615 Helena St Dowagiac, MI 49047
4
Beds
2
Baths
1,325
Sq Ft
0.4
Acres
Highlights
- Cape Cod Architecture
- 2 Car Attached Garage
- Living Room
- Porch
- Eat-In Kitchen
- Laundry Room
About This Home
As of October 2024Price Reduction- HUD Home in City of Dowagiac within walking distance to parks, schools and downtown. 4 bedrooms, 2 full bath, attached 2 car garage and large yard. Avail 8-30-24 Bids due by 11:59 PM CST then until sold ''AS IS'' HUD property sold by electronic bid only. FHA Case #263-311165 203k eligible, (IE). Buyer to verify all information. HUD does NOT pay for title insurance. KMM makes no warranty as to the existence of mold in this property, and is not liable for the potentially harmful effects thereof and makes no warranty as to the condition of the property. See attached MLS addendum regarding'' Buyer Select'' program & seller paid closing costs. See attached LBP & Disclosure for HUD Homes. LBP. Disclosure: Property is NOT located in a FEMA Special Flood Hazard Area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,443
Year Built
- Built in 1950
Lot Details
- 0.4 Acre Lot
- Lot Dimensions are 134x132x133x133
- Shrub
- Level Lot
- Back Yard Fenced
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Cape Cod Architecture
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,325 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Living Room
- Dining Area
- Eat-In Kitchen
Bedrooms and Bathrooms
- 4 Bedrooms | 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- REO, home is currently bank or lender owned
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 28, 2024
Closed on
Oct 16, 2024
Sold by
Secretary Of Housing And Urban Developme
Bought by
Montoya Ayala Maria D
Seller's Agent
Beth Van
Bon Realty
Buyer's Agent
Michael Dubbink
Jaqua REALTORS
List Price
$134,000
Sold Price
$119,500
Premium/Discount to List
-$14,500
-10.82%
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,284
Avg. Annual Appreciation
5.59%
Original Mortgage
$113,525
Outstanding Balance
$112,526
Interest Rate
6.2%
Mortgage Type
New Conventional
Estimated Equity
$12,694
Purchase Details
Closed on
Oct 4, 2023
Sold by
United States Secretary Of Housing And U
Bought by
United States Secretary Of Housing And Urban
Similar Homes in Dowagiac, MI
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $119,500 | Chicago Title Of Michigan | |
| Warranty Deed | $119,500 | Chicago Title Of Michigan | |
| Trustee Deed | $152,134 | None Listed On Document | |
| Trustee Deed | $152,134 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $113,525 | New Conventional | |
| Closed | $113,525 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/18/2024 10/18/24 | Sold | $119,500 | 0.0% | $90 / Sq Ft |
| 09/06/2024 09/06/24 | Pending | -- | -- | -- |
| 08/30/2024 08/30/24 | Price Changed | $119,500 | -10.8% | $90 / Sq Ft |
| 08/28/2024 08/28/24 | For Sale | $134,000 | 0.0% | $101 / Sq Ft |
| 08/15/2024 08/15/24 | Pending | -- | -- | -- |
| 07/23/2024 07/23/24 | For Sale | $134,000 | 0.0% | $101 / Sq Ft |
| 07/16/2024 07/16/24 | Pending | -- | -- | -- |
| 07/15/2024 07/15/24 | For Sale | $134,000 | 0.0% | $101 / Sq Ft |
| 05/03/2024 05/03/24 | Pending | -- | -- | -- |
| 04/24/2024 04/24/24 | For Sale | $134,000 | -- | $101 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,467 | $68,100 | $0 | $68,100 |
| 2023 | $1,233 | $62,400 | $0 | $0 |
| 2022 | $1,036 | $56,000 | $0 | $0 |
| 2021 | $1,511 | $45,900 | $0 | $0 |
| 2020 | $996 | $41,700 | $0 | $0 |
| 2019 | $1,457 | $37,700 | $0 | $0 |
| 2018 | $951 | $38,100 | $0 | $0 |
| 2017 | $931 | $37,400 | $0 | $0 |
| 2016 | $915 | $35,400 | $0 | $0 |
| 2015 | -- | $37,400 | $0 | $0 |
| 2011 | -- | $33,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beth Van
Seller's Agent in 2024
Beth Van
Bon Realty
(269) 684-4445
8 in this area
149 Total Sales
-
Michael Dubbink
Buyer's Agent in 2024
Michael Dubbink
Jaqua REALTORS
(269) 637-6537
1 in this area
100 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 24019682
APN: 14-160-300-202-00
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