617 Elm St St. Joseph, MI 49085
Estimated payment $2,497/month
Highlights
- Traditional Architecture
- 2 Fireplaces
- Forced Air Heating and Cooling System
- Upton Middle School Rated A
- 1 Car Attached Garage
- 2-minute walk to Lake Bluff Park
About This Home
Seller financing available on this premium DOWNTOWN ST JOSEPH retail/residential space, zoned as part of DDA. Take advantage of the opportunity for short-term vacation rentals or make this your permanent home (or both!). Current owner had vision for a four story building with main floor commercial and 3 condos above. Opportunities are endless with the main floor currently stripped down to studs and an updated modern 1 bedroom, 1 bathroom apartment above it. Fitting in with the Historic Downtown District, this brick storefront can be utilized for many different types of business. The building comes with a parking space for the apartment. Tear down and build new or renovate. Great location near Corewell hospital, Silver Beach, Harbor Shores, Whirlpool and many thriving businesses
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,272
Year Built
- Built in 1960
Lot Details
- 3,050 Sq Ft Lot
- Lot Dimensions are 50 x 66
- Property is zoned Commercial, Commercial
Parking
- 1 Car Attached Garage
Home Design
- Traditional Architecture
- Wood Siding
Interior Spaces
- 788 Sq Ft Home
- 1-Story Property
- 2 Fireplaces
- Partial Basement
- Laundry in Hall
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,781 | $152,300 | $0 | $0 |
| 2024 | $7,456 | $126,000 | $0 | $0 |
| 2023 | $7,134 | $119,700 | $0 | $0 |
| 2022 | $7,127 | $127,800 | $0 | $0 |
| 2021 | $7,020 | $115,600 | $71,300 | $44,300 |
| 2020 | $2,970 | $0 | $0 | $0 |
| 2019 | $2,971 | $78,600 | $36,200 | $42,400 |
| 2018 | $0 | $78,600 | $0 | $0 |
| 2017 | $0 | $78,800 | $0 | $0 |
| 2016 | $0 | $78,600 | $0 | $0 |
| 2015 | $3,257 | $83,900 | $0 | $0 |
| 2014 | $3,139 | $83,900 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | For Sale | $355,000 | 0.0% | $451 / Sq Ft |
| 08/18/2025 08/18/25 | Off Market | $355,000 | -- | -- |
| 06/10/2025 06/10/25 | For Sale | $355,000 | -- | $451 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | Elevated Title | |
| Warranty Deed | $244,000 | Ata National Title Group Llc | |
| Warranty Deed | -- | Ata National Title Group | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $175,000 | Attorney | |
| Deed | $69,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $60,000 | New Conventional | |
| Previous Owner | $90,000 | Unknown | |
| Previous Owner | $140,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $55,000 | Commercial | |
| Closed | $90,000 | No Value Available |
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25027493
APN: 11-76-0340-0203-03-0
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Information is deemed reliable but not guaranteed.
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