617 Elm St St. Joseph, MI 49085
Estimated payment $2,471/month
Total Views
30,908
1
Bed
1
Bath
788
Sq Ft
$451
Price per Sq Ft
Highlights
- Traditional Architecture
- 2 Fireplaces
- 1 Car Attached Garage
- Upton Middle School Rated A
- No HOA
- 2-minute walk to Lake Bluff Park
About This Home
Seller financing available on this premium DOWNTOWN ST JOSEPH retail/residential space, zoned as part of DDA. Take advantage of the opportunity for short-term vacation rentals or make this your permanent home (or both!). Current owner had vision for a four story building with main floor commercial and 3 condos above. Opportunities are endless with the main floor currently stripped down to studs and an updated modern 1 bedroom, 1 bathroom apartment above it. Fitting in with the Historic Downtown District, this brick storefront can be utilized for many different types of business. The building comes with a parking space for the apartment. Tear down and build new or renovate. Great location near Corewell hospital, Silver Beach, Harbor Shores, Whirlpool and many thriving businesses
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,272
Year Built
- Built in 1960
Lot Details
- 3,050 Sq Ft Lot
- Lot Dimensions are 50 x 66
- Property is zoned Commercial, Commercial
Parking
- 1 Car Attached Garage
Home Design
- Traditional Architecture
- Wood Siding
Interior Spaces
- 788 Sq Ft Home
- 1-Story Property
- 2 Fireplaces
- Partial Basement
- Laundry in Hall
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,781 | $152,300 | $0 | $0 |
| 2024 | $7,456 | $126,000 | $0 | $0 |
| 2023 | $7,134 | $119,700 | $0 | $0 |
| 2022 | $7,127 | $127,800 | $0 | $0 |
| 2021 | $7,020 | $115,600 | $71,300 | $44,300 |
| 2020 | $2,970 | $0 | $0 | $0 |
| 2019 | $2,971 | $78,600 | $36,200 | $42,400 |
| 2018 | $0 | $78,600 | $0 | $0 |
| 2017 | $0 | $78,800 | $0 | $0 |
| 2016 | $0 | $78,600 | $0 | $0 |
| 2015 | $3,257 | $83,900 | $0 | $0 |
| 2014 | $3,139 | $83,900 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | For Sale | $355,000 | 0.0% | $451 / Sq Ft |
| 08/18/2025 08/18/25 | Off Market | $355,000 | -- | -- |
| 06/10/2025 06/10/25 | For Sale | $355,000 | -- | $451 / Sq Ft |
Source: MichRIC
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | Elevated Title | |
| Warranty Deed | $244,000 | Ata National Title Group Llc | |
| Warranty Deed | -- | Ata National Title Group | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $175,000 | Attorney | |
| Deed | $69,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $60,000 | New Conventional | |
| Previous Owner | $90,000 | Unknown | |
| Previous Owner | $140,000 | Future Advance Clause Open End Mortgage | |
| Closed | $90,000 | No Value Available |
Source: Public Records
About the Listing Agent
Kerry's passion for real estate and serving clients is why he has finished in the top 1% of all agents in Southwest Michigan since 2010. In addition to being a graduate of the Realtor Institute (GRI) and an Accredited Buyers Representative (ABR), Kerry holds a BA in Communications from Albion College and a Master's in Education from Aquinas College. His industry affiliations include membership with the Southwest Michigan Association of Realtors (SWMAR) and the Chicago Association of Realtors
Kerry's Other Listings
Source: MichRIC
MLS Number: 25027493
APN: 11-76-0340-0203-03-0
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.
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