C
Seller's Agent in 2025
Cardiff Howell
CENTRAL TOWER PROPERTIES
(321) 948-3144
1 in this area
35 Total Sales
619 Montana Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $278,000 - $300,054
3
Beds
2
Baths
1,335
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- No HOA
- Laundry closet
- Central Heating and Cooling System
- Living Room
- Ceramic Tile Flooring
- Ceiling Fan
About This Home
As of September 2025Lighting fast response - move in by the end of the month. Step into this bright and spacious home, where central air and tile floors throughout create a clean, airy feel that’s bathed in natural Florida sunlight. The open living and dining areas offer the perfect backdrop for both relaxing and entertaining. The well-appointed kitchen comes fully equipped with essential appliances—including a dishwasher, oven, disposal, and refrigerator—along with granite countertops and a separate utility room with washer/dryer hookups for added convenience.
With three comfortable bedrooms and two full bathrooms, this home is ideal for families or guests. The master suite features a generous walk-in closet and elegant French doors that open to the backyard patio, creating a seamless indoor-outdoor living experience. Outside, a fully fenced yard extends >99 feet deep, offering ample space for play, gardening, or entertaining.
Built in 1984, the home has been well-maintained and is in move-in ready condition—no renovation costs, no hassle. Just bring your boxes and settle in.
Situated just blocks from scenic East Lake Toho and U.S. 192, the location is a dream for morning walks, water activities, shopping, dining, and entertainment. Families will appreciate the close proximity to highly rated schools—Lakeview Elementary (0.2 mi), St. Cloud Middle (1.7 mi), and St. Cloud High (1.5 mi). Located in the desirable 34769 zip code, the neighborhood offers access to parks, trails, and essential conveniences, making it ideal for active lifestyles.
Whether you’re a first-time homebuyer looking for affordability and room to grow, an investor seeking a solid rental near top schools and lakes, or a family searching for space and charm in a great location—this home checks every box.
Call now for your private showing.
Last Agent to Sell the Property
CENTRAL TOWER PROPERTIES Brokerage Phone: 863-676-9650 License #510715 Listed on: 07/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,223
Year Built
- Built in 1984
Lot Details
- 7,492 Sq Ft Lot
- West Facing Home
- Property is zoned SR2
Parking
- 1 Carport Space
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,335 Sq Ft Home
- Ceiling Fan
- Family Room
- Living Room
- Ceramic Tile Flooring
- Laundry closet
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Exterior Lighting
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 16 / 31
- Assessor Parcel Number 01-26-30-0001-0031-0160
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 21, 2025
Closed on
Sep 12, 2025
Sold by
Bought by
Seller's Agent
Cardiff Howell
CENTRAL TOWER PROPERTIES
Buyer's Agent
Lee Rivera Lamsee
EXP REALTY LLC
List Price
$284,900
Sold Price
$284,900
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,614
Avg. Annual Appreciation
1.09%
Original Mortgage
$10,000
Interest Rate
0.0663%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 7, 2011
Sold by
Bought by
Purchase Details
Closed on
Apr 16, 2010
Sold by
Bought by
Purchase Details
Closed on
Sep 5, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
0.0662%
Mortgage Type
Balloon
Purchase Details
Closed on
Apr 14, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,800
Interest Rate
0.0556%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $284,900 | None Listed On Document | ||
| $65,700 | Grace Title Inc | ||
| $123,500 | Attorney | ||
| $107,000 | Metro Title | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $10,000 | ||
| Open | $279,739 | ||
| Previous Owner | $123,500 | ||
| Previous Owner | $74,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $284,900 | 0.0% | $213 / Sq Ft |
| 08/02/2025 08/02/25 | Pending | -- | -- | -- |
| 07/21/2025 07/21/25 | For Sale | $284,900 | -- | $213 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,223 | $217,100 | $46,800 | $170,300 |
| 2024 | $2,957 | $212,600 | $46,800 | $165,800 |
| 2023 | $2,957 | $151,467 | $0 | $0 |
| 2022 | $2,625 | $163,000 | $35,100 | $127,900 |
| 2021 | $2,362 | $133,800 | $34,600 | $99,200 |
| 2020 | $2,168 | $122,200 | $30,700 | $91,500 |
| 2019 | $1,983 | $108,600 | $26,200 | $82,400 |
| 2018 | $1,809 | $96,800 | $22,500 | $74,300 |
| 2017 | $1,660 | $85,500 | $17,200 | $68,300 |
| 2016 | $1,545 | $79,700 | $15,000 | $64,700 |
| 2015 | $1,434 | $72,400 | $15,000 | $57,400 |
| 2014 | $1,304 | $64,800 | $12,900 | $51,900 |
Source: Public Records
Agents Affiliated with this Home
-
Cardiff Howell
-
Lee Rivera Lamsee
Buyer's Agent in 2025
Lee Rivera Lamsee
EXP REALTY LLC
(407) 874-0254
1 in this area
63 Total Sales
-
Ariel Vargas
Buyer Co-Listing Agent in 2025
Ariel Vargas
EXP REALTY LLC
(407) 558-5161
2 in this area
478 Total Sales
Map
Source: Stellar MLS
MLS Number: O6328840
APN: 01-26-30-0001-0031-0160
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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