020Not a hair out of place – that's what describes this recently updated St. Joseph listing. This property is truly an indoor & outdoor paradise across the street from a nature filled ravine conveniently located in the City of St. Joe. Regardless where you look, well-crafted, thoughtful improvements are just a glance away on this 5 bedroom, home office, 2 full bath with finished basement home. From the custom fabricated barn doors to the back-yard deck and boardwalk craftsman touches abound while fresh and new is the theme. Just a touch of the upgrades include new lighting, counter tops, stainless steel appliances, carpet/padding, garage and exterior steel doors, 200 AMP electrical system, to make a few. To many to mention, see attached 615 Cliff St. List of Upgrades under documents. Although not obviously visible, much has been done to preserve home and garage foundation integrity. This was done by trucking in topsoil to back fill and grade around buildings and yard, installing gutters and industrial downspouts to handle high volume rain events and eloquently channeling water away from foundations by underground drainage systems. The improvements on this property have been prioritized to ensure longevity sparing little expense. According to previous listing, previous owners installed B-Dry basement water proofing system in 1998. Basement has a discrete sump system for any required water evacuation.
Sprinkler System Does Work.
Last Agent to Sell the Property
ERA Reardon Realty License #6501422354 Listed on: 06/12/2020
Co-Listed By
James Rhodes
ERA Reardon Realty License #6501302836
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,900
Year Built
- Built in 1920
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 44 x 146
- Cul-De-Sac
- Shrub
- Sprinkler System
- Garden
- Back Yard Fenced
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Replacement Windows
- Window Treatments
- Living Room with Fireplace
- Basement Fills Entire Space Under The House
- Attic Fan
Kitchen
- Oven
- Cooktop
- Microwave
- Dishwasher
- Trash Compactor
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
- Porch
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
Overview
- Property has a Home Owners Association
- Property is near a ravine
Amenities
- Community Storage Space
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2020
Closed on
Aug 11, 2020
Sold by
Biggin Robert and Biggins Amy
Bought by
Rust Katherine and Rust Brian
Seller's Agent
Robert Biggins
ERA Reardon Realty
Buyer's Agent
The Petzke Team
RE/MAX by the Lake
List Price
$324,900
Sold Price
$285,000
Premium/Discount to List
-$39,900
-12.28%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$135,167
Avg. Annual Appreciation
8.39%
Original Mortgage
$228,000
Outstanding Balance
$204,063
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$226,357
Purchase Details
Listed on
Feb 21, 2020
Closed on
Mar 13, 2020
Sold by
Vonbehren George A and Vonbehren Lainie Lu
Bought by
Biggins Robert and Biggins Amy
Seller's Agent
Danielle Yeager
@properties Christie's International R.E.
Buyer's Agent
Robert Biggins
ERA Reardon Realty
List Price
$174,900
Sold Price
$175,251
Premium/Discount to List
$351
0.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
227.40%
Purchase Details
Closed on
May 28, 2019
Sold by
Vonbehren Melina G
Bought by
Vonbehren George A and Vonbehren Lainie Lu
Purchase Details
Closed on
Aug 9, 2010
Sold by
Irwin Jane
Bought by
Vonbehren George A and Von Behren Lainie Lu
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,400
Interest Rate
4.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 18, 2006
Sold by
Percy Dennis Lane and Percy Karla Kay
Bought by
Irwin Jane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Rust Katherine | $285,000 | Accommodation | |
| Biggins Robert | $175,251 | First American Title | |
| Vonbehren George A | -- | First American Title | |
| Vonbehren Melaina G | -- | None Available | |
| Vonbehren George A | $185,500 | Multiple | |
| Irwin Jane | $170,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Rust Katherine | $228,000 | |
| Closed | Rust Katherine | $228,000 | |
| Previous Owner | Vonbehren George A | $16,997 | |
| Previous Owner | Vonbehren George A | $136,000 | |
| Previous Owner | Vonbehren George A | $148,400 | |
| Previous Owner | Irwin Jane | $50,000 | |
| Previous Owner | Percy Dennis Lane | $150,000 | |
| Previous Owner | Percy Dennis Lane | $50,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/11/2020 08/11/20 | Sold | $285,000 | -12.3% | $119 / Sq Ft |
| 07/13/2020 07/13/20 | Pending | -- | -- | -- |
| 06/12/2020 06/12/20 | For Sale | $324,900 | +85.4% | $135 / Sq Ft |
| 03/13/2020 03/13/20 | Sold | $175,251 | +0.2% | $88 / Sq Ft |
| 02/24/2020 02/24/20 | Pending | -- | -- | -- |
| 02/21/2020 02/21/20 | For Sale | $174,900 | -- | $87 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,933 | $175,700 | $0 | $0 |
| 2024 | $7,769 | $170,500 | $0 | $0 |
| 2023 | $5,090 | $149,400 | $0 | $0 |
| 2022 | $4,858 | $124,000 | $0 | $0 |
| 2021 | $6,989 | $118,900 | $23,900 | $95,000 |
| 2020 | $3,567 | $100,200 | $0 | $0 |
| 2019 | $3,540 | $90,400 | $22,600 | $67,800 |
| 2018 | $3,480 | $90,400 | $0 | $0 |
| 2017 | $3,122 | $88,300 | $0 | $0 |
| 2016 | $3,122 | $85,000 | $0 | $0 |
| 2015 | $3,084 | $84,200 | $0 | $0 |
| 2014 | $2,939 | $80,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Robert Biggins
-
D
Seller's Agent in 2020
Danielle Yeager
@ Properties
-
J
Seller Co-Listing Agent in 2020
James Rhodes
ERA Reardon Realty
-
The Petzke Team
T
Buyer's Agent in 2020
The Petzke Team
RE/MAX Michigan
(269) 985-3354
125 in this area
529 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 20021516
APN: 11-76-2320-0030-00-0
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